Investing in Real Estate with Clayton Morris | Investing for Beginners

What’s the difference between bonus depreciation and a cost segregation, and can they coincide? That’s the first question I’m answering on today’s Q&A edition of Investing in Real Estate! This encore episode features three great listener questions on tax strategies, getting started in real estate with no money and bad credit, and the truth about elevated home prices. I’m also going to be shari...

If you’re sitting on piles of cash or stale savings accounts, I’ve got bad news for you – you’re not saving money, you’re losing money. Today you’re going to learn why saving money may actually be hurting your bottom line, and three strategies you can use instead.  You’re going to learn about the best ways to invest your cash, whether you’re looking to save for retirement or just want a short-term...

Today’s first caller owns a couple of rental properties alongside her husband. As they reach retirement age, what’s the best investment type? Should they open a self-directed IRA or buy properties in other ways? That’s the first question I’m answering on today’s show! This encore episode of Investing in Real Estate features three of your investing questions on topics like retirement, the best ince...

Start early by building your financial education. I believe that a strong financial education is one of the most overlooked and undervalued things you need to survive in today’s world. Luckily, building a strong financial education is free, and you can start right now.  Listen along with the show for more information!

There are many benefits of investing inside of a retirement account like a self-directed IRA. But if you want to retire early, can a self-directed IRA help you reach your goals? That's the first question I'm answering on this episode of Investing in Real Estate! This encore Q&A episode features three great listener questions on deciding if retirement accounts are right for you, how to determin...

For years now, the US has been in the depths of a housing shortage, specifically an affordable housing shortage. From a basic economic standpoint, a normal, balanced housing market should have about a 4-6 months’ supply available of houses. Anything less than that is considered a housing shortage. On today's show, you're going to learn how vast the housing shortage is. We're going to talk about so...

If you own a rental property that needs constant repairs and maintenance, what should you do? Is it better to sell a high maintenance property, or is there a better way to deal with it? That's the first question I'm answering on this encore Q&A episode of Investing in Real Estate. Today I'm answering three of your great questions on dealing with repetitive repairs, turning your first home into...

The affordable housing crisis keeps getting worse and worse. It was recently reported that New York City rents are so high, that less than 5% of rental units are affordable for the average salary. On this episode of Investing in Real Estate, we're going to dive into what's going on with housing costs across major US cities, mainly New York City. You're going to learn about how the price of rent ha...

If you want to use a HELOC to pay off your mortgage, the easiest way is to utilize your HELOC as a checking account. But where can you find these types of HELOCs? That's the first question I'm answering on this encore episode of Investing in Real Estate! Today's Q&A episode features three of your great questions about finding HELOC products, rental companies, and how to buy rental properties i...

Over the last several decades, the American retirement system has shifted immensely. Working hard used to result in guaranteed retirement income through a pension plan. But today, a pension plan is no more -- and Americans are left with a shell of a retirement plan. On this episode of Investing in Real Estate, we're going to cover the history of the pension plan, why the 401k doesn't work on its o...

How can you teach your children financial intelligence? What are the best resources you can arm yourself with in order to pass down important lessons about money? That's the first question I'm answering on this encore Q&A episode of Investing in Real Estate! This episode features three of your great questions about financial education resources, minimizing high taxes, and deciding what to do w...

Due to the state of the economy, Americans have reported being worried about money, cutting back their spending habits, and even dipping into their retirement funds just to make ends meet. On today's show, we're going to unpack what's going on with the average American consumer. We're going to talk about the state of credit card debt in the US, how interest rates are impacting the average American...

What are the best states to buy rental real estate? And what makes a rental market profitable? That's the first question I'm answering on this encore Q&A edition of investing in real estate! On today's episode of Investing in Real Estate, I'm answering three of your great questions. We're going to cover topics like rental markets, buydown credits, and how a banking collapse could affect your p...

On today’s show, we’re going to talk about one of the major tax savings strategies that all real estate investors need to know about: the 1031 exchange. All real estate investors need to have this information in their back pocket, because you never know when you might need it. You're going to learn about the basics of a 1031 exchange and how it works. We're going to cover the major benefits of thi...

Our audience asks the best questions, and on today's show, I'm going to tackle a few of them. On this encore episode of Investing in Real Estate, I'll be answering three of your questions on various real estate topics. This Q&A episode features three great questions on topics like investing with a high debt-to-income ratio, how to decide if you should pay off mortgages, and buying a property w...

I’ve said it once, and I’ll say it again: the middle class is dead. The last several years have presented hard economic times for the American people. With high inflation, elevated housing costs, and the rising prices of everything, it's never been harder to remain in the middle class. On this episode of Investing in Real Estate, we're going to unpack why the middle class is shrinking and what you...

Insurance is a critical piece of owning and protecting any piece of real estate. Is it a good idea to self-insure your rental property? That's the first question I'm answering on this encore Q&A edition of Investing in Real Estate! On today's show, I'm answering three of your great questions about self-insurance, self-directed IRAs, and how to invest in US real estate from Canada. We'll also t...

For years, we’ve been in an affordable housing crisis. Since the great recession, there has been a massive shortage of homes. Builders, of course, have been hesitant to build in droves since getting burned in 2008 and 2009. And we know that in the past few years, the prices of everything have risen dramatically. This includes lumber, land, and labor. It has become very expensive to build a home. T...

Today's first caller used a Veterans Affairs loan to house hack. What's the best way for him to grow a strong real estate portfolio? On today's show, I'm answering this great question, and more! This encore Q&A episode features three of your questions on investing with a VA loan, vacancy rates in our rental markets, and my take on the possibility of a global banking crash. As always, I appreci...

My general philosophy when it comes to real estate investing is that the credit score isn’t as big of a deal as people make it out to be. If you’re holding back on reaching your real estate goals because of a credit score, I think that’s a huge mistake. There are so many ways to work around a low credit score. However, it’s true that a higher credit score can benefit you in a number of ways. The h...

If you have access to a big chunk of equity, how much should you tap into to grow your real estate portfolio? And what is the best product to help you reach your goals? That's the first question I'm answering on this encore Q&A edition of Investing in Real Estate! On today's show, I'm answering three of your real estate investing questions spanning topics like using home equity to invest, the...

Thanks to skyrocketing home prices, American homeowners are flush with equity in their homes. It was reported that over 47% of mortgaged homes across the United States are considered equity rich. Today, we're going to talk about what this amount of equity could mean for the American homeowner. You're going to learn why now is a great time to leverage your home to buy a rental property, and how to...

If you have a mortgage on a rental property that's owned by your self-directed IRA, how does the mortgage need to be paid? On today's show, we're going to answer this question — and more! This encore Q&A episode of Investing in Real Estate features three listener questions on self-directed IRA payments, how to choose a landlord friendly state to buy investment properties, and what investors sh...

One of the best parts about buying real estate is that you don’t need gobs of cash to get started. In fact, I would argue that your creativity and your determination are more important factors than your savings account balance. All you need to do to get started is to secure a down payment on your first rental property and let the bank finance the rest. There’s no other asset type that you can buy...

Smart investors know that utilizing a self-directed IRA is an incredible way to build wealth and maximize your retirement. But is there a way to take a loan from your self-directed IRA in order to take advantage of further tax benefits? That's the first question I'm answering on today's show! This encore episode of Investing in Real Estate features three of your questions on self-directed IRA rule...