HerMoney with Jean Chatzky

What are some of the ugly truths that keep women of color from having a seat at the table in corporate America? Minda Harts, author of “The Memo: What Women Of Color Need To Know To Secure A Seat At The Table,” joins us to discuss. Minda weighs in on microaggressions, what corporate America is doing wrong (and right) when it comes to advancing women of color, and what all women can do to secure a...

Financial success doesn’t come overnight, but it can come if we learn to retrain our brains to achieve our most important money goals. We chat with Barbara Huson, author of “Rewire For Wealth,” about how we can step into the driver’s seat of our money and our careers. Barbara discusses the differences between men and women in how we approach our financial lives, and how we can move past our fears....

When’s the last time you got a bargain? This week, we’re talking about negotiating BIG purchases, like houses and cars, with Tonya Rapley, founder and CEO of MyFabFinance.com. Tonya worked as a car salesperson, and just purchased her first home along with her first company. We talk negotiation skills, dealer discounts, no-haggle lots, and the best times of the month (and day!) to pull the trigger...

So many of us are struggling right now, and we're tackling listener questions on job loss. We hear from a listener who is unsure which source of income to tap if her job search takes longer than she'd like. We also hear from a woman who is debating a balance transfer and a 401(k) loan in order to manage her credit card debt situation. We also guide a couple debating taking money from their 401(k)s...

Ree Drummond, best known as “The Pioneer Woman,” is one of the most loved chefs in America, and this week she sits down with us to talk about her favorite recipes, cooking for any budget, kitchen mishaps, her most-used gadgets, and how she stays organized. In Mailbag, saving for retirement in an IRA, market volatility, and the best places to save money. In Thrive, our biggest money regrets and how...

We’ve entered into a new era of workplace communication, one in which we must offer empathy and transparency, and convey urgency and excitement, all without handshakes, lunches, or happy hours. Behavioral scientist Lindsay Kohler breaks down how to keep your productivity up, improve your communication skills, set boundaries, and challenge your own biases while working remotely. In Mailbag, we tack...

When invested the right way, your money can impact change while also earning big returns. We break down what it means to put your money where your mouth is, with Fidelity Investments’ Eliza Badeau and Nicole Connolly. Bigger ESG funds are up 10% year over year, far outperforming the DOW and the S&P 500. Eliza and Nicole dive into how we can get involved today. Eliza breaks down how Fidelity is add...

What role does luck play in life? How does luck relate to fate, and how does all of this tie back into what we can and can’t control? We’re discussing it all this week with Maria Konnikova, author of “The Biggest Bluff.” She talks about what good investors have in common, and the truth behind the “illusion of control.”  We discuss emotions, and why they’re so critical to our decision-making proces...

In this episode, we dive into all your questions on investing in an IRA vs. a money market fund, what to do with your stocks during times of market volatility, and whether you can open a 529 for a child who hasn’t yet been born. We also tackle a question on planning for the financial needs of an autistic older brother, and a question on balancing retirement contributions amidst mortgage refinancin...

When’s the last time you took a trip somewhere other than your local grocery store? And what are we supposed to do with all those credit card miles and points we’ve been accruing? We discuss with The Points Guy himself, Brian Kelly. He tells us how to get the safest flight possible for the best price, how to decide if you need a new kind of credit card, and what to do with our points right now. In...

Women of color are behind white women in almost every financial and career measurement. Today, we take a look at action steps that white women can take to be allies and advocates, and begin to truly make an impact. Administrative Judge Karen Ortiz and CEO of communications firm CJC Insights, Chanel Cathey, join us to talk about what it’s like to be the only woman of color in the room, and the bias...

Health matters have been a priority for all of us lately, and when we’re sick, the last thing we want to deal with are insurance questions and medical bills. Janine Urbaniak Reid, author of “The Opposite of Certainty” joins us to share her story and discusses some of the tactics that she used to get answers. She dives into the topic of resiliency, and opens up about how we can all “live a life you...

Lauren Maillian, CEO of digitalundivided, joins us for a chat about Black and Latinx entrepreneurs, and the barriers women face in the world of fundraising and founding companies. We dive into how women can create a safety net for our own financial security at the same time we’re building a business, why “scrappiness” is at the heart of entrepreneurship, and how everyone can help create opportunit...

“Americans Are Shopping For Groceries Like It’s 1996.” That headline caught our eye because it’s true — we’re cooking at home, we’re ordering everything from Amazon, and our spending habits have radically changed. Will they ever go back to “normal”? Dan Frommer, Founder of The New Consumer, joins us to share why it’s like “a switch flipped, and we skipped 15 years into the future.” Dan talks about...

Megan Smith, Chief Technology Officer of the United States under President Obama and CEO of Shift7, joins us for a candid conversation on inclusion and diversity. For Megan, inclusion means that all people are able to bring forward their greatest self, not “stomp on others.” She and Jean talk about the importance of supporting innovators, how tech is helping us to drive bias from movies and televi...

We dwell with these things, and we dwell within them every single day of our lives, so when one of these things is a source of negativity for us, it impacts everything. Marisa Meltzer, author of “This Is Big: How The Founder Of Weight Watchers Changed The World — And Me,” dishes on all things body positivity, dieting, and how our relationships with food and money are so closely intertwined. In Mai...

Jean sits down for an important discussion with Sharon Epperson, Senior Personal Finance Correspondent at CNBC. Sharon weighs in on how to show support for Black friends and colleagues during this time, and how to help elevate voices of color. Sharon offers a suggested script for diving into conversations, and a look at her favorite sources for education. In Mailbag, we discuss saving for a house...

Everything women need to know about social security, both today and in retirement, with Marcia Mantell, author of “What’s The Deal With Social Security For Women.” We discuss the best claiming strategies for women (including when to file), the rumor that social security may not be there for us when we need it, and why women are different when it comes to social security. In Mailbag, Jean and Kathr...

How do we spruce up our LinkedIn profiles in order to stand out from the herd? Allison Nunes, workshop ambassador for LinkedIn’s “Rock Your Profile” program shares all her secrets. We cover job alerts, networking, applying for jobs, perfecting your profile, getting recommendations, and so much more. In Mailbag, we talk about online savings accounts, women bonding together in retirement (Golden Gir...

Women in tech. It’s a broad topic, and Hilary Gosher, Managing Director at Insight Partners, is here to help us distill it all. She discusses the importance of women in tech, and the barriers to increasing our presence in this male-dominated world. She shares how we can get more women interested in pursuing tech careers — it’s not just semiconductors anymore. The pair also discuss startup culture,...

Barstool sports now boasts 66 million monthly users and annual revenue of $100 million. Erika Nardini is the woman who took them to the top. She discusses her work ethic and drive, her journey to the helm of Barstool, and what it's like to work alongside its founder, Dave Portnoy. She dives into the allegations that she’s a “token” female CEO, and what goes into the “secret sauce” that makes their...

Kendra Scott’s classic jewelry designs sparkle, but not as much as her incredible philanthropic and educational efforts. She shares how she built her billion dollar business, her best advice to fellow entrepreneurs, hard truths about her first entrepreneurial failure, and how retail can continue to thrive. In Mailbag, planning for a baby after a job loss, asking an employer for work-from-home flex...

How can we help the small businesses in our lives succeed? How can entrepreneurs weather this storm? Scott Omelianuk, Editor-In-Chief of Inc. Magazine, weighs in and says we all need to remember that we are shaping the world we want to live in with our wallets. He discusses the funding from the Paycheck Protection Program (PPP) and how to apply. In Mailbag, questions from small business owners, a...

What does it truly mean to truly disconnect? Celeste Headlee, author of: “Do Nothing: How To Break Away From Overworking, Overdoing, And Under-living,” tells us how we can all stop sabotaging our well-being and start living instead of doing. In order to fully decompress, we have to distance ourselves from technology, and examine whether we might be suffering from the “busy-ness” delusion — we are...

Your questions on filing for unemployment, pulling money out of a 401(k), and home refinancing. Also, converting your portfolio to cash, and a debate on putting money into an emergency fund vs. paying down credit card debt. Learn more about your ad choices. Visit megaphone.fm/adchoices