HerMoney with Jean Chatzky

Why do people continually fail to take action on things that are difficult for them? Jeff Kreisler, author of “Get Rich Cheating: The Crooked Path To Easy Street,” tackles that question and many more. Jeff talks about sunk cost fallacy, solution aversion, and all the ways we allow ourselves to make poor financial decisions. In Mailbag, high yield savings accounts and where to find the best rates,...

Author and journalist Mitch Albom has penned some of the most influential books of our time — Tuesdays With Morrie, The Five People You Meet In Heaven, and Finding Chika. Mitch sits down with Jean to talk about some of his charitable work, and offers his thoughts on the most precious thing you can ever give someone, as well as what we can all do with our money to make us happy. In Mailbag, saving...

What are you doing in 2119? That’s the year the American Association of University Women predicts that the gender pay gap will finally close, unless we take steps to bridge the gap sooner. Katica Roy is a gender economist and CEO of software company Pipeline. She shares some fascinating (and infuriating) facts about how often women are underpaid, and what corporations can do to help speed change. ...

Jean sits down with Shelley Emling, Editor-In-Chief at AARP’s The Girlfriend, to talk all things Gen-X women and how they can get back on track for retirement. What can Gen-X women do to get off the sidelines and build the self-confidence they need to ask for raises and make empowered financial decisions? In Mailbag, the best way to manage credit cards while keeping your credit utilization rate lo...

Scott Rieckens, author of Playing With Fire, and producer of the recent documentary by the same name, walks us through his journey into the FIRE movement, (Financial Independence, Retire Early) and how he learned to prioritize his spending and saving goals — and how we can do the same. In Mailbag, questions about taking a job you’re overqualified for in order to get your foot in the door, and what...

Rabbi Steve Leder, author of several critically acclaimed books, including “More Money Than God,” offers heaps of wonderful insight on this week’s episode.  He shares why he became a Rabbi, and how to raise healthy, well-grounded humans in the instant-gratification reality we live in. In Mailbag, Jean advises a woman who recently found herself as her family’s primary breadwinner, and tackles a que...

This week’s guest, marketing guru Seth Godin, has some motivation that’s going to change the way we think about our personal brand. Seth says that the strength of your personal brand — and perhaps even your entire career — hinges on a single question: Do you do what you say you’re going to do? In Mailbag, Jean advises a woman who rents out part of her home and is looking into refinancing her home...

This week we sit down with financial therapist and Prudential financial wellness advocate Amanda Clayman. In her role, Amanda guides her clients on how they can positively change their overall approach to their finances. Amanda describes why and how our thoughts and feelings may shape our financial choices, and walks us all through her holistic approach. In Mailbag, Jean and Kathryn talk about the...

Vicki Robin, co-author of “Your Money Or Your Life,” challenged a generation of people to think critically about what they were really working toward financially, and how they could live authentically in a consumer-driven world.  Vicki and her late partner Joe Dominguez are credited with sowing the seeds of the FIRE movement (Financial Independence, Retire Early) as it is known today. Vicki speaks...

Husband and husband team David Auten and John Schneider are known as the “Debt Free Guys” for a reason. They offer some inspiring advice on how to live a fulfilling life without sacrificing financial security. They break down how to discuss financial anxiety with your partner, how to take a good look at what you may be doing wrong with your money, and how to weigh the financial priorities (and sac...

If you’re feeling a little anxious about your finances, well, we don’t blame you. That’s why we sat down with wealth advisor Ed Butowsky, author of “Wealth Mismanagement.” He gets candid about the Federal Reserve’s recent rate cut, how to stay calm in the face of a potential market swings, and what the heck an inverted yield curve is, anyway. He gives us his suggestions for tried and true stock se...

Jean sits down with Megan Schleck, co-founder and CEO of COIN, a conscious investing platform that allows us to put our money into companies making an impact in the areas we care most about. The pair discuss creating an avenue for everyday investors to have a place where their voice can be heard (for as little as $50!), and mission-based investing. In Mailbag, Jean and Kathryn talk about how age i...

Cheryl Strauss Einhorn, author of the book, Investing in Financial Research: A Decision-Making System for Better Results, helps us break down the decision-making process and help us gain the confidence we need when faced with life’s big “what to dos.” She shares her method for decision-making, dives into the concept of risk, and explains how we can feel more empowered when navigating the emotional...

Should you invest in crypto and blockchain? If you buy crypto, how do you use your money? Kiana Danial, author of Cryptocurrency Investing for Dummies, and CEO of InvestDiva, answers all our questions, and discusses her journey into investing in cryptocurrency. She shares her thoughts on exactly when we're all going to be able to use cryptocurrency in a "real" way, just as we would with any other...

When many people hear the word "wealth," they think about dollars and cents, but it's so much more than that, says Veronica Dagher, host of “The Secrets Of Wealthy Women” podcast. Veronica shares most important career and financial advice she's gotten from female CEOs and other women leaders. In mailbag, Jean tackles a questions from a listeners on funding home improvements, how to ask for a raise...

Is ESG investing on your radar? That stands for Environmental, Social, and Governance, and it’s huge for people who want to invest in companies they can feel good about. Nicole Connolly, Head of ESG investing and Portfolio Manager for the Women’s Leadership Fund at Fidelity Investments, breaks down how we can all put our money where our mouth is when it comes to supporting companies that are doing...

Krazy Coupon Lady Joanie Demer on what style of couponing may work best for you, and how 10 minutes of effort each week could save you $50. She discusses some of the mistakes she's made and the differences in the type of discounts offered by loyalty programs, in-store promotions and coupon stacking. In Mailbag, negotiating vacation days and a flexible schedule as part of your total compensation pa...

Today, 85% of millennials are planning to take career breaks, but returning to the workforce after time away can be much more challenging than landing that first job. Addie Swartz, CEO of ReacHIRE, a company that partners with Fortune 500 companies to create re-entry opportunities for women of all ages, at all stages of their careers, talks about the resources women need to get back to work, inclu...

When's the last time you asked for a raise? Claire Wasserman, founder of Ladies Get Paid, a career development organization that helps women negotiate for pay and power at work, dishes on power, value, the wage gap, and why women have to ask for more money. She walks us through the negotiating process and tells us why you should always walk through the door with three numbers in mind. In Mailbag,...

Today, most of us are taking better care of our health. We’re more active, get more Vitamin D, and stress a little less. As for our finances, sometimes these feel-good vibes — including summer vacations — cause us to amp up our spending. If your wallet is starting to sweat (like ours), then Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, is here to whip our finances back into shape....

You know those people on Instagram who are always traveling to fabulous places, making you wonder how they afford it, and why you aren’t doing the same thing? This week we’re getting all of the answers — and travel savings secrets — from Rachel Rudwall, an Emmy-nominated on-camera host and producer, who has traveled to all seven continents, lived in three countries and journeyed through nearly 70...

What has held you back in your career, or with your money? Maybe you were scared — of what would happen, of failure, of the reaction of the people you know and love. Although getting over fear may be a goal, there's another way: You could do it scared. So says our guest Ruth Soukup, author of “Do It Scared: Finding the Courage to Face Your Fears, Overcome Adversity, and Create a Life You Love.”  S...

Entrepreneur coach Ali Brown on how to stand out online and position yourself as a ‘category of one.’ How to understand tall poppy syndrome, avoid excellence burnout and master the 80/20 rule with your time. Then, in Mailbag, how to create a budget in retirement, when young adults should get their first credit cards and how one woman can approach the guilt associated with financial success. Learn...

You’re trying to save more money, but can’t find the spare change, or maybe you’re trying to stop snacking at 4pm, but reach for the cookie like clockwork. The latter was exactly what was happening to Charles Duhigg, and he was so eager to break his own bad habits, he went on to become an expert in changing our behavior with his bestsellers, “The Power of Habit” and “Smarter Faster Better.” We exp...

“Do you want kids?” Like it or not, it’s a question you’ve probably been asked (many times). No matter what your answer is, having a baby costs about $11,000, and that’s without complications. Run into fertility issues, and solutions can run into the thousands. Enter FemTech: Companies and products that are looking to tackle fertility, like Ava, a wearable fertility tracker. Ava’s co-founder and p...