Investing in Real Estate with Clayton Morris | Investing for Beginners

Can investing in assisted living properties be profitable? And if so, what are some things to consider before buying senior housing? That's the first question I'm answering on today's show! This encore episode of Investing in Real Estate features three great listener questions on investing in assisted living properties, using private money to buy new construction rental properties, and how to pair...

Many people have an idealized vision of retirement – just like you see on the commercials. You’ve been sold a lie of the American Dream, the 401k, and a cushy retirement by the beach. But this is not the reality of what retirement looks like for most Americans. On today's show, we're going to discuss the current state of retirement in the United States. We're going to talk about 401ks plans, infla...

Using retirement funds to buy real estate is a popular way to invest. Can you use annuity funds to buy rental properties? That's the first question I'm answering on this encore Q&A episode! On this episode of Investing in Real Estate, I'm taking three of your intelligent real estate questions. We're going to talk about buying real estate with annuity funds, fitting refinancing rental propertie...

It’s happening right before our eyes; America is becoming a renter nation. Gone are the days of the American Dream with the white picket fence. Buying a house has become out of reach for many Americans. On this episode, we're going to discuss what's going on with the housing market, why so many people are turning to renting, and what this means for real estate investors.

As you might know, business banking has different standards than personal lending. Today's first caller asked, "what's the best way to get funding within an LLC? That's the first question I'm answering on this encore Q&A episode! Today's episode covers three of your great questions on getting funding in an LLC, buying turnkey rentals out of state, and using a VA loan to buy rental properties....

Americans’ credit scores have fallen for the first time in a decade. As always, the mainstream media is putting a positive spin on this – saying the economy is strong, or that these trends aren’t severe enough to signal financial distress. The truth is, this credit situation is destroying Americans' financial well-being. On today's show, you're going to hear the latest statistics on credit scores...

Today's first caller wants to set up a self-directed IRA to buy real estate. What's the difference between Roth and traditional IRAs? That's the first question I'm answering on today's Q&A edition of Investing in Real Estate! On this encore episode, I'm answering your great questions on types of IRAs for investors, the best way to utilize $35k in cash, and strategies for buying new assets with...

The US dollar as we know it, is about to change forever. There are many ways in which the dollar is losing its value, strength, and dominance as the world's principal reserve currency. And all these factors are combining to make way for a digital currency. On today's show, we're going to discuss the future of a central bank digital currency, why it poses a threat to the dollar, and what you should...

Today's first caller asked a popular question. If you're looking to move out of your primary residence, is it a good idea to rent it out? Or is it better to cut ties completely and sell the property? On this Q&A episode, I'm giving my take on this common dilemma! This episode feature three of your great real estate questions. We're going to cover topics like renting out your primary home, usin...

Half of US homeowners and renters reported regularly struggling to make their housing payments, according to a recent Redfin survey. The cost of living over the past couple years is hurting Americans, and housing is a big factor in this equation. On today's show, we're going to discuss what's behind America's housing crisis. You're going to learn about building trends, interest rates, and possible...

What's the best way to get funding for your real estate portfolio? Specifically, after you've reached the 10-mortgage limit with traditional banks, what other avenues exist for funding? That's the first question I'm answering on today's Q&A! On this encore episode of Investing in Real Estate, I'm answering three of your questions on how to get money for real estate, ways to invest a smaller am...

According to data from the Federal Reserve Bank of New York, credit card delinquencies reached 8.5% in the fourth quarter of 2023 – that’s up from 5.87% in 2022, and 4.1% in 2021. Within a span of two years, credit card delinquencies have more than doubled. We’re hearing again and again from the current administration the US economy is healthy – yet so many Americans are relying on credit cards, c...

If you have a rental property but you don't live nearby, what's the best way to manage things on site? Is it a good idea to hire a property management company? On today's show, I'm answering this—plus two more of your voicemails! This encore Q&A episode features three of your real estate questions on property management, LLCs, and buying a mobile home. I'm sharing my best tips and experience,...

There are major challenges ahead for the future of the 401k. On today's show, you're going to learn the latest data behind why the 401k is headed for disaster. You're going to hear the latest statistics on retirement contribution, hardship loans, and more. We're also going to discuss why the 401k on its own, does not lead to a comfortable retirement. If you're ready to learn about the future of yo...

Today's first caller is a Marine who'd like to use a VA loan wisely. Should he buy a primary residence, or hack house a duplex? That's the first question I'm answering on this encore episode! This episode of Investing in Real Estate features three great listener questions on utilizing a VA loan, pulling funds out of traditional retirement accounts to invest in real estate, and how to navigate fina...

Americans’ credit scores have fallen for the first time in a decade. According to a March 2024 report by FICO , “the effects of high interest rates and persistent inflation may be starting to weigh on consumers, especially those already struggling to manage their finances.” The FICO report found that the national average credit score dipped to 717 in October 2023. Today we're going to talk about w...

If you want to get started as a real estate investor, but you only have $5k to invest, what's the best recourse? On this Q&A episode, I'm giving three ideas for getting started investing with $5k! I'm also answering your questions on recovering a project gone wrong with a new builder, and how much it costs to get started investing with Morris Invest. As always, I appreciate your thoughtful que...

The national debt in the United States is steadily increasing year after year, finally reaching a historic level. This situation is concerning, with a fast-paced growth at a rate of a staggering $1 trillion accruing to the national debt every 100 days. On today’s show, we’re going to talk about some of the main factors brewing behind the scenes. This massive amount of looming debt proves a serious...

Today's first caller asked an excellent question: "is now a good time to use home equity to invest for positive cash flow?" On this encore episode of Investing in Real Estate, I'm answering three of your questions on various real estate topics. We're going to cover using home equity for positive cash flow, how to maximize your returns on a smaller investment, and what to consider about setting up...

Now more than ever, there are a lot of questions about the stability and the future of the US dollar. Will the US dollar crash? That’s what we’re going to unpack on today’s show. You're going to learn about the relationship between global trade and the US dollar, the departure from the gold standard, and what the Federal Reserve has said about the future of the dollar.

If you're thinking about getting started in the real estate industry, chances are you're considering a lot of options. One popular real estate strategy is flipping houses. Is flipping houses a good investment strategy? That's the first question I'm answering on today's Q&A episode! On this encore episode of Investing in Real Estate, I'm answering three of your great questions about flipping, o...

The end of the fiscal year is a great time to assess your goals and add a rental property to your portfolio. Buying before the end of the year can help you build your net worth and take advantage of the tax benefits of buying real estate. On today's show, I'm going to share everything you need to know about buying a rental property before the end of the year. You're going to learn the exact steps...

When I wrote my book How to Pay Off Your Mortgage in 5 Years , mortgage rates were at a historical low. Since rates have risen in the past year or two, does it still make sense to use a HELOC to pay off the mortgage on your primary home? That's the first question I'm answering on today's show! This encore episode features three listener questions on paying off your mortgage, returns on our done-fo...

Big trouble is ahead for many banks that have commercial real estate in their portfolios. Federal Reserve Chair Jerome Powell warning, “there will be bank failures” at the Senate Banking Committee in early March. Due to declining values and defaulting loans in the commercial real estate space, smaller banks are feeling the pinch. Specifically, small and midsize banks could collapse in the coming m...

What does it take to become a Section 8 Landlord? Do you have to get pre-approved? And if so, what does the process look like? That's the first question I'm answering on this encore Q&A episode! On today's show, I'm taking three of your great questions on Section 8 rentals, how to get funding to grow your portfolio, and how to buy gold and silver. I'll also cover topics like diversifying your...