Investor Motivation

Explore the keys to securing your financial future in our latest podcast episode. From gaining clarity and direction to sidestepping costly mistakes, we delve into the transformative benefits of professional financial advice. Tune in to discover how expert guidance can bolster your confidence, ease stress, and optimise your resources. Join us for an insightful discussion on prioritising what truly...

Join us for a candid discussion on managing finances as a couple... We explore the dynamics of handling money when there's a single breadwinner, aligning financial goals, and seeking advice when needed. Discover the keys to understanding each other's money stories, navigating crucial conversations, and tackling tensions in relationships caused by finances. Tune in for insights on building financia...

Join us as we explore the financial journey of a typical Australian couple, late 30s, with two young children and an annual income of $150,000. With expenses at $70,000 annually, we discuss strategies for asset allocation, personal insurance, estate planning, inflation considerations, and children's future needs. Tune in for insights that will help any Aussie household aiming for financial securit...

Unlock the secrets to retiring comfortably as a couple with $650,000 in superannuation and savings. From determining spending limits to optimising tax structures, we cover it all. Learn how to maximise your Centrelink pension benefits while safeguarding assets for the surviving partner, including leveraging exemptions and exploring the Home Equity Access Scheme. Dive into estate planning considera...

Join us as we explore practical investment strategies for budgets ranging from $1,000 to $50,000. Whether you're a beginner or seasoned investor, we offer actionable advice on fund allocation and risk management. Discover low-cost options, diversification techniques, and insights into market dynamics. Learn how to navigate the investment world and achieve financial success... Robert Goudie, CFP, G...

Join us as we unravel the key lessons, insights, and market trends that shaped the investment landscape over the past year. We're breaking down the important stuff—what worked, what didn't, and what we can learn from it all. Whether you're a seasoned investor or just starting out, this episode is packed with easy-to-understand insights that can help you make smarter money moves. Tune in for a simp...

How can you win in 2024? This episode explores a holistic approach to success, covering health, career, wealth, and personal growth. Discover how small habits, the Atomic Habits law, and meaningful goal-setting can shape your year. Financial strategies for 2024 include discussions on financial wellness, investing, and resilience. Beyond money, explore health, work-life balance, personal growth, an...

Join us as we explore the essential elements of effective money management, offering insights into building a secure future. From spending wisely and creating financial safety nets to making strategic investments for the long term, we'll cover it all. Discover the joy of mastering your finances and gain a deeper understanding of the path to financial greatness. Tune in for a conversation filled wi...

In this episode we jump into real-life client scenarios, exploring topics ranging from the tax advantages of progressive giving, to the opportunity costs linked with negative gearing. Plus essential considerations for making informed financial decisions. Tune in for valuable insights to secure your financial future. Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), B...

In our latest podcast, join hosts Rob and Amy as they delve into the intriguing world of cybersecurity following a captivating seminar attended by industry experts. The seminar's presenter, who had hacked his first computer at the tender age of 12, shared a chilling yet eye-opening perspective: there are only two types of businesses – those that have been hacked and those that will be hacked. Tune...

Dive into the strategies of borrowing for investment in our latest episode! From margin loans to leveraging home equity, we explore the benefits and risks, emphasising smart financial decisions over tax considerations. Tune in for key insights to level up your investment game! Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are author...

Home Instead is a national provider of in-home care designed to enrich the lives of ageing adults and their families. In this episode, join Rob and Home Instead Care Services Manager, Lindy Ellis, as they delve into the array of in-home support options. Lindy sheds light on the crucial aspects of maintaining older individuals in the comfort of their homes for both physical and mental well-being. F...

In the second episode of our 55+ series, we dive into the world of investing tailored specifically for those aged 55 and above.  Whether you're nearing retirement, already enjoying your golden years, or seeking to maximise your investments during this life stage, listen in for strategies to optimise your investment portfolio, manage risk and ensure your financial well-being during this exciting ch...

Warren Buffett didn't hit billionaire status until he turned 50, and guess what? 99% of his wealth was earned after that milestone! In this episode, we chat about late-stage investing in Australia, and what we can learn from Warren Buffett's approach. Next week... the late-stage strategies you need to boost your retirement savings.   Warren Buffett net worth/age image: https://finmasters.com/wp-co...

Ready to dive into the world of Listed Investment Companies (LICs) in Australia? We've got you covered! Discover how LICs work, from their unique close-ended structure to their active or passive management. Explore popular LICs like AFIC, WAM Capital, Argo, and BKI, and get the lowdown on the tax implications, including capital gains and franking credits. Learn about dividend policies, including s...

What exactly is debt recycling? Rob & Amy explain this borrowing-to-invest strategy, the pros and cons, and how it may be utilised by highly engaged investors to grow their wealth . . .   Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Amy Lehmann, BBus (FinPlan), BBus (Acc) (ASIC Reg 1292710), are authorised representatives of Consortium Private Wealth Pty Ltd | ABN 74 616 250 965 AFS Lic...

In this episode we explore the essential components of a holistic financial plan. Discover the significance of tailoring this plan to your unique goals and circumstances, and how risk tolerance and time horizons play a crucial role in shaping it. Don't miss this episode for key insights into building a financial plan that suits your needs...   Robert Goudie, CFP, GradDipFP (ASIC Reg 235974) and Am...

In part 2 of our 'Goals based advice' series, we unravel the intricate relationship between our minds and our money! Discover how setting financial goals can provide direction, motivation, and a shield against impulsive decisions. Explore the SMART goal framework with us, the role emotions can play in financial choices, and the power of visualisation, accountability, and celebrating small wins. Pl...

Join us as we break down the essence of goals-based advice, why setting personal goals matters, and how this method offers a holistic approach to financial well-being. We'll also explore the limitations of return-focused approaches and explain why they fall short in today's dynamic financial landscape. Tune in for expert insights on crafting a financial journey that not only aims for impressive re...

“I prefer the safety and security of the sharemarket to risky assets like term deposits.” - Peter Thornhill, Motivated Money Join Rob & Amy as they delve into the lessons learnt from a recent presentation by investment guru Peter Thornhill, a mentor of Rob's, sharing investing tips and tricks directly from one of the very best! Tune in to hear key learnings from one of Australia's great invest...

Explore the intricacies of market volatility, gaining insights into market upheavals and valuable lessons on thriving amid volatility. We unravel the psychological impact of loss aversion and the tangible financial setbacks experienced during tumultuous times. But it's not just about the challenges – we equip you with 3 risk management strategies and jump into a real-world case study. Learn the me...

Life can throw us some tough challenges, and one of them is when a couple becomes a single person, especially in their golden years. In this podcast, we'll tackle this issue head-on. We explore how it affects your age pension and share savvy tips on securing your financial well-being, whether you're dealing with the passing of a partner or a breakup. Now, here's the key – getting your partner invo...

Join Financial Adviser Robert Goudie and Accountant Dallas Landwehr as they guide aspiring business owners through the intricacies of self-employment. Learn valuable tips on cash flow management, budgeting, and leveraging tech tools to streamline administrative tasks. Plus, practical advice on pricing strategies, efficient invoicing, and managing tax obligations. Don't embark on your self-employme...

Is it better to invest directly into shares or to invest through managed funds? This week Rob and Amy discuss the pros and cons of each approach and explain, whilst there is no right or wrong option, it is dependent on individual preference and which strategy you are most comfortable with. They also provide insight on the way they invest for themselves, both now and historically, and explain how a...

Join Financial Advisers Robert Goudie and Amy Lehmann as they guide you through the essential steps to prepare for starting a family from a financial perspective. Discover practical strategies for managing work-life balance, explore the importance of life insurance and different types of coverage such as TPD, trauma/critical illness, and income protection. Gain insights into building cash reserves...