IHERNG PODCAST

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng  Link to Property Investment Company:  https://far.academy/farcapitalclient/  In this episode, we will discuss about the revision of layout made by the developer. If developer informs you about the changes and asking for your consent, what can you do?   If the changes are minim...

Get advice from PropertyGuru’s community of experts, just #AskGuru here:  https://bit.ly/AskGuruIherng  Link to Tenancy Management Services:   https://www.cozyhomes.my/service  Link to Property Investment Company:   https://far.academy/farcapitalclient/  In this episode, a topic popped up strongly about buying a property in accordance to your work place, is it sensibl...

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng  In today's question, we kinda discussed about the idea of HOME. And that is often associated with landed houses as I call it the Nasi Lemak property. I really enjoyed this question as it highlighted that their first property was merely something they could afford at that particular time of m...

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng  Today this question is more of an email searching for affirmation rather than suggestion. But besides the question, I'm super glad that my work has the ability to influence so many young people. And you guys are spreading the values further, therefore I'm just super motivated to work harder.

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng  In this episode, we will address a question from a concerned sister about her sibling being in a crossroad between business and property.    Well honestly this is not really a property related question but I guess I'll just try my best to share my thought process. Ultimately the me...

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng  In this episode, we will address a question from a young audience who has intention in purchasing a home.    I like the effort in finding out the amount of loan he can apply for, and what type of properties he can get within his budget. That's admirable.   However, I would rec...

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng  Link to investment company : Link to register: https://far.academy/cisfar   Use the code: IHERNG as referral to join my team.    In this episode, we will address a question about how to allocate a RM 7mil net worth investment portfolio. But to me, instead of discussion investm...

In this episode, we will discuss about this audience who plans to shift his career from an ID contractor to a real estate agent.   First of all, the stigma of professions are just not cool. It's so convenient to just carry certain perspective and lay onto them. But I always believe there will be good doctor, and bad doctor. Same goes to good agent, bad agent.   Then many do not see the t...

Get advice from PropertyGuru’s community of experts, just #AskGuru here: https://bit.ly/AskGuruIherng  In this episode, we will visit the topic of refinancing again. I think it's all good to maximize the loan facilities you have provided you create more wealth with it.  Also with the low interest rate right now, it's becomes a great opportunity for it to be used as capital within a busin...

In this episode, it's not that usual real estate related question again. But I'll do my best.   Speaking from a content creator to another, I was sharing my experience in trying to figure out adulthood. When you move out and live by yourself, there'll be this reality check on how expensive things are. Rent, living expenses, food, insurance, tools and etc. Then how do you manage energy and tim...

In this episode, we will discuss about the scenario that this audience is in. They are gearing up themselves for more property purchases and it's just inspiring. As much as we are being influenced by the media, we need to really be mindful what are we consuming as those will form our believe.    Anyway, one of the easier way to build portfolio would be to leverage on our existing financi...

Link to website : www.petakpetak.com.my   After discussing about this last month, finally the website is ready. This is a platform where it connects buyers together so we get to negotiate for a better price from the developers.    This was inspired by the fact individual buyers are having the worst experience when they shop alone. It's very unfortunate that they will be paying the h...

Link to getting your own solar system: https://www.plusxnergy.com  After our virtual discussion during the lockdown, Fax and his team finally came out with the model where ordinary household gets to harvest our own solar energy. As this technology has not always been accessibility due to it's technology scarcity, which leads to the high acquisition cost.    Now with the new rent-to-...

In this episode, an audience shared about his investment which is dropping in value and what should he do?   Before buying a property, I always advocate that we should always check 2 data, one is the rental rates. The other would be the past transacted price. These will allow us to determine whatever we are buying is within market price or not.   However, now there's 2 ways. One is to st...

Website:  https://ecoworld.my/ecohorizon/  This is a super rare session as we get Dato' Chan to share his experience of developing the northern region masterplan for Ecoworld. It's definitely a huge challenge and we discussed how did his engineering background and experience helped me got over it.    Also, selfishly I'm super curious about their approach to placemaking and inno...

In this episode, we will address a rather complicated situation posted by an audience. This is seriously one of those rare complex case as it involves family dynamics and lack of understanding for financial terms.   In short, there were several red flags for me. Family affairs in property are always sticky and complicated. The only way forward is to formally document their answers so the part...

In this episode, we will answer question from an international audience all the way from Hong Kong. We spoke about MM2H and it's impact on the real estate market. Also what would need to be considered as an expat before buying a property in Malaysia.

In this episode, we will answer a question from a student and it's something wild. What would you do if you have RM 5 mil?   This question indirectly demonstrated your thinking pattern and financial knowledge in managing money. To me, it meant freedom for me to pursue whatever passion I may have. The goal would be to create a media channel out of that passion and then use that to build a busi...

For this episode, we will rewind back to our earlier days of stepping into our workplace. Given the opportunity again, would you choose to travel around an hour one day? Or to stay closer so you'll have more time?   Anyway, this question also brought up several trends around the real estate market. She verified the theory that we often discuss in the channel regarding job opportunities direct...

For this episode, we will address investment on land deals. In my opinion, it's just too much money on a property that's too risky, the complications can be tricky and it's extremely risky if you don't know what you're doing.   As much as the parents advice him to invest in land, it's just difficult to get financing for it. But I still would prefer if he could learn from them as they've done...

This is a conversation about the differences between mixed development and a pure residential project. In terms of privacy, convenience, investment strategy and etc, it's very different for both.   But one important element to take note would be the ownership of the commercial lots. It's gonna be very different between full ownership by one party, or individual owners investing in them as it'...

In this episode, we have this audience who's asking whether should he use up all his savings plus EPF plus other insurance policies for one subsale property as his home.   In my opinion, it really depends on your intent on the property, risk appetite, and your career. I would buy an investment unit, immediately use the rental income to qualify myself for the next new property and fully use up...

Several emails from the audience raised this concern and inspired this episode. As developers are getting desperate due to the lockdown, no one could visit sales galleries and that has greatly affected sales. So for the next few months, do lookout for these signs in a 'great' deal.   The same strategy will either make or break you. For eg, cashbacks are great in equipping yourself with liquid...

In this episode, we have came across one question that is not directly related to real estate but I'll try my best.   This question has more correlation to family dynamic. So my suggestion would be to first get a job outside to test his own 'worth' in terms of salary. Then to have an open conversation with his parents about his growth. Based on experience, sometimes distance forms stronger bo...

In this episode, the audience asked a follow up question about bulk purchases. As he is concerned that normal people who walks into sales galleries are paying the highest price for a project.    First of all, I've explained quite extensively about bulk purchase. Also, I've indicated that it's still sensible to buy from developer as not all of them will work with bulk purchasing groups. &...