How to Buy a Home: The #1 First Time Home Buyer Podcast

Buying your first home is a scary venture. It takes a lot of time and planning. You have to do all your homework, look through all the houses, find a Realtor, make a list, save the money. As you can see, being a first-time home buyer can be exhausting. Listen to today's episode as David Sidoni talks to real-life first-time home buyers, Kenneth and Danielle. Learn how they tried to buy on their own...

What are the home-buying fees first-time buyers need to know? For military and veterans, you can put $0 for a down payment. But for the civilians, the minimum is often 3% down. Next, you’ll have to consider the earnest money or due diligence fee. It allows you to bail during the due diligence period. You should put down the max, 3% of the sales price. If you put anything lower, it shows that you g...

Every First Time Home Buyer has certain things they MUST know and should NEVER do, but what are they? Get the real scoop from David Sidoni on how you can customize your personal lists to help you in this gigantic decision. The goal is for you to feel confident, not confused and overwhelmed...and sometimes you need more than a few bullet points to get you there because not everything you see on the...

With so much information out there, it can be very tough for first-time homebuyers to navigate between what works, what doesn't, and what to avoid. Here to crush the confusion, David Sidoni is back for another Q&A. First-time homebuyers are feeling even more confused and abused in 2022, so desperation sets in, and many of them are saying, "Screw this! Just get me a deal so I can get a home!" D...

Holy $#!^!!! 2022 supply and demand is unreal, impossible, and totally illogical! It's time for a perspective check, because this inventory could DOUBLE tomorrow, and it would barely put a dent in the scarcity of homes for sale right now. So listen to today's episode as we discuss the current market state of houses or homes that was mainly impacted by the pandemic. If you are looking at buying you...

In today’s episode of How To Buy A Home, David Sidoni goes into versus talk with his listeners. You guys have questions, and they’ve got answers. Three often asked topics are broken down with pros and cons - and there is no ONE answer for everyone. Learn about newly built homes versus re-sale homes, 1099 versus W-2, and paying versus spending money. Listen in to find out which option works best fo...

Buying a house is easier said than done. It requires a lot of analysis, financially, mentally, and emotionally. In this episode, David Sidoni goes over an interview with a listener who sold a home in Indiana and bought a new home in San Francisco—one of the US' most expensive and competitive markets. He discusses buying a property cross country and shares some tips on how you can change jobs and s...

The 2022 housing market is moving FAST, and that means as a First Time Home Buyer...you best be ready! To prepare yourself, you need to understand the inspection red flags when looking for homes. Even if people may ask you to waive inspections, say no! You need to see the home for information purposes. Just make sure you have time to back out of the deal. Do you want more tips on red flags and on...

The housing market is INSANE in 2021 and early 2022, so it HAS to be a bubble ready to burst, right? This can't keep going like this, so it's gotta crash, right? Well....I don't want to be pollyanna, rainbows and puppies kinda guy who sounds like they are trying to sell you something that will always be worth more than you paid for it, but there is some pretty compelling data that says this is NOT...

WARNING, WARNING...AGAIN! New stats and information that is CRUCIAL if you are trying to buy your first home in 2022. It ain't no picnic, so you need every tip, tool, technique, trick, and hack to make this happen for you. This episode explores how to win bidding wars, and how to choose a true professional for you. It all starts with the EARLY work, with a professional team helping you prepare mon...

When should you pull your credit? This question is one of the many questions first-time buyers ask David Sidoni. David explains that if you want to buy a home someday, you need to get full loan approval with a credit poll today. It’s far better to do it now than to do it 30 days before you buy a home. The key is to prepare. Put the planning horse so far in front of the cart that the cart is back i...

If you think buying a home is a pipe dream for you and seem YEARS away, then listen to our 25-year-old guest. At 24, Randy was unemployed with no credit. When he asked his bank if he could get a home loan, they told him to call back in a year. Yup, they gave him no instruction...just don't bother us now and figure it out. Then he went online and called Zillow. Their sage advice? "Uh, no." So, Rand...

WARNING WARNING! The 2021 housing market shot up like a rocket, and 2022 looks like we are on the same trajectory in just the first couple of weeks. So, the best time to equip yourself with the knowledge you need as a first-time homebuyer is now! What’s it going to be for the rest of the year? What are some action plans you can take? Listen here to get up-to-date information on what's happening an...

Not all advice pertains to everyone, and when it comes to finances, especially buying a home, the opinions differ WILDLY. In this episode, David Sidoni discusses money left on the table and money lost due to the ultra-conservative and uber-safe wealth-building techniques from Dave Ramsey. This is NOT a super risky leverage advice podcast. This is an exploration of the new era of "safe" home buying...

2021 housing was BANANAS. So what the hell is gonna happen in 2022? If you’re a first time home buyer, you have to know what’s in store for you this year! Listen for a recap from the smartest minds in real estate regurgitated for you by David Sidoni. This is over an hour of REAL DATA and not just opinions and guesses. Take advantage of these data so that you can make the best decisions for you and...

Inflation! This might be the new thing that will freak us out at the end of 2022. Yes, inflation sucks, and it will affect our economy big time! The question is, what can you do about it? What SHOULD you do about it, especially if you’re thinking of buying your first home? Listen in as David Sidoni discusses what inflation is and how it affects buying your first home.  Connect with me  t...

Shopping for the BEST DEAL is an art form! Gone are the days of driving to flea markets to scour the booths to find a hidden treasure. Now you can shop online and scour sites to find your perfect buy. Is it the same thing when you are shopping for the best home mortgage interest rate on your loan? Not exactly - lots of old adages here. You get what you pay for. Sometimes the best deals aren't deal...

How do you buy your first home? When can you get down payment help? These are questions that first time homebuyers wrestle with. In this episode, David Sidoni guides you, so you won't get lost in the labyrinth of convoluted information, as each new piece of information has a new term that leads to more questions. You may wallow in confusion conundrum or the who, what, when, where, and why. Do not...

Are you a first-time buyer who would like to raise your credit score? Then, you’re in the right episode! Join credit pro Jeanne Kelly , an author, speaker, and general queen of all things credit, as she talks to host David Sidoni about tips to help you improve your credit score so you can get the best deal when looking to buy your first home. Sure, money is essential when buying your first home, b...

First time home buying can be massively confusing, so trying to buy a home yourself from an owner in a for sale by owner (FSBO) situation has lots of dangerous potential for a buyer who’s new to the game. And if you're thinking Zillow Zestimates will help you determine how much you should pay for a home, Zillow's own website tells you how inaccurate their own Zestimates truly are. In this episode,...

2021 was a wild ride in the housing market. Post-pandemic buying frenzy, with the lowest mortgage interest rates of all time, created bidding wars and shocking home price appreciation. This episode does a deep dive on the numbers, plus predictions for 2022 and beyond. And we even jump back to some first time home buyer fundamentals, just to be sure we all stay on target. Connect with me  to f...

The higher your credit score, the less that you have to pay. If you have a low score, then David Sidoni has some great news for you! There is a new program that is FINALLY going to count your rental history as a POSITIVE on your credit score. Right now, you only get your missed payments counted on your score, and that’s not good. But if you have paid in good standing, the credit beauteous are fina...

2021 changed the norm in housing availability during the holiday season. The housing supply increased by a lot, and David Sidoni, our host, enumerates the reason behind this. He also discussed topics that can help us, especially if you are looking for a home. We have annual seasonal trends that could help you out either this holiday season or maybe 2022 or 2023, tips on how to buy in a competitive...

It's Halloween and instead of giving you bite-sized candy, your host David Sidoni is going to give you bite-sized FUN FACTS about buying your first home. Learn why credit score matters, what a bridge loan is, or why apps shouldn't be trusted. Join David as he gives some stories and important lessons on why buying a house is all about timing. Find your own very special realtor unicorn out there to...

Some people regard their retirement savings as their holy grail. What if you can diversify that by buying a house? Yes, touching your retirement or funneling away from your retirement savings plan can be terrifying and a non-starter for many people. But your host David Sidoni promises you that if you listen to this episode, you will find MORE smart ways to save safely for your retirement. You don'...