How To Money

Joel answers a caller’s question about what to do with a new, large sum of money // Joel answers questions about the difference between debit and credit cards and his favorite online banks // Joel answers questions about how to get your student loans out of default and whether or not canceling a credit card will hurt your credit score // Joel comments on recent strikes in entertainment industry //...

Not everyone who is cynical is being smart // Roll over your 401k from your old job into a Roth IRA // Producer Victor asks Joel questions about investing and the difference between being cheap and being frugal // The very simple reason you should invest // The FTC is trying to eliminate fake reviews from the internet See omnystudio.com/listener for privacy information.

Money Move of the Week: Move your money somewhere better to keep it safe // It’s ok to feel guilty about certain decisions, but don’t feel shame about it // Do not go into debt for your summer vacation! // There’s a class action suit against a restaurant who would charge fees going to the owners and not the servers // How to buy a car in this market // Breaking down Crypto scams // Ditch the landl...

Student loan forgiveness has ended // Joel takes calls on student loan forgiveness // A breakdown of what student loan forgiveness ending means for you // Joel answers a question about estate planning and inheritance See omnystudio.com/listener for privacy information.

Public is a bad investment app // What apps to use to invest // How to donate responsibly // A microscopically small handbag sold for $63,000 // Joel answers a question about taking money out during retirement // Costco is cracking down on membership sharing See omnystudio.com/listener for privacy information.

Whether Amazon is hoodwinking people to get people to sign up for the service / Student loans and personal finance / Ticket master fees FTC going after Amazon Prime Listener calls – Student loan payments See omnystudio.com/listener for privacy information.

Student loan repayment – Listener calls Buying second hand stuff and reselling it on Ebay Ways to make money on the side / Lowering your energy bills Outlandish headline of the week – Taco Bells refuses to cash out gift cards See omnystudio.com/listener for privacy information.

Inflation is finally going down // Renters are finally winning // Teens and blue collar workers are doing well in this economy // How to turn your car from a liability to an asset // Stat of the Week: 1.4% is how much a portfolio of ChatGPT has gained over the course of a month since it’s started See omnystudio.com/listener for privacy information.

Money Move of the Week: Try a store brand item and see if you like it // Bankers are mad at social media influencers for giving financial advice // Outlandish Headline of the Week: Crypto is Gen Z’s most common investment // ESG funds are not worth investing in // How stress can help you in making financial decisions // Not all debt is bad! See omnystudio.com/listener for privacy information.

Food delivery apps are a ripoff // Home insurance is harder to get in California right now // When frugality goes too far // Stat of the Week: America is now $1 trillion in credit card debt See omnystudio.com/listener for privacy information.

Money Move of the Week: Do not buy the new Apple Vision Pro // Joel answers a question from a caller about CD rates // Outlandish Headline of the Week: ‘Ditching a phone case is the latest symbol of stealth wealth.’ // The danger of mortgage companies lowering down payments // Joel answers a question from a caller about buying a home with cash vs financing it // How to haggle properly See omnystud...

Student loan forgiveness is ending soon // Apple bank issues // Ugly house buyers will lowball the price of your house // The secondary costs in things you buy // Stat of the Week: 23% is how much auto repair costs have risen year over year // When to combine your bank account with your significant other See omnystudio.com/listener for privacy information.

Money Move of the Week: Make a will! // How to ladder CDs // Joel takes a call asking about whether or not he should completely pay off his home loan // Is owning a house the best financial decision now? // It’s actually cheaper to rent than own See omnystudio.com/listener for privacy information.

How to overcome our idiot brains How bad the used car market is right now S tat of the Week: $7.99 is how much Netflix wants you to pay if you've been sharing a password See omnystudio.com/listener for privacy information.

Money Move of the Week: Cut your own hair "Cash stuffing" is making a comeback Outlandish Headline of the Week: "The Death of Ownership" Surgeon General issued an advisory about social media's effect on the youth MoviePass is coming back! See omnystudio.com/listener for privacy information.

Companies slashing free services How you can get a free TV shipped to you How to handle debt, both bad and good debt Stat of the Week: 67% of Americans want a home but haven’t saved any money Joel’s Commencement address to young people See omnystudio.com/listener for privacy information.

Money Move of the Week: Change your air filters How to handle rising cost of travel Outlandish Headline of the Week: ‘Parents are returning entire wardrobes of worn out children's clothing to Target. HSA is raising its contribution limit in 2024 Joel gives advice to Producer Victor about long term vs short term savings How to invest in 2023 See omnystudio.com/listener for privacy information.

Don’t Speed! Investing apps like Robinhood are letting people invest 24/7 What to do when your company implements pay freezes Joel answers a call about fear about losing money See omnystudio.com/listener for privacy information.

Money Move of the Week: Check your beneficiaries! College degrees are becoming less valuable Outlandish Headline of the Week: ‘New cars, once part of the American Dream, now out of reach for many’ Joel dissects bad financial tips online Tipping has gone too far // Rest is really important See omnystudio.com/listener for privacy information.

Money in your Venmo account is not FDIC insured Fear of investing could be stopping you from making meaningful gains How much you probably really need to retire Why “Buy Now Pay Later” and receiving your paycheck early apps are probably hurting you financially Why you need a life insurance policy See omnystudio.com/listener for privacy information.

Money Move of the Week: Video everything in your house in case of lost items during a fire // Companies are offering more and different benefits Outlandish Headline of the Week: Americans are choosing lottery tickets and maybe even fortune tellers over financial planners Chevy will no longer make the cheapest EV Conversation with Taylor Sohns about macroeconomics affecting microeconomics // You ca...

Fannie Mae and Freddi Mac changing fees negatively impacting people with good credit scores Eating out is a budget buster for a lot of people New I-Bond rates are announced and they’re not as attractive to savers More people are utilizing their 401(k) How to manage money anxiety See omnystudio.com/listener for privacy information.

Money Move of the Week: Return your unwanted purchases! Retailers are starting to charge for returns High Schoolers should have a job Outlandish Headline of the Week: “Sports Betting is the new Oxycontin” Can you have a cheaper wedding? When to know it’s time to buy a home See omnystudio.com/listener for privacy information.

Apple Bank is launching I Bond rates are getting less attractive EVs no longer qualify for full federal tax credit Making savings automated Joel takes call on trusting FDIC insured banks How to be aware of your net worth and how to grow it See omnystudio.com/listener for privacy information.

Joel takes a call on how to find missing 401(k)s Outlandish Article of the Week: Wall Street Journal article about how younger people don’t want to face financial decisions How to negotiate for cheaper rent Is never retiring the best option? See omnystudio.com/listener for privacy information.