How to Buy a Home: The #1 First Time Home Buyer Podcast

In 2022, everyone was SHOCKED when mortgage rates leapt from 3% to 7% in just half a year. The sudden increase left a lot of people scared, so the market began screeching to a halt by the end of 2022. Now, mortgage rates are still at 7%, but they may not stay there for long.  In the second part of his multi-episode series, David Sidoni analyzes data and reports from industry experts to drop s...

Headlines are saying that this will be the year of the housing market crash. But are they saying that because it’s true, or just because they want you to read their content?  In the first part of his multi-episode series, David Sidoni analyzes data and reports from industry experts to give you the real scoop on what 2023 holds for home buyers. Taking a look at rent, mortgage rates, home sales...

A lot of people want to buy a house instead of a condo because they have always thought that condos depreciate. But did you know that condos are now selling faster than single-family homes?  In this episode, David Sidoni is dropping some truth bombs and crushing the confusion around buying a condo vs. a house. The housing market is getting turned upside-down and things are happening in a way...

Who says you can’t purchase a home right out of college? David Sidoni believes first time home buyers DON'T need two years on the job. In this episode, he shows you how this is possible. Find out how to buy your first home right out of college and NEVER pay rent. David shares how you can build your credit history when you’re young and get a bank to get you a loan. So skip those random Craigslist a...

Is it possible to buy your first home in a very expensive area with just one income? This Baltimore first time home buyer couple did it! Allison and Ephraim found out their rent was going up 30%, and they discovered it was over $10,000 cheaper to break their lease and buy their first home with only ONE of their incomes, and pay on $50 more a month in a mortgage. It helped a lot that Ephraim’s dad...

Everyone wants to know. When should I call a realtor? When CAN I call a realtor, a lender, or an attorney? What's the right timing to do this whole thing right? In this episode, David Sidoni dives into the best, most efficient, and most money-saving time frames every first-time home buyer should know. Connect with me  to find a trusted realtor in your area or to answer your burning questions!...

In today’s episode, we went global! American and Canadian first-time home buyers are so frequently ignored and disrespected that I had to go halfway around the world to find real estate pros that have dedicated their careers to these hungry buyers. The gals from Your First Home Buyer Guide Podcast bring their years of wisdom, and tons of fun, as we break down the proper mindset for first-time home...

Buying a home may seem like an incredibly daunting experience. But that is only because there are more negatives out there than successes! Don't let these discourage you from fulfilling your dream. Join me in this inspiring episode about real-life success stories on home buying.   I do my best to help prepare first time home buyers, but I know, after almost 4 years, you may be sick of me and...

Everything's dead and flat in the housing market these days because nobody is buying and no one is selling. The homes are just sitting patiently! But the insanity of 2022 is slowly morphing into something closer to reality. The future looks much better for first-time home buyers as we head into 2023 because the buyer power is back. No matter where you are in your planning or home-buying journey, w...

Gabby Dunn from Bad With Money talks with David Sidoni about their rags-to-stability story. They explain how confounding the mortgage qualification system is for non - W2 employees by opening up about their own mortgaging struggles. Gabby shares insights about buying properties versus renting one, especially for those living a non-settled-down lifestyle. They even discuss their love-hate relations...

Time for the annual pre-Thanksgiving secret down payment assistance hack with David Sidoni. In this special holiday episode, he notices the downslope in the charge for home prices today for the first time in over a decade. David shares the four positive trends he noticed in this annual trend in market. Not only does he unravel the secret, excellent holiday down-payment assistance program, and he a...

This is the final installment of all the terms you need to know from A-Z. Save this episode and all the A-Z episodes as a reference so you can get all the answers in your home buying journey. Join David Sidoni today, and congratulations for making it to the end of the definitions. Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our You...

One thing that comes up a lot when you’re buying your first home is the title. Yes, that’s our real estate term for today. Join David Sidoni in this edition of everything you need to know about buying a home, and this episode is all about TITLE.  Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome In...

Continuing the glossary of words series, David Sidoni takes us to the terms that start with the letter T. From taxes to termite inspection to the treasury index, he covers the essential words you need to know as a first time home buyer. So tune in for the first part of the “T” terms! Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our...

It is amazing how communication and processes flow when you understand what is spoken about. Not knowing the terms when buying your first home could feel like being in a foreign country with a language you don't understand. Continuing the series, this is the big finish to all the terms and definitions you need to know when buying your first home. In particular, David Sidoni dives deep into the wor...

David Sidoni breaks down all the vocabulary you will need to comprehend when you make the leap to dump your rent and become a homeowner. Today, he goes over some terms starting with the letter “S.” Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ HowtoBuyAHomePodcast Tik Tok  @Ho...

Be in the know and understand the homebuying process a little better. This episode is dedicated to everything you need to know that starts with “R” when you are looking to buy your first home!  Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTube Channel @HowToBuyaHome Instagram  @ HowtoBuyAHomePodcast Tik Tok  @H...

The first step in understanding the home buying process is understanding the real estate vocabulary and jargon. Today, we continue with our series on first-time homebuyer terms and definitions. The often-ignored letter Q gets the royal treatment in this episode, defining the terms you need to know when buying your first home. Connect with me  to find a trusted realtor in your area or to answe...

Who knew buying your first home would need THREE entire podcasts to cover all the terms that start with P? The exciting conclusion, part three, of the full glossary of all the new and funky words you'll need to know when buying your first home. David Sidoni starts with the term pre-approval. He disagrees that the first step in buying a home is getting pre-approval from lenders; instead, finding a...

There is no magic pill to take when buying your first home. Your lender or realtor isn't going to break everything down for you. So take this definition so you can make this home-buying process as painless as possible. Tune in to part 2 of the "P terms and definitions" trilogy. Connect with me  to find a trusted realtor in your area or to answer your burning questions! Subscribe to our YouTub...

A continuation of the glossary of terms you need to know when buying a house. The next stop is O and P. Know your PUDs from your PMIs. David Sidoni uses real-life layman's terms and definitions so you don't feel overwhelmed and clueless with all the real estate jargon. Plus a very special SIDE NOTE to help you learn even more about the first-time home buying process. Connect with me  to find...

We can get too emotional or too analytical in buying our first home. But our guests in this episode balance each other out in moving forward. Nathaniel and Bryan are excellent, cautious, and serious planners. They were even shocked that they could do it with some deep research into trying to buy a home in one of the most expensive areas in the country! They didn't need 20% down. Although they are...

It's good to be over-prepared when you’re buying a house. It is one of the biggest purchases of your life, so educating yourself on the whole process is a good way to start. And buying your first home can be challenging. You start with a plan and you're six months into it, and WHAM! The whole landscape changes and suddenly all your math goes out the window and your budget spreadsheet is worthless....

We are at the halfway point in the alphabet. Time to learn all you need to know about the letters N and O. Learn what a Net Monthly Income or an Open-Ended Credit is. Join David Sidoni on today’s N & O episode. This is not a “NO” episode, it's a “YES” to learn about these N and O words. You are one step closer to becoming a human dictionary for buying homes. Connect with me  to find a tru...

Financial education is key to financial success. Without education, you're afraid to take any financial risks. This is why getting a financial advisor or planner is important. It's okay to be behind the curve on your financial knowledge. You just need to have the drive to take action. Join David Sidoni as he gets Pamela Capalad and Dyalekt from Brunch and Budget to bring their A-game today – dropp...