How to Retire on Time

“Hey Mike, with interest rates going down and savings, CDs, and bonds going down with it, where should I go for protection with better growth potential?” Discover various investments and products that offer principal protection and growth potential, and their associated benefits and detriments.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.co...

“Hey Mike, I was pitched an annuity with something called a trigger rate. What is that, and is it worth it?” Discover the nuance found within fixed-indexed annuities and their cash value growth potential. Remember, there’s no such thing as a perfect investment, product, or strategy.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, it’s Open Enrollment season for senior benefits. What should we know before we review our options?” Discover conflicts of interests, potential tax problems and more when it comes to your senior healthcare plans and open enrollment season this year.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, how do you go through the process of selling a business?” Discover the steps you may want to take before you put your business up for sale so you can potentially get more money out of the sale. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I’m having a hard time understanding how income works in retirement. I don’t have a pension. Can you explain how people generate income in retirement and why they pick certain strategies?” Discover the benefits and detriments of various income strategies that you can implement from your 401k when you retire. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to w...

“Hey Mike, I’m retired and going crazy. What should I do?” Discover how to design your retirement lifestyle to help you feel happy and fulfilled. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I’m 65 and looking at my healthcare options. What do you recommend?” Discover the difference between traditional senior healthcare, supplement plans, and advantage plans and how they also can play a role in your tax planning.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, how do you do year-end tax planning? Discover why there’s more to do at the end of the year than figure out how much you want to convert from IRA assets to Roth assets. Year-end tax planning may also include gifting planning, healthcare planning, and income planning for the next year. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.co...

“Hey Mike, what do you think about the bucket strategy?” Discover how the bucket strategy works when it comes to your retirement income so you can determine if it is right for you or not. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I’m having a hard time understanding fees. I am paying my current advisor 1%. All of the mutual funds he has recommended have fees as well. Is this normal?” Get Mike’s not-so-common opinion on advisory fees. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, can you give a generic rundown of different investments and when they should be used?” Enjoy a high-level discussion of various investments and products, their benefits and detriments, and when you may include them in your portfolio.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I’m struggling with understanding how to generate income from my 401(k). Can you break down your steps and strategies?” Discover some of the basic ways you can turn your 401(k) into a retirement income strategy. Hint: there are more ways to generate income in retirement than lifetime income streams from annuities. Text your questions to 913-363-1234. Request Your Wealth Analysis by goin...

“Hey Mike, what is the best way to invest in real estate for retirement income?” Discover various ways to add real estate to your portfolio and why your age and real estate experience may play a factor in your decision.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I feel like I am taking too much risk but keep getting reassured that I am fine. Can you expand on how to self-assess the appropriate amount of risk a person should take?” Discover why taking a suitability intake questionnaire may not be enough and what you can do to help find the right risk balance in your portfolio.  Text your questions to 913-363-1234. Request Your Wealth Analysis by...

“Hey Mike, I’ve been reading about indexed-universal life insurance and how it can be a tax-efficient income stream in retirement. I can’t find the downside. What am I missing?” Discover the benefits and detriments of indexed universal life insurance when it comes to your retirement plan.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, how often should a person review and rebalance their portfolio?” Join Mike and David as they discuss when it may make sense to rebalance and when it may make sense to leave your portfolio alone.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, how should self-employed people save for retirement? For example, should we fund SEP-IRAs? SIMPLE IRAs? It’s a bit confusing, at least for me.“ Discover different ways you can save for retirement if you are a small business owner. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, how can you recommend annuities and call yourself a fiduciary? They are full of fees and make insurance companies rich while you get little, if any, back.” Discover the reality of annuities sales and what is going on behind the scenes.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, can you define what ‘like-kind’ means when it comes to 1031 exchanges?“ Discover various investment options for those who are trying to get out of their investment real estate but don’t want to pay an arm and a leg in taxes. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, everyone says they do tax planning, but very few people talk about anything beyond IRA to Roth conversions. Is that really all tax planning is?” Discover what you should expect when it comes to tax planning in retirement.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I’ve had an annuity for a few years, and it hasn’t grown much. What are my options and can I get out of it without paying taxes or a surrender penalty?” Discover why some annuities can’t grow their cash value and what you can do about it.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, how do you plan for retirement if you have a lifetime pension?” Discover risks around the pension and what you could do about it to help prepare for your lifestyle needs in the future. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, are you concerned about the national debt? Also, how will the debt affect the markets?” Discover why that national debt should concern those who are buying annuities for guaranteed income for life.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I am 60 years old and am being told that I should have 60% of my money in bond funds. When I ask why, I don’t feel like I get a straight answer. Do you agree with this proposal?“ Discover why it may not make sense to continue to grow your bond fund exposure as you get older.  Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.yourwealthanalysis.com.

“Hey Mike, I have always managed my assets on my own. At some point, I know I won’t have the energy or interest to continue to manage my assets. How does someone vet an advisor and then slowly turn things over to that advisor?” Discover how to create a potential backup plan for your spouse when you pass or struggle to maintain your portfolio management.  Text your questions to 913-363-1234. Reques...