How to Buy a Home: The #1 First Time Home Buyer Podcast

Many are dissuaded from taking out loans by the adage, “If you can’t pay cash, you can’t really afford it.” However, VA loans are a whole other business and may just prove to be beneficial to you. David Sidoni , the How to Buy a Home Guy sits down with fellow advocate for the underappreciated, Chris Griffith . Chris is an outstanding loan broker who has dedicated a large portion of his business to...

Is making the life-altering decision of buying your first home stressing you out? You’re not the only one! Listen to the story of first-time home buyers Zack and Chantal. Three months ago, they weren’t in any position to buy a home. They didn’t have a ton in savings and homes in their area were near $500,000! This story is unbelievable, incredible, and aspirational, and the whole thing was, in the...

If you are looking to invest on your very first home, then this information can be useful. Figuring out how to get enough for a down payment is probably the biggest question first-time homebuyers have and probably is the question with the most wrong answers. Today, host, David Sidoni, helps us tackle this age-old problem with a simple solution. First, he dispels the myths about how much you need a...

What is a first time home buyer to do if they know we have a recession coming? Wait, time the crash? What are the real chances of the huge 2008 housing crash happening all over again? David Sidoni, the How to Buy a Home Guy, answers all these questions and tons more in this fact-filled and data-driven episode, breaking down all the numbers and helping anyone thinking about trying to buy their firs...

Most people don’t even THINK about trying to buy their first home because they think their monthly payment will skyrocket – maybe not. In this episode, learn how and why you don’t always need a 20% down payment to own a house. In fact, in today’s market, you can buy a home with 3.5% down payment, and often, your monthly payment is exactly what you already pay in rent. Discover the people who have...

Buying your first home requires a long list of preparation details. In the last part of this series, David Sidoni shows steps 22 and 23 to financially prepare yourself into buying your very first home. Understanding tax details, document preparation, balancing debt reductions, and savings are some of the key topics that he discusses. David also gives a recap of all the other steps for financial pr...

The mini-series on how to financially prepare to buy your first home continues with part VI, and this time, it is personal! Be ready for David Sidoni’s truth bombs about clever ways of coming up with your down payment and the tax benefits that you enjoy as a homeowner. He also shares tips on your personal finances to help you on the path to buying your first home. Today we get stories from real li...

Buying a home already has a lot of surprises on its own. How much more when it is your first time to do so? No home buyers, especially first-timers, are exempt from having to face hiccups in their home-buying journey. Fortunately, the How to Buy a Home Guy, David Sidoni, is here to help you overcome the obstacles coming your way. He digs deep in this episode into what to expect, what NOT to expect...

This episode tells the story that could be your story. Host David Sidoni puts the spotlight on the story of Chris and Jacqueline, from Denver, Colorado who, just like everyone coming on this podcast, were looking for guidance to help them figure out how to buy their first home. There is so much in their journey to learn and be inspired from. This is the podcast’s first success story and David is e...

David Sidoni, the How to Buy a Home Guy, is back with part 5 of the series on how to financially prepare to buy your first home, a full financial guide for first time home buyers. This episode tackles the big question – how do my student loans affect my ability to buy my first house? This also addresses other concerns such as – will these huge student loans hinder me from ever buying my first home...

Get financially prepared to buy your first home. David Sidoni, your How to Buy a Home Guy, goes heavy into diversifying your retirement portfolio to finance your future. No, your home is not to be looked at as an investment like a day trader, but yes, you can use it to stabilize your long-term wealth. If you’re bored reading this, maybe this episode isn’t for you, but this is vegetables for your e...

In part 3 of this 4 part series, David Sidoni, the How to Buy a Home Guy, tackles steps 8-15 on preparing first time home buyers financially. Figuring out if, when, and how you can buy a home can be mad confusing. You need a degree in finance just to understand it all, and yet everyone seems to be able to do it. So, are they doing it correctly? The answer, almost all of them are waiting far too lo...

David Sidoni, the How to Buy a Home Guy, has broken down the nineteen crucial financial steps for all first time home buyers – tips, tricks, pitfalls, and real free advice for anyone looking to make this giant undertaking seem a lot less overwhelming. This is part 2 in a four-part series that will guide you to the ultimate goal of getting your dream home and never dealing another landlord ever aga...

Buying a home is a dream. In this episode, David Sidoni advises on how you can be financially prepared to buy your very first home. As he discusses how setting goals can help you avoid overspending and getting yourself into a giant jam that you cannot get out of, he shares come some tips that you can use, starting with budgeting, commitment, and getting a real estate agent. He then introduces one...

Not everything is what it seems in the real estate world, and first-time homebuyers tend to fall into the wrong holes of the business. Following up, David reveals more of the biggest dirty little secret in real estate in this second part. The industry is broken in so many ways and it helps to know how you are getting screwed by it to protect yourself. Count yourself out as merely a number in someo...

Nothing beats experience when it comes to learning. For first-time home buyers, no amount of convoluted realtor advice could ever make you feel truly immersed in the industry than hearing actual stories from buyers themselves. In this episode, we hear five different stories from first-time home buyers across five different phases of the home buying experience. Learn from every one of them and know...

Not many of us can instantly buy a house, and while most would take action to find means, others are just too hesitant because of fear. This is usually the case for people who are thinking of getting a loan. The thought of qualifying for their first loan seems intimidating. Dino Katsiametis sheds light about the house loan process and lets us in on how to score the biggest loan of your life. As an...

Adulting is hard and saving money sucks, but with the right advice from the right people, you may just find a better way to have what you want in life. Joel Larsgaard, the co-host of the super successful podcast How to Money, pops open his love of craft beer as he talks about his podcast and how they take financial matters in an approachable fashion. In line with our resident How to Buy a Home Guy...

Buying a home is probably one of the most significant financial decisions of your life. Everyone’s got a list and wants to read a list. It’s bite-sized and fun! As a first-time home buyer, you must be well informed with all the things you need to know about buying a property. The entire real estate industry may give first time home buyer lack of importance. Fortunately, there’s at least one guy ou...

Buying a home is a considerable investment. You have to be sharp and keen with regards to the details of the property you’re eyeing to purchase. If you’re not well-versed in buying a property, you can seek help from an expert. In this episode, David shares the story of how he helped a real first-time home buyer and spent three hours arguing with an agent and an older seller over a $300-door repair...

The biggest mistake at the top of everyone’s list in buying a home is thinking that everyone’s top five biggest mistakes are the same. Every first-time home buyer is different with a different set of circumstances, variables, and most importantly, goals. Your top list of mistakes to avoid is your own. There are things that most everyone should be careful of, but many of them can be avoided by havi...

The internet is said to be the land of opportunity. There are so many deals, discounts, and hacks around. However, should you be looking for the hacks and quick deals online from national internet lenders for the biggest financial transactions of your life? Are you looking for a Groupon loan experience? This is that big deal out there, and don’t let your skepticism or fear keep you from putting in...

Every first-time home buyer starts on the internet. In this episode, David Sidoni, the How to Buy a Home Guy, gives the best sites used by his clients for over thirteen years of home shopping. These tips have been curated by actual first-time home buyers that have used them to find their homes. Hear what others all over North America have found are the most informative sites, as well as the most t...

David gets into the details on the real numbers it takes to purchase and then pay for a home every month. With mortgage interest being so insanely low and low down payment options available to first time home buyers, buying your first house may actually be pretty similar to putting down a first and last and average rent payment on an apartment! Has anyone heard of P.I.T.I.? Get used to it as David...

David does a quick recap of the highlights of his interview with credit repair specialist Chris LaHage from Speedycreditrepair.com. No matter where you are in the home buying process, your credit score is a major factor in helping you land that dream house. The difference of a few points could mean the difference of hundreds of dollars a month and thousands of dollars a year. Bad credit? That’s ok...