Inspired Budget

Today we're diving deep into the complicated relationship between financial health and mental health. Leading us in this conversation is Marsha Barnes, Certified Financial Therapist and Certified Financial Social Worker and founder of The Finance Bar .  Follow Marsha The Finance Bar   Instagram: @thefinancebar Facebook: @TheFinanceBar or facebook.com/TheFinanceBar Twitter: @thefinancebar You...

A couple of weeks ago my dog, Harry, made some questionable decisions that resulted in an emergency vet visit.  After seeing the bill and facing the possibility of a very expensive surgery, I got to thinking: s hould we have purchased pet insurance for our puppy? If you've ever had the same questions, let me save you hours of research by listening to this episode!! I'm talking pros, cons...

Is having too much stuff costing you money, time, and mental freedom? Deanna Yates helps busy families learn how to let go of the stuff holding them back so they can enjoy more time together, stop spending their weekends cleaning house, and wake up excited for the day ahead. She's here today to talk about how a capsule wardrobe can save you money as well as the mental energy you need to show...

If you have debt, especially six figures of debt, you've likely experienced same emotions I experienced over and over again: denial, shame, guilt, and frustration.  But it doesn't have to be this way!  This episode will reframe the way you see debt as you learn to look at your money situation in a new light!  Hint: I’m a firm believer that having debt does NOT mean you are bad with money...

Sam Dogen retired in 2012 at the age of 34 with roughly $80,000 a year in passive income. Since then, he's written over 2,500 articles on his booming website, Financial Samurai , where he dives into topics like investing, real estate, retirement planning, career strategies, and more. He's the author of “Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom” and “How t...

It’s easy to wait until the last minute when it comes to Christmas shopping. However, that can add stress and frustration to what is supposed to be the most wonderful time of the year. Instead, when you plan in advance and create a Christmas budget, you’ll enjoy the holidays even more!   Links Mentioned:  5 Steps to Budget for Christmas [Free Budget Template Included] 10 Ways to Spend Less this Ch...

Wondering how you can make money working from home as a virtual assistant? Abbey Ashley, founder of The Virtual Savvy and Hello Savvy , is here today to share what exactly a virtual assistant is and how you can either start a new career path or generate side hustle income for you and your family! Side note: I found my AMAZING virtual assistant through her course! If you're interested in learn...

" My husband abruptly decided on separation a month ago and moved out this week. Do you have any advice on budgeting and how to move forward?” There’s no doubt about it - navigating a major change with your finances can be difficult, but throw in a separation or divorce and it can be downright overwhelming.  When it comes to financially preparing for separation or divorce, there are many thin...

By the age of 26, Israel Tovar built a six-figure net worth on a teacher salary.  His sister, Sunem Tovar, was able to pay off $42,000 in debt and built a $200,000+ net worth in less than 5 years! Together, these first-gen Latine siblings are on a mission to help other teachers of color reach financial security. Resources The Dream Teacher Project - Free Budgeting Guide Book a Free 30-minute call...

Do you ever spend money unplanned or based on emotions?  Maybe you find yourself spending money because you’re mad, sad, glad, or stressed.  If so, then this episode is for you!  We’re breaking down WHY you’re struggling with impulse spending and how to conquer this pattern. You’ll walk away with real strategies you can put in place today so that you keep more of your money in your pocket. Enjoyed...

I don't even have to ask you if inflation has impacted your budgets. I can speak from experience, I've definitely had to adjust my budget categories to account for inflation!  But is it going to stay like this forever? Is this our new normal? Since we are all feeling the affects of inflation, is this reason enough to negotiate a pay increase at your job?  Are there strategies to help us...

How did you view money when you were a teenager?  If you're a parent and you're wondering how you can help you kid not only start earning money, but also how to manage that money, then tune you're going to want to tune into today's episode! Resources: Free Budgeting and Debt Payoff Cheat Sheet Get the full show notes here on the blog ! Follow Allison on Instagram!  You Might Li...

Years ago, a fellow teacher and friend came to my classroom to talk to me about something that felt very vulnerable and scary to share. She knew I was passionate about personal finances, and she needed help - fast! She was pregnant with her second child. The problem was her and her husband were living paycheck to paycheck and couldn't afford daycare. They needed to find a way to afford an ext...

Today, I'm answering all your burning questions about how and why I became an owner of a small business that's run 100% online! I'll be answering:  How much money did it take to start Inspired Budget?  How am I able to produce a consistent income?  What’s the best business advice I've ever received?  How do I pay myself as a business owner?  What were some of my biggest mistake...

Did you know that nearly 90% of medical bills contain errors? This means that vast majority of Americans have grossly overpaid on medical bills simply due to lack of knowledge. Dr. Virgie Ellington is an internal medicine physician and medical billing expert who helps patients learn how to advocate for themselves and avoid financial devastation from crushing medical bills, and today she's sha...

Today I'm answering ALL your questions about my life, my business, and anything in between.  I don't know about you, but I personally love to learn about the behind-the-scenes of the people's lives that I connect with online. I feel like it allows me to see them in a new light and find things that we might actually have in common which fosters authentic connection, and I'm all...

There are SO many psychological and physiological benefits  that are associated with generosity. I think ultimately, giving allows us to feel like we are a part of something much bigger than ourselves. And that's a powerful feeling.  Today, I have Andi Thieman, founder of Penny Loafer joining us to discuss why giving is important, what stands in the way of so many people actually being able t...

I'm going to be 100% honest here: I, Allison Baggerly, owner of a budget and personal finance company, have issues with overspending on my credit card!  It's very easy for me to just swipe, swipe, swipe until it's time for me to face my balance. And then I sit there thinking, "What did I do? How much money did I spend? How did I let it get out of hand?" On top of that, whe...

Once reason I'm obsessed with teaching people how to budget and pay off debt successfully is so that they can build generational wealth. I wanted to dive deeper in this topic so I asked a true expert in this space to join me on the podcast today! Mark Russell is a foster child turned financial educator. He's comes from a low income family, and he put himself through college and paid off...

Last month, our family returned from an 8-night vacation in Canada where we hiked up majestic mountains, skipped rocks in gorgeous glacier fed lakes, experienced orcas in their element, and encountered six bears. This family trip had been in the works for almost an entire year. And when we started planning this vacation, our goal was simple: we wanted to travel hack as much of it as we possibly co...

Every single time I talk to Bola Sokunbi , I walk away so inspired! I feel like I can accomplish much more than I give myself credit for, and I know that's exactly how you'll feel after listening to today's episode!  Bola has built an incredible business. She is a Certified Financial Education Instructor (CFEI), finance expert, best selling author, speaker and the founder of an amaz...

Next month marks three years since we moved into our current home. This is actually the third house we've purchased. That's crazy to me! Throughout each of our home-buying journeys -- through buying, moving in, and getting settled, we have experienced SO many hidden costs that come along with home buying. So much so that I WISH someone would have warned me about them beforehand so that I...

If you've ever googled "How to start a side hustle" or "How to make money online," you're going to want to listen to this episode.  It's no secret that people have been leaving their corporate 9-5 jobs in droves since 2020. Though this initial migration may have been due to the pandemic, it's clear that a lot of people value the flexibility and independence...

Credit scores. A little 3-digit number can be the difference between living in that dream apartment or only getting accepted to a low-light basement suite rental. My husband and I refinanced our home last year and our credit scores played a huge factor in us being able to refinance from a 30 year mortgage to a 15 year mortgage AND getting a lower interest rate.  Everyone begins from scratch, so if...

Are you putting off learning how to invest?  I get it, investing can feel super overwhelming and complicated. On top of that, you might be completely zeroed in on paying off debt and you're wondering if you should even be investing if you're not debt free... To help answer all these questions in a simple way that will allow YOU to start building wealth today, I've got Chloe Daniels...