Investing in Real Estate with Clayton Morris | Investing for Beginners

When I wrote my book How to Pay Off Your Mortgage in 5 Years , mortgage rates were at a historical low. Since rates have risen in the past year or two, does it still make sense to use a HELOC to pay off the mortgage on your primary home? That's the first question I'm answering on today's show! This Q&A episode features three listener questions on paying off your mortgage, returns on our done-f...

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Making an investment can bring up a lot of questions and concerns. But there’s a major difference between doing your due diligence and getting caught up in analysis paralysis. On today's show, we're going to talk about analysis paralysis, including what it is, and how to know if you're caught in this cycle. You're going to learn four tips for overcoming analysis paralysis so you can move forward w...

What does it take to become a Section 8 Landlord? Do you have to get pre-approved? And if so, what does the process look like? That's the first question I'm answering on this Q&A episode! On today's show, I'm taking three of your great questions on Section 8 rentals, how to get funding to grow your portfolio, and how to buy gold and silver. I'll also cover topics like diversifying your portfol...

If you've ever listened to traditional investing advice, met with a financial advisor, or even started a new job, you've probably been persuaded into the merits of stocks or stock-based retirement plans like the 401k. Today, I want to unpack the paradigm of building wealth through stocks and provide an alternative method for investing: the self-directed IRA. On this episode of Investing in Real Es...

Banks have been tightening their lending standards for a while now, and investors are finding it harder and harder to find lenders willing to give loans on rental properties. Today's first caller has contacted 30 banks to find a HELOC on an investment property, and still came up empty handed. What should his next move be? That's the first question I'm answering on this Q&A episode! On this epi...

What would it take for you to achieve financial freedom? On this episode, I'm going to walk you through how to run the numbers, step-by-step, from my Freedom Cheat Sheet. Financial freedom is one of the core tenets of my real estate strategy, and today I want to unpack exactly what that means. Financial freedom can have many different definitions for different people, so let’s talk about what it i...

What can be done with an old 401k? Is there any way to use it to invest in real estate? That's the first question I'm answering on today's show! On this episode of Investing in Real Estate, we're going to talk about the future of the US dollar and how it relates to real estate investing. Then I'll answer three of your great questions about investing with an old 401k, UBIT taxes for self-directed I...

Can you be too old to start investing in real estate? Spoiler alert: no. You're never too old to invest. On today's show, I'm going to share the main reasons why it's never too late to build wealth through real estate investing. We're going to dive into a few main reasons why you might think it's too late to invest, and explore some solutions. I'm also sharing actionable steps for getting started...

There's not one clear, defined path to building wealth. When faced with a decision, you should always analyze your entire financial snapshot, including your Freedom Number. Today I'm sharing how you can assess whether or not to sell a rental property—and more! On this Q&A episode of Investing in Real Estate, I'm answering three of your questions on deciding what to do with a paid off property,...

There are many incredible benefits to owning rental real estate, including the unmatched tax incentives. In fact, tax savings may be the number one reason to invest in real estate. On today's show, we're going to dive into six specific ways that real estate investors can save on taxes through investing in rental properties. On this episode of Investing in Real Estate, we're going to discuss some o...

What's the best way to transform a liability (like your primary residence) into performing assets? That's the first question I'm answering on today's Q&A episode. On this episode of Investing in Real Estate, I'm tackling three listener questions about using home equity to buy rental properties, the best states to live and invest, and how to decide whether a renovation project is better suited...

Today we're going to talk about five actionable steps you can take when your goal is to invest in real estate, but you're not quite ready yet. You know that real estate investing is the number one way to build wealth, but maybe you still have to get some ducks in a row before you take action. This is not a bad place to be, it's great that you have a long-term goal in mind. On this episode of Inves...

Since HELOCs can be difficult to find on an investment property, what's the best way to access the equity on a rental? In what scenarios would a cash out refinance be a better option? That's the first question I'm answering on today's show! On this episode of Investing in Real Estate, we're going to discuss the future of digital currency, and how to protect yourself from the decline of the US doll...

There are many ways to build wealth through real estate, and it's important that you find a strategy that works for you. One of the first questions you might ask as you explore the world of real estate investing is: should I invest in residential or commercial real estate? I have strong opinions about this topic and for good reason. I want real estate investing to be sustainable and accessible for...

Should you use your cash reserves to buy real estate, or is it a better strategy to use bank financing? And which method offers better tax benefits? That's the first question I'm answering on today's show! On today's show, we're going to talk about the state of the economy and the current value of the US dollar. Then, I'll dive into your questions on the benefits of financing a real estate purchas...

During a recession, many people are hesitant to make big financial decisions. They hope that the economy will steady, and they'll soon see a better opportunity to buy an investment. However, this is a big mistake. Investing during a recession could be one of the best financial decisions you could make. On this episode of Investing in Real Estate, I'm sharing a few of the main reasons why now more...

Today's first caller asked about investing during times of high inflation. As the dollar loses its value, is it wise to continue buying rental properties? Or would it be better to wait out the current economic cycle? That's the first question I'm answering on today's show! On this Q&A edition of Investing in Real Estate, I'm taking three of your great questions about investing in times of infl...

On today's show we're going to dive into an important topic: creative financing. I've talked to a lot of investors from different walks of life. Personally, I've also used plenty of creative financing options. A lot of people get stuck in the trap of thinking that they can't invest, or investing is for other people. This is simply not true. If you truly want to invest, you can make it happen. It j...

As money starts to disappear, banks are starting to collapse. This is causing panic among the people, as they worry about what will happen to their money. On this episode, I'm sharing information on banks run and how they could affect your financial future. You're going to hear the latest news on Silicon Valley Bank, Janet Yellen's interviews, and how the FDIC works. Most importantly, we're going...

Real estate has proven time and time again to be one of the best ways to protect your wealth during a recession. On this episode of Investing in Real Estate, you're going to learn why real estate is the best way to protect your hard-earned money, plus specific tips you can use to protect your investments during a recession. You're going to learn how real estate investments measure up against stock...

How do you know if it's a good strategy to buy assets with your home equity? And given higher interest rates, would it be better to invest in real estate or commodities like gold and silver? That's the first question I'm answering on today's Q&A episode! On this episode of Investing in Real Estate, we're going to talk about the pent up demand for housing in the US. Then, I'm taking three of yo...

When you go to your 9-5 job, you're trading your hours for dollars. Your paycheck is a direct reflection of how many hours you work. But when you invest in real estate, you're able to bring in four different streams of income on a monthly basis. This is what makes real estate the best investment vehicle for building wealth. On this episode of Investing in Real Estate, I'm sharing the four streams...

Today's first caller asked about using annuities to begin investing in real estate. Is this a good strategy, and what's the best way to get started? That's the first question I'm answering on this Q&A episode! Before I get to your questions, I'm sharing the latest data on the housing market and giving an update on what's coming in terms of real estate pricing and interest rates. Then I'll answ...

Stocks and real estate are two of the most popular investment types. Which is the better investment strategy for building wealth? On today's show, I'm going to dive into the popular debate of stocks vs. real estate! On this episode of Investing in Real Estate, I'm going to break down the pros and cons of each investment type, my personal experience, and so much more! Click play to learn more about...