Infinite Banking Mastery

You've heard the advice: If you can afford it, get a 15-year mortgage because of all the interest you'll save compared to a 30-year mortgage. It's true you'd pay a lot less interest to the bank on a 15-year mortgage, but does that make it the best decision? In this episode I'll explain what else you should consider before tying up extra income in a 15-year mortgage, and why in most cases there's a...

You know without financial literacy your kids will become sitting ducks for credit card companies. But when do you start teaching? And how can you do it without boring them? In this episode I'll share appropriate ages to begin (and advance) a child's financial education, key topics to cover, and how to create teachable moments they'll remember. Listen now! Show highlights include: Why you can star...

Infinite Banking is meant to help you take control of the banking function of your life, and keep your savings safe from the volatility of financial markets. But lately some self-proclaimed IBC specialists are setting their clients up with a type of permanent life insurance that looks good on paper, but actually exposes their savings to the same type of uncertainties they were trying to avoid in t...

We might be in a new year, but the important principles Nelson Nash taught in Becoming Your Own Banker remain timeless. That's why in this episode we're diving deeper into the book for more important takeaways. I'll share what Nelson called "The Golden Rule," and why treating your whole life insurance plan like a business startup can change your outlook (and results) for the better. Listen now! Sh...

You owe the US Government $519,000 (and growing).  That's how much you (and every other American) needs to pay in order to bring down Uncle Sam's debt. What's even crazier is this:  According to retirement expert Ed Slott, the Federal government can increase their percentage of your savings whenever they need more money — and that day is coming soon. So the question is, how much will the governmen...

Walt Disney, JCPenney, and Ray Kroc. What do all these ultra-wealthy individuals have in common? They all possess, "The Secret of the Affluent", as coined by the New York Times. In layman's terms, they all got ahead in life, not by spending their own money, or taking out a loan, but… By borrowing against their whole life insurance policy!  So, why do the ultra-wealthy leverage whole life insurance...

Elon Musk can be polarizing, but like him or not he's saying something about government spending you ignore at your own peril. That's why in today's episode we're taking a closer look at the alarm bell he and others are ringing loud and clear. You'll know why this matters so much, and why you should urgently protect your savings from the volatility lurking around the corner for the American econom...

We're all human, so if you're having a problem you can be virtually certain you're not the only one. Especially when it comes to finances! But just because most people have financial struggles doesn't mean you have to keep suffering right along with them. That's why in today's episode I'll share some common problems that derail the ability to achieve financial goals, and help you see how to keep t...

You've heard the best whole life insurance policies can give you return of premium (aka dividends). But you've wondered if this feature is too good to be true, or at least exaggerated to sound better than it really is. This episode is for you! Because we're talking more about creating your own banking system, and getting real about the actual potential for dividends. I'll also share "need to know"...

Imagine a savings tool that had: Guaranteed growth/return on investment (and we're not talking under 1% like you get in savings accounts) Liquidity (access your savings income — tax and penalty-free — whenever you want) Borrow against the full amount of your savings (without risk of a margin call) — rather than withdrawing your money. Allowing your savings to continue to snowball and grow!   And y...

You've read Nelson Nash's Becoming Your Own Banker or listened to previous episodes of this podcast where I've shared some of the most important ideas and information from his timeless book.  And now you're thinking becoming your own banker might be something you should do. So now what? How do you do it? Why would you want to? What's involved to get it going? Don't worry! In today's podcast I'll h...

Tired of the stranglehold commercial banks have on you? Wouldn't it be nice to just own your own bank! But owning a brick and mortar bank would take years to do and more money than most of us have lying around. Thankfully there's an ethical way to take control of your finances, much like a banker, without all the hurdles to clear and capital to come up with. In this episode I'll explain what it is...

You already know it's hard to pay your bills and provide for your future because of inflation. But there's something else chewing up your income. And you probably don't realize how big a bite this monster is taking. That's because there's a clever distraction the banks happily use against you. In this episode I'm going to explain to you just what's going on. And I'll use examples from Nelson Nash'...

There's a big money problem that is slowly crippling the entire country. It's been two years since I talked about this on my podcast, but I'm doing it again in this episode because the problem is only getting worse. I'll also share a solution to this problem, and why the best thing you can do for yourself is also good for your nation: whether you consider yourself patriotic or not. Listen now! Sho...

Albert Einstein is credited with saying "Compound interest is the eighth wonder of the world." And one of the perks of IBC is that compound interest can work in your favor, even when you borrow against your whole life policy. But does that mean you should park all your money in savings accounts, or do you need to keep your money moving? It's a popular debate with a definitive answer. And in this e...

If you've owned your own business you know how hard it is just to get the doors open, let alone to keep things running long enough to turn a profit. But did you know that hard-earned wisdom is a great advantage when you apply it to Infinite Banking! And if you're not a business owner, that's OK. Because in this episode I'll share and explain one of Nelson Nash's favorite illustrations so you can l...

You've heard of Nelson Nash and Infinite Banking, but you might be wondering: how did he come up with this idea in the first place? In this episode I'm going to share that interesting story as he explained it in his book. But more importantly, you'll be able to see how your willingness to learn from everything you do, and apply your unique perspective to your problems, can help you overcome your b...

You've heard of Nelson Nash, but you haven't read his classic book yet. Or you've read it, but it's been awhile. Either way, I've got you covered as we look at some of the biggest ideas from Becoming Your Own Banker. In this episode we'll start with his very first page of writing. You'll see what the banks have figured out, and why learning it for yourself can change your life and your net worth....

You know enough about Infinite Banking to know you can use a Whole Life policy to effectively make loans to yourself. But you've also heard critics say it takes a long time before you can get access to the funds. In this episode, I'll cut through the confusion to give you a realistic picture of just how soon you'll have access to funds you can borrow against. I'll also share why, with some compani...

There are different reasons people think Infinite Banking couldn't work for them. But the most common concerns are age, health, and income. If you've ever wondered "Am I too old?" or "Do I have enough money?" or "Will my high blood pressure get in the way?" this is your episode! I'll explain what factors are most important to qualify for the whole life coverage you need for efficient Infinite Bank...

When a couple comes to me with one income earner and a "stay at home" spouse, they usually think they should only insure the one earning the income. But this is a perilous decision that leaves you exposed to financial vulnerabilities that are hiding in your blind spot. In this episode, I'll shine a light on those dangers, and show you how you can get the coverage you need even if you think it's cu...

You know IBC is flexible enough to utilize for all sorts of financial plans. And if you plan to use your banking system to help you finance things like cars or college you might be wondering: "Should I have different policies for different uses, or is it fine to do everything I want from one policy?" It's a great question, and in this episode, you'll hear why the answer largely depends on where yo...

You've heard about the flexibility Infinite Banking provides, but you might be wondering: Can I pull income from my IBC plan in my retirement? The short answer is a resounding "Yes!" But there are a few things you've got to keep in mind before you rush to take out funds. That's why in this episode I'll explain how it works, and what to watch out for so you don't make a very expensive mistake. List...

With traditional methods, you can do one of two things with your money: Spend it, or save it. If you spend it, that money's gone and can't be used for anything else. And since you've spent it, it can't appreciate for you: meaning you miss out on more than just the face value you spent. That's why it's important to think about opportunity cost: the dollars you really miss out on when you have to sp...

By now you know your most valuable asset is your ability to earn an income. And you realize you can use disability insurance to protect yourself against absolute financial disaster. But you might still be thinking that common thought: "Other people get hurt, sick, or disabled, but that's not going to happen to me." In this episode I'm sharing real life examples so you can see that real, ordinary p...