Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation

Lucas and Luna explore the bond market's inflation signals in May 2026. The ten-year breakeven inflation rate sits at 2.40 percent, up slightly from 2.39. Lucas explains what breakevens actually measure and why they matter for your purchasing power. They dig into the surge in 'risk-free' Treasury yields and what that means for investors hunting for yield. Luna brings up the gap between breakevens...

In this episode of Inflation and Your Money with Fexingo, Lucas and Luna explore a stealthy but devastating effect of inflation: how it silently erodes the real value of cash savings even when interest rates rise. Using the latest data—CPI at 332.4, Fed funds rate stuck at 3.64%—they break down the concept of 'negative real yields' on savings accounts. Lucas explains why the average savings accoun...

In this episode, Lucas and Luna tackle a stealthy threat to your finances: bracket creep. With inflation pushing nominal wages higher, workers are getting shoved into higher tax brackets without any real gain in purchasing power. Lucas explains how this happened to a software engineer in Austin, Texas, who got a 4% raise but saw her real after-tax income fall. They break down how the federal incom...

In this episode of Inflation and Your Money, Lucas and Luna explore why the Federal Reserve has held interest rates steady at 3.64 percent since late 2025, even as inflation remains above target. They dig into the latest PCE and CPI data, the unchanged fed funds effective rate, and what this means for your savings and bond portfolio. The hosts discuss how the 10-year breakeven inflation rate has f...

In this episode of Inflation and Your Money with Fexingo, Lucas and Luna unpack the gap between official inflation numbers and what people actually feel at the checkout counter. With April CPI showing a modest 0.6% monthly increase but core services like rent and insurance still climbing at 4-5% annually, they explain why shelter costs lag in official data and why that matters for your personal bu...

Everyone rushes to gold when inflation worries rise — but in April 2026, consumer prices rose 0.65 percent month over month, and gold had its worst week in years. Lucas and Luna make the case for Treasury Inflation-Protected Securities, or TIPS, as a boring but effective hedge. They walk through how TIPS adjust principal with CPI, how the current 2.44 percent breakeven rate signals market expectat...

Gold is down nearly 4% in five days. The mining stocks ETF, GDX, has dropped more than 12%. In the first episode of Inflation and Your Money, Lucas and Luna unpack what this sell-off really means for everyday purchasing power. They look at the latest CPI print showing prices still rising at a 3.2% annual rate, while the Fed holds rates steady at 3.65%. Is the inflation fight over, or is something...