Insights Podcast

Discussion: Project Regulator: Consumer Duty   What are the key issues for payments firms with how expectations are developing?  What is the cost and wider impact associated and how will it affect competition?  How are firms fairing with ever-evolving compliance requirements?  Alison Donnelly, Project Regulator Lead, The Payments Association Nilixa Devlukia, Independent Regulatory Consultant, Paym...

Discussion: What’s next for faster payments? The enabling role of data and standards   What could we expect to see changing across 2023?  What are the possibilities and opportunities for more robust data exchange?  David Heron, Head of Standards, Pay. UK Alistair Milne, Professor of Financial Economics, School of Business and Economics, Loughborough University (moderator) Simon Lyons, Chief Strate...

Discussion : Project Cross Border: Challenge and Opportunities for 2023     How to improve corridors where high risk impacts development of transactions?  How has Brexit changed the cross-border payments landscape within Europe and what are the options?  What steps can be taken to reduce the costs of FX as part of the overall proposition?    Kevin McAdam , Project Cross Border Lead, The Payments A...

Discussion: Sustainable DE&I: Why Belonging is Key   How to take D&I initiatives to the next level through driving belonging  Practical examples to support underrepresented employees in the workplace  What more can organisations do to have real impact and move the dial?   Joanne Dewar, Project ESG, The Payments Association (moderator) Kris Foster, Junior Office and Engagement Assistant, GP...

PAY360 Live -  Fireside chat: The currency of the future Will programmable, digital money deliver in the way that Open Banking revolutionised the payments landscape?   Is digital currency wealth creating or wealth destroying?   What impact will this have on banks and the revenue which will be generated via value added services?  Robert Courtneidge , Syndicate Director, The Payments Association (Mo...

PAY360 Live: Fireside Chat - Digital IDs – the new battle ground for the consumer Fireside Chat: Digital IDs – the new battle ground for the consumer   How can banks adapt to the new reality of the digital era while maintaining cost efficiency?   How can you optimise the digital onboarding process?   What are the cutting-edge technologies for digital identity and digital onboarding?   How can you...

PAY360 Live: Interview: Opportunities in International CBDCs   What is the state of play in interoperability?  How could a more collaborative approach be implemented?   Dr. Justine Scerri Herrera , Partner, MK Fintech Partners (Moderator) Nick Kerigan, Managing Director, Head of Innovation, Swift   Find out more about The Payments Association via our website www.thepaymentsassociation.org or follo...

PAY360 Live: Fireside Chat: Project Financial Crime: The Role of Data Sharing and Collaboration   A sneak peak at the results from an upcoming Project Financial Crime whitepaper, in partnership with Form3  What role does data sharing and collaboration have in battling financial crime?   What is the current state of play and how could the industry collaborate further?  Andrew Churchill, Ambassador,...

Fireside Chat: Open Finance – what is the impact of the new proposal?   What can we expect and to what extent will this help progress towards Open Finance?   Helen Child , Founder, Open Banking Excellence (Moderator)  Matt Cox, Director of Digital Payments and Cards, Nationwide   Steven Bisoffi, Technical Specialist Payments, Payment Systems Regulato Find out more about The Payments Association vi...

Live from The Payments Association's PAY360 conference, Marion King,  Chair and Trustee of the Open Banking Implementation Entity (OBIE)  gives her view on the state of payments.  Find out more about The Payments Association via our website www.thepaymentsassociation.org or follow us on social media.  LinkedIn  Twitter

This month's 'Insights' podcast episode features Charles Radclyffe, the CEO of EthicsGrade and Charlie Bronks, Head of ESG for Crown Agents Bank. They discuss the importance of ESG (environmental, social, and governance) in the payments industry and how more progressive policies and business-models can and must be implemented in 2023. "ESG credentials are demanded in today&apos...

The Payments Association's Payments Pod, the show that connects you to some of the greatest personalities in the payments sector, and keeps you one step ahead on innovation and trends.  In this episode Mastercard's Darren Deal shares his 5-year predictions in Technology, 5G, Machine Learning, Blockchain, Cloud Computing, Internet of Things and Big Data.  Find out more about The Payments...

While there has been an exciting evolution in payment trends, the market has also seen an increased maturity from criminals looking to prosper from fraudulent activities. So how does our industry stay one step ahead of the increasingly sophisticated fraudsters?   Hear from a panel of experts in the field of financial crime as they discuss a shift in the regulatory landscape after COVID, the pitfal...

As we move toward an even more technological horizon in the financial and payments sector, we ask how can digital assets improve the traditional financial system?   Supported by Project Digital Currencies, hear from a panel of experts as they define what is really meant by a digital asset, discuss how digital currencies can solve the problems of traditional banking and what must be done to ensure...

Predicting the future of financial compliance and regulation is difficult at the best of times, but with the increasing use of cross-border payments and the associated risks, professionals need to understand how to successfully navigate the difficult terrain ahead of them.   Hear from a panel of experts including Nkosi Moyo, Head of Global Payments & Mobile Sales at Crown Agents Bank, as they...

Sustainable finance has become a vital element in today’s payments landscape, with an emphasis placed on financial institutions and finance professionals embracing sustainable ESGs across their activities.   But how does FinTech play a role supporting the increased reliance on financial sustainability? How can they support sustainable economic models and the implementation of a green economy?   He...

Open Finance may be the latest buzzword in the world of FinTech, but do we fully understand what it is?   Hear from an expert panel as they discuss the definitions of Open Finance and how it differs from Open Banking, how businesses and consumers alike can leverage value from these principles and what the future of Open Banking and Open Finance really are in the UK.   The panel includes:   Jan Van...

Our newest podcast episode brought to you by Project Regulator will explore how widespread Buy now pay later (BNPL) is in the UK and whether it is a viable market. Tune in to hear our expert speakers discuss what technology is used for BNPL, why it has grown so much and how it differs to your traditional payday lender. Our speakers go beyond this to discuss whether BNPL provides an answer to the l...

With smaller firms needing to prioritise growth but suffering from squeezed resources, this makes life a challenge for MLROs especially if their senior management do not understand the risks themselves.. Brought to you by Project Financial Crime, this podcast episode discusses AML obligations of EMIs and APIs and what the role is for these firms in relation to their agents. The session will also e...

What are the key opportunities and challenges facing payments professionals as they strive to embrace open banking?   Supported by The Payment Associations Project Knowledge Partner, Discover Global Network, join a panel of experts as they discuss the role of Variable Recurring Payments (VRPs), where it sits within open banking and newly mandated rules from the CMA.   Panel includes:  Fliss Berrid...

In this EPA Insights Podcast series, Angela Yore, Managing Director of SkyParlour and Emerging Payments Association Advisory Board member will be interviewing the previous winners from each category of the Emerging Payments Awards 2020 to find out what it takes to win. Also hear from Chair of the Judges Andrea Dunlop about why she feels the previous winners came out on top, and what should be expe...

Digital and financial exclusion remains entrenched in today’s society, and the COVID-19 pandemic only served to exacerbate progress in this area.   Join Josh Berle, Business Development Director at Mastercard and a panel of leading payments industry experts as they discuss how the removal of cash and a lack of access to technology has contributed to the continuation of financial exclusion, as well...

In this EPA Insights Podcast series, Angela Yore, Managing Director of SkyParlour and Emerging Payments Association Advisory Board member will be interviewing the previous winners from each category of the Emerging Payments Awards 2020 to find out what it takes to win. Also hear from Chair of the Judges Andrea Dunlop about why she feels the previous winners came out on top, and what should be expe...

New crypto regulations: are you caught by them and what should you be doing about it? What’s on the horizon? This podcast, moderated by Project lead Alison Donnelly, explores the U.K.'s current and future stance on crypto regulation and its potential divergence with the EU/eurozone. The team covers important themes such as AML rules and registration, UK government proposals for broader regula...

As the world becomes increasingly interconnected, the mobility of goods and services, capital and people have raised the importance of cross-border payments.   With the Bank of England estimating the value of cross-border payments increasing from almost $150 trillion in 2017 to over $250 trillion by 2027, Kevin McAdam, Head of Product Strategy at Omnio Global discusses what’s in store.   Join Kevi...