Honest Money

Join Warren Ingram in his podcast as he explores ethical investing's alignment with personal values. He exposes the drawbacks of ESG-focused hype by investment firms seeking media attention, advocating for a philosophical stance over fleeting trends & more. Questions/ Topics: Caution against investment firms launching ESG products for media hype. Emphasize philosophical approach to ethica...

Discover the path to a secure retirement in this episode! Warren Ingram explores smart investment strategies for your golden years, including generating income from your savings. Delve into the choice between living and compulsory annuities, gain insights into effective portfolio management,  the pros, and cons of local vs. global markets, and learn why financial discipline is your key to a worry-...

On today's episode Warren Ingram invites Seeiso Matlanyane , Head of Equities and Ashleigh Allan ,  Equity dealer at Prescient Investment Management at Prescient . In this information-packed episode we touch on shares, equity risk, how passive and active investing is the bridge of systematic investing and how this is revolutionising the financial industry.  Questions/ Topics:  What are shares...

In today’s podcast Warren Ingram invites Steve Van Rooyen , Founder of Digi Dorx & Honest Money partner, to discuss the traps of comparing your financial success to those around you. Warren and Steve also touch on gratification methods, aligning your goals and measuring success.  Questions/ Topics:  What does financial success mean  Delayed gratification and how this is linked to your investme...

Join Warren Ingram and Bastian Teichgreeber , Chief Investment Officer at Prescient , as they explore the history of investing from the 30s to the 90s, the 'Sharp Ratio,' modern portfolio theory, behavioral biases', AI and so much more. Questions/ Topics:  Why is the history of investing relevant?  An overview of what investing looked in from the 30's- 90's Risk and return...

Today Warren Ingram & Yolande Botha , Head of Wealth Management at Galileo Capital , speak about investing globally, the considerations to keep in mind if you're wanting to emigrate, how to build 3rd generational wealth locally and globally as well as how to navigate the exchange rates without making an emotional decision.  Questions/ Topics: How should i split my investments between loca...

Today we invite André Bothma to speak about a tweet that went viral. Warren Ingram and André share advice on tips when buying a secondhand car, things to consider and the financial considerations and tips on making sure you get the most bang for your buck! Topics/ Questions:  SARS and automation- has SARS gotten better or worse over the last few years? The secondhand car tweet that went viral - ho...

In today's episode, Warren Ingram hosts Henk Kotze, Head of Cash & Income at Prescient , as they delve into the global impact of inflation and interest rate hikes. They discuss the significance of the American Federal Services, explore how global interest rates affect the world, and provide valuable guidance for investors on the current and upcoming interest rates in South Africa. Questio...

In this podcast, Warren Ingram & Yolande Botha , Head of Wealth Management at Galileo Capital , delve into the world of investing and uncover the top tips and common pitfalls that wealthy individuals encounter. Explore how emotional reactions can impact your financial decisions and learn invaluable strategies to maintain a positive perception in the face of market fluctuations. Topics/ Questio...

Today Warren Ingram invites repeat guest, Rory Brachner, Founder & MD at DoshGuide  speak about the world of financial planning through technology. Learn how DoshGuide can help you reach financial freedom through planning a framework, understanding your goals and being transparent- advice without the fluff. Questions/ Topics: What does the financial advice process look like, where do you start...

Today we speak about how data can be used to leverage investing success based on research and machine learning. Warren Ingram and Shriya Roy , Quantitative Analyst at Prescient , speak more about dirty data, how it's being used in banking & investing as well as various ways to use clean data.  Questions/ Topics: 1. Is all data good?  2. What is a single source of truth in terms of data? ...

Today we speak about a controversial topic with Warren Ingram & Finance Ghost : The Dark Side of Hype ETFs: Risks and Pitfalls in a Social Media-Driven Market. Warren and Finance Ghost speak on the dangers of blindly following influencers, how consistency over hype gives better results, and how to look out for the quality of the information you get. Topics/ Questions: 1. Influencers and their...

Today Warren Ingram invites Prescient , Business Development Manager, Gabriel Botha to discuss how young investors can get on top of inflation and how the time value of money affects your return on investment. Questions/ Topics:  How inflation plays a role in your investments  How the time value of money plays an important role in your return on investments  Opportunity costs and what this means R...

In today's episode, Warren Ingram takes the stage to delve into the fascinating world of how the wealthy invest their money. Drawing from his years of experience, Warren shares valuable insights, tips, and tricks on harnessing the power of time horizon, portfolio diversification, and exotic investing. Join us as we explore how these strategies can transform your wealth into generational wealt...

On today's episode, Warren Ingram shares his top tips for financial freedom and guides listeners through the essential steps to achieve it. From setting clear goals and settling debt, Warren empowers listeners to take control of their finances and cultivate a mindset for long-term wealth building in this easy step-by-step podcast! Questions/ Topics:  What's the difference between retirem...

Today we speak about data science and how it's impacting the financial industry. Warren Ingram and Zubair Patel , Co-Head of Data Science & Quantitative Analytics at Prescient , run through how data science is being incorporated into investing, how this affects asset managers and financial planners, the different layers of AI and more.  Questions/ Topics: What is data science?  How it hel...

On today's episode, Warren Ingram talks to Tamara Dalhuijsen about simple budgeting tips, the importance of the psychology behind your spending habits, and advice on how to work out your monthly retirement contributions with the increase in life expectancy.  Topics/ Questions:  Understanding the psychology behind your spending habits  Budgeting tips and trades  How your values are tied to fin...

Join Warren Ingram and Rupert Hare , CFA, CAIA, Head of Multi-Asset at Prescient , as we delve into the difference between active and index/ passive funds, asset managers and the best performance strategy for each.   Questions/ Topics:  What is asset management?  What are active funds?  What are passive funds?  What does "Alpha" profiling mean?   Why is it important to know the differenc...

On today's episode, Warren Ingram invites guest speaker, Steven Van Rooyen , to discuss the ins and out's of investing for your baby's future. Warren and Steve talk about investing strategies, things to prepare for, and events to plan ahead for like university, relocation costs, birthday presents, and more. Topics/ Questions: - I have a 6-week-old, should i start investing on her be...

Today Warren Ingram speaks to Cheree Dyers , the CEO at Prescient , about how data-driven investing is the way of the future. Learn how the financial industry is using big data to improve returns and reduce risk ensuring smart decision-making and culture-building.  Topics/ Questions: The benefits of data-driven strategies for improving returns and reducing risk The importance of upskilling your te...

In today's podcast, Warren Ingram invites Mapalo Makhu  to speak about financial literacy for children and how you can cultivate a positive money mindset in your children, regardless of age. Questions/ Topics:  Ways to speak about money that makes sense to your children  How to teach about saving  Ways to encourage money management  The art of patience  Send us Fan Mail Have a question for Wa...

In this week's episode, Warren Ingram answers your questions about ETFs, whether it's better to withdraw your dividends or reinvest, as well as questions about tax savings on RA/ pension funds if you immigrate. Questions/ Topics: My question is about ETFs that payout dividends versus ETFs that reinvest the dividends. Can you please discuss the pros and the cons of each if faced between t...

In today's episode, Warren Ingram invites Bastian Teichgreeber , Chief Investment Officer at Prescient , to discuss how the global interest rate and inflation increase affects the international and South African market.  Inflation and interest rates are interconnected and significantly impact the economy. Inflation rates have been rising globally due to supply chain disruptions and increased...

This podcast episode delves into the topic of technology in finance, exploring its growing usage and impact on the industry. Warren Ingram covers Robo advisors, financial literacy tools, and privacy concerns with guest speaker Money Marx, Pieter de Villers.  Topic/ Questions:  Exploration of the intersection of AI and finance, discussing the latest trends and developments in the field Statistics a...

In today's episode Warren Ingram and Reza Ismail , Head of Bonds at Prescient , discuss the South African Budget Speech 2023/2024. They touch on inflation, tax rebates, the analysis of small emerging markets, energy crisis rebates, tax buoyancy, risk aversion, and what this all means for the South African taxpayer & business owners.  Questions/ Topics:  Introduction to the South African B...