HerMoney with Jean Chatzky

You’ve planned for retirement. You’ve built your savings, mapped out your Social Security strategy, and thought through market risks. But what happens if one day, you can’t manage your money at all? It’s an uncomfortable question – and one many people avoid. Yet, research shows that cognitive decline can quietly undermine financial decision-making, often earlier than we expect, and with serious co...

You saved diligently for your kids' education, and now that chapter is closing. So what happens to the money? Can you protect those tax benefits and roll the funds into something new? We're getting into it. This week, Jean is joined by Lacy Garcia, founder and CEO of TrustWillow.com, a personalized advisor-matching platform that connects women and their families with vetted, fiduciary financial ad...

Do you actually know where your money went last week? Not roughly...where it actually went. Every coffee, every impulse buy, every bill that hit all at once on a Monday morning when you were least expecting it. A Week in Her Wallet is a HerMoney limited series where real women from our community track every single dollar they spend for one full week, and then sit down with Jean Chatzky to talk abo...

At HerMoney, we're always trying to make money a little less intimidating; breaking down the big, complicated stuff into things you can actually use in your real life. And when it comes to understanding the economy, nobody does that better than today's guest. Alex Mayyasi is a contributor to Planet Money, the NPR podcast that has spent seventeen years making economics genuinely entertaining, and h...

You've heard the rules. Subtract your age from 100. Go 60/40. Play it safer as you get older. But what if those long-held guidelines have been steering you wrong and costing you? Yale finance professor James Choi returns to HerMoney to share groundbreaking research that could change the way you think about your investments forever. His new asset allocation formula goes far beyond the traditional r...

Q1 2026 has been a lot. Tariffs. Oil above $100 a barrel. A war in the Middle East. Recession chatter. Stock market swings. And the creeping feeling that something has shifted in the economy… and not for the better. This week, Jean Chatzky sits down with economist and fan-favorite guest Kathryn Edwards for a full Q1 economic report card and a roadmap for what Q2 might bring.  In this episode: The...

When was the last time you felt truly in control of your time? Not your calendar, not your to-do list…your time? If the answer is "I can't remember," this episode is for you. Jean Chatzy is joined by Andy Hill, AFC, founder of Marriage, Kids, and Money, and author of Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind. Together, they tackle your most pressing...

You're earning more than you ever have. You're doing everything you were told to do. So why does it still feel like you can't get ahead? This week, Jean sits down with Hanna Horvath, CFP, personal finance journalist, and writer behind the Substack Your Brain on Money, to talk about why so many women are struggling with money right now, and why it probably has a lot less to do with your choices tha...

Markets are swinging. There's a war with Iran. Oil is spiking. And if your stomach has been dropping every time you look at your portfolio, Stephanie Link has something to say about that. Stephanie is Chief Investment Strategist and Portfolio Manager at Hightower Advisors, and a longtime CNBC contributor with more than 30 years of experience managing money through every kind of market cycle. She j...

When retirement plans fall apart, we tend to assume it’s because someone overspent – maybe on travel, hobbies, or helping the kids a little too much. But, often, that’s not what does the real damage. It’s healthcare costs.  Dr. Carolyn McClanahan – a physician turned fee-only financial planner – joins Jean Chatzky on this special episode of the HerMoney Podcast, sponsored by LIMRA, to share how un...

Oil prices have surged past $100 a barrel, three ships were struck near the Strait of Hormuz just yesterday, and the word "recession" is creeping back into the conversation. And we’re all feeling more than just a little bit anxious about what that means for our money. On this special bonus episode, Jean Chatzky sits down with Claudia Sahm, former Fed section chief, senior economist under President...

What if everything the wellness industry is selling you is actually making your life worse…not longer? This week, Jean Chatzky sits down with Dr. Ezekiel Emanuel, oncologist, bioethicist, and author of Eat Your Ice Cream: Six Simple Rules for a Long, Healthy Life, for one of the most thought-provoking conversations we've had on HerMoney. Then we're joined by Lacey Garcia, founder and CEO of Willow...

Over the next decade, roughly $30 trillion is expected to move into the hands of women, and the question isn't just what women will inherit. It's what they'll build. This week, Jean Chatzky sits down with Janine Firpo, an impact investor and co-founder of Invest for Better, to talk about Our Sheconomy, a data-backed initiative that models what the world would look like if women had held equal econ...

Why do we keep doing the things we know aren’t good for our finances? Whether it’s emotional spending, avoiding a growing credit card balance, over-controlling every dollar, or saying “yes” to spending when we really mean “no”. So many of our money habits aren’t about math; they’re about emotion. This week, Jean Chatzky sits down with licensed marriage and family therapist and mental health educat...

What does a real week of spending look like for a 55-year-old director of technology earning $212,000 a year? In this episode of A Week in Her Wallet, Jean Chatzky talks with Kortne, a Texas-based executive, marathoner, and mom of two adult daughters, who tracked every dollar she spent over seven days. Kortne grew up in a working-class family in Detroit and says she’s intentional about enjoying he...

Have you saved and saved and saved… but now feel unsure about how to spend? On this week’s episode, Jean Chatzky sits down with entrepreneur and bestselling author Mike Michalowicz to talk about why managing money isn’t a math problem, it’s a behavior problem. Mike opens up about losing everything after selling two multi-million-dollar companies, how lifestyle inflation and ego nearly destroyed hi...

Are private equity, private credit, and crypto coming to your 401(k)? And if they do, should you invest? In this episode, Jean Chatzky sits down with CFP® professional and Summit Place Financial founder Liz Miller to break down the new push to allow alternative investments, such as private equity, private credit, and cryptocurrency, in retirement accounts. In This Episode We Cover: What private eq...

If you’ve read economic headlines recently and thought, “Well, that’s not comforting,” you’re not alone. Market swings and broader economic uncertainty are enough to make even confident investors second-guess their strategies.  And here’s the hard truth: Wall Street doesn’t care if you’re retiring next year. It doesn’t care if you’re five years away. And it definitely doesn’t care if you’re lying...

More American women are single than ever before, but our financial system is still built for couples. In this episode, Jean Chatzky sits down with finance journalist and author Renée Sylvestre-Williams to unpack the hidden financial penalties of being single (aka The Singles Tax) and what solo earners can do to protect themselves, build wealth, and plan for retirement on their own terms. We're tal...

What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices. In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how fi...

How many credit cards is too many? Are premium travel cards actually worth those eye-popping annual fees? And what should you do when a card in your wallet stops pulling its weight? This week, Jean Chatzky is joined once again by money expert Vivian Tu for a listener mailbag all about credit cards, points, and smart strategies for getting real value, without paying unnecessary fees or interest. To...

She’s back, and she brought her boldest advice yet. Vivian Tu, New York Times bestselling author and founder of Your Rich BFF, joins us to talk about her new book Well Endowed and why now is the time to rethink how you spend, save, and build the future you want. Vivian and Jean get real about what it means to be truly wealthy—not just financially, but emotionally and generationally. From burnout t...

In this week’s episode of A Week In Her Wallet, we head to New Jersey to follow Prisca, a 35-year-old nurse and part-time money coach who tracks every dollar with intention. From $8 therapy copays to $25 dance classes that light up her world, Prisca shows us how structure and joy can coexist in personal finance. Prisca’s week is packed with practical tips, emotional insights, and small moments tha...

What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago? In this very special crossover episode of HerMoney and The David Bach Show, Jean Chatzky sits down with longtime friend and bestselling author David Bach to share candid stories, big career lessons, and one bold new idea that could change retirement in America. Together, Jean and Da...

This week, we’re cutting through the chaos and zeroing in on what matters most to your financial life: your investments, your home, and your next money moves. Jean sits down with Dr. Mark Zandi, Chief Economist at Moody’s Analytics, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in”...