HousingWire Daily

In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd discusses the impact Airbnb properties could have on a housing market that is already short of supply. For some background on the story, here’s a summary of the HW+ article: While the real estate market has lots of challenges during the COVID-19 pandemic, a tsunami of houses being sold by Airbnb hosts isn’t one of them....

In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers an announcement from the Mortgage Industry Standards Maintenance Organization. For some background on the story, here’s a summary of the article:The Mortgage Industry Standards Maintenance Organization, or MISMO, a subsidiary of the Mortgage Bankers Association that sets rules for handling the registration of home...

In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd covers whether or not significant declines in housing inventory could be on the horizon if more sellers don’t list homes to meet the nation’s rising demand. For some background on the story, here’s a summary of the article: Throughout metropolitan areas nationwide, the tight supply of for-sale homes – already constrained...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses former Consumer Financial Protection Bureau Director Richard Cordray's take on whether or not the U.S. housing industry views foreclosures as a last resort. For some background on the story, here’s a summary of the article: Markets are shaped by the forces of supply and demand, buying and selling, and how they come into so...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses whether or not the U.S. housing market is beginning to recover from the COVID-19 pandemic’s impact. For some background on the story, in an article, columnist Logan Mohtashami writes: If we are diligent, we will be able to identify the return of hope and light coming back into the American economy. While no one could truly...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses how the mortgage industry should be thinking about foreclosures during the nation’s economic downturn. For some background on the story, here’s a brief summary of the article: The current economic collapse raises pressing questions about what lessons we learned from the last one. No two crises are ever the same. Although t...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews Mortgage Bankers Association Senior Vice President and Chief Economist Mike Fratantoni on the giant uptick in forbearance requests in the industry, along with the impact these requests are having on the industry. According to the latest information from the MBA’s Forbearance and Call Volume Survey, as of May 17, the total...

In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Odeta Kushi, deputy chief economist at First American Financial, about the COVID-19 pandemic’s impact on this year’s homebuying demand. For some background on the interview, here’s what has happened in the industry so far: At the end of February and the beginning of March, it was projected that the spring home...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath spotlights New York City’s struggling housing market, as the metro is experiencing a significant decline in residential sales. For some background on the story, here’s a brief summary of the article: New York City is the U.S. epicenter of the coronavirus pandemic, and the local economy has been harshly impacted by the health crisis....

In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews HousingWire Mortgage Editor Ben Lane to discuss the current record low interest rates and the likelihood that rates will sink below 3% this year as the coronavirus pandemic continues to affect the economy.  For some background on the interview, here’s a small snippet of his article:Until about three months ago, it was bas...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses how the mortgage industry is learning to navigate a changing landscape. For some background on the story, here’s a brief summary of the article: The lending world is undoubtedly one of the most complex and ever-changing environments within the financial hub. As loan originators, we are required to not only stay abreast of...

In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews The Urban Institute's Alanna McCargo to discuss how the COVID-19 pandemic is likely to impact America’s black homeownership rate. For some background on the interview, here’s what has happened in the industry so far: Last year, the homeownership rate for black Americans fell to 40.6% in the three months throug...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses how social distancing has spurred a growing demand for digital mortgages. For some background on the story, here’s a brief summary of the article: With the COVID-19 pandemic discouraging or entirely halting in-person meetings with lenders and appraisers, the adoption of digital mortgages has accelerated. Advances in techno...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath examines if right now is a good time for Americans to purchase homes. For some background on the story, here’s a brief summary of the article: This spring home-buying season is anything but normal. What traditionally has been known as the busiest season for buying and selling homes has been upended by COVID-19. The pandemic has spur...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses why forbearance has become a scarlet letter on consumer credit reports. For some background on the story, here’s a brief summary of the article: Mortgages in forbearance as a result of COVID-19 have to be reported as “current” on credit reports. That’s the law, as laid out in Section 4021 of the CARES Act passed by Congres...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the housing industry’s catch-22. Currently, mortgage interest rates are lower than ever, but millions of U.S. borrowers still can’t receive a home loan. For some background on the story, here’s a brief summary of the article: Despite the fact that mortgage rates have been at or near record lows for more than a month, milli...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the housing industry’s role in reviving the U.S. economy. For some background on the story, here’s a brief summary of the article: The housing industry got a bad reputation the last time the American economy tanked. Not the houses themselves – most of them are still in place, perhaps painted a time or two since 2008, now b...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath interviews HousingWire’s Ben Lane on how one month nearly broke the U.S. housing ecosystem as the coronavirus pandemic rocked the mortgage industry.  Lane has been closely following the pandemic’s impact on the mortgage ecosystem, breaking down some of the landmark moments that led to where the industry stands today. He also shares...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses the Housing industry’s scramble to receive loans from the  Payroll Protection Program. For some background on the story, here’s what has happened in the industry so far: From April 3 to April 13, about 14% of real estate companies in the U.S. – including sales, leasing and maintenance firms – got funding in the first round...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses former Vice President and current Democratic Party presumptive nominee Joe Biden’s plans to support black businesses and homeownership. On Tuesday, Biden urged voters to support his plans to boost the economic prospects of black Americans, including an increase in homeownership. Biden reiterated the proposal he made during...

In today’s Daily Download episode, HousingWire Digital Producer Alcynna Lloyd interviews Housing Policy Council President and former Federal Housing Finance Agency Acting Director Ed DeMarco on how COVID-19 has impacted the housing ecosystem, as well as what issues the housing industry will need to tackle once the pandemic passes. For some background on the interview, here's what has happened in t...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath covers a PULSE article from former Mortgage Bankers Association President David Stevens on his thoughts on how the Federal Housing Finance Agency’s actions have resulted in significant credit contraction for the mortgage industry. In his HousingWire PULSE article, Stevens says: It is now over one month since the CARES Act was passed...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses whether or not COVID-19 will derail the U.S. housing market. In an HW+ PULSE article, contributor Rick Sharga says: Like most of the news surrounding the COVID-19 global pandemic, reports about the U.S. housing market have been discouraging. Year-over-year listings of homes for sale have plummeted – in the worst-hit market...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses why some believe the housing sector needs its own version of the Paycheck Protection Program for businesses that own and operate multifamily housing. In a HousingWire PULSE article, contributors Carol Galante and Barry Zigas say: The one-third of American households who rent their homes are facing unprecedented pressure fr...

In today’s Daily Download episode, HW+ Managing Editor Brena Nath discusses whether or not the COVID-19 pandemic will spur home-buying migration from dense U.S. cities. When state governments ordered residents to stay at home more than a month ago, it triggered a wave of temporary migration. While some in the Northeast flocked to Florida, others, wary of germs easily spreading in high-rise buildin...