Investing for Beginners with Fexingo: First-Time Investors, Brokerage Accounts, and Starting Out

Episode 4 of Investing for Beginners with Fexingo tackles the fees, spreads, and slippage that eat into returns before you even make a cent. Lucas walks through the real cost of a $200 trade on a typical commission-free brokerage, explaining how the bid-ask spread and payment for order flow work. Luna shares a personal story about losing $12 on a trade she thought was free, and they break down why...

In episode 3 of Investing for Beginners with Fexingo, Lucas and Luna tackle the single most important decision a first-time investor makes: whether to pick individual stocks or buy a broad index fund. Lucas walks through the hard numbers—how over a 20-year period, roughly 85% of active fund managers fail to beat the S&P 500, and why the odds get worse as time horizons lengthen. They discuss the cl...

Episode two of Investing for Beginners with Fexingo tackles the emotional math behind a first trade. Lucas and Luna walk through a real $500 buy — one share of an S&P 500 index ETF on a Tuesday morning in May 2026 — and unpack why the dollar amount matters less than the decision itself. They talk about commission-free brokerage myths, the hidden friction of fractional shares, and why the first tra...

In the premiere episode of Investing for Beginners with Fexingo, Lucas and Luna explore the moment that turns a curious observer into an actual investor. They anchor on a single data point: in 2025, the number of first-time retail brokerage accounts in the U.S. surged 28 percent year-over-year, driven largely by people under 35. Lucas walks through the story of Maya, a 27-year-old graphic designer...