Helpmebuy Property Podcast

Cheryl and I discuss how first home buyers can leverage government schemes to reduce their rent while entering the property market. We explore a unique strategy that allows buyers to purchase an apartment at a lower price point - around $500,000 to $550,000 - while simultaneously investing in another property. With the help of government assistance, buyers can minimize their upfront deposit, which...

In this episode, Cheryl and I we dive into the nuances of property ownership and the implications of choosing between trusts and personal ownership. We discussed how high-income earners often approach their property portfolios from a tax perspective, highlighting that losses in trusts can’t offset personal income. It's crucial to maintain a neutrally geared property portfolio, especially during gr...

In this podcast episode, Rajan and I dive into the financial management of a large rental property with multiple bedrooms and bathrooms. If you’re renting out each room, you could expect a substantial annual income. After accounting for various expenses, such as utilities, cleaning, and property management, you’d see a considerable net income, although this doesn’t yet include mortgage payments.&n...

Rajan and I delved into the fascinating world of property valuations, especially for those quirky rooming houses that break the mold. We tackled the tricky topic of cash requirements and loan-to-value ratios (LVRs), uncovering why some financiers demand hefty deposits while others offer up to 90% LVRs. Rajan’s insights help demystify this balancing act between risk and reward, potentially giving y...

In this episode, Rajan Sharma and I dive into the financials and management of co-living properties, focusing on six-bedroom and nine-bedroom homes. Rajan explains that a six-bedroom, six-bathroom property can generate around $93,000 annually in gross income, with net earnings between $25,000 and $30,000 after expenses. For a larger nine-bedroom, nine-bathroom property, the gross income can reach...

Listen to our latest podcast as we dive deep into the world of rooming houses and co-living properties. I’m joined by Rajan Sharma, who breaks down what exactly a co-living property is, comparing it to traditional rental homes. We explore the financial benefits of co-living setups, like a six-bedroom, six-bathroom house generating up to $93,000 in gross rent annually versus a traditional four-bedr...

Hey everyone, it’s Moxin and Cheryl here, and in today’s episode of "Help Me Buy Property," we’re tackling one of the most common questions from our listeners: Should you invest in townhouses or apartments? We dive deep into the pros and cons of both options, weighing factors like land value, maintenance costs, and potential rental yields. Cheryl sheds light on why boutique apartments might be a s...

Hey guys!  Listen to our latest podcast as we share extensive experience in the real estate and construction sectors, offering valuable insights into what property development lenders are always looking before financing your real estate investment. Simplify your funding application and ensure your project runs smoothly. Learn about the property development funding process in Australia as we t...

The 12 things that a property development lender looks for before providing lending for a project! The topic centers around what lenders are looking for when considering funding a property development project and the key things that they must know in advance.    Understanding what lenders want is crucial before seeking lending, and Moxin and Cheryl emphasized on it by explaining the impo...

When it comes to property investment, the accountants and property advisors go hand in hand. For instance, when it is about taxes; the accountant is the first person that comes to our minds and same goes for property investment advisor when it comes to important financial decision.    In this latest episode, Sohail Merchant made a come up to discuss property investment and taxes. He and...

Another exclusive episode where I and Alex Fedoseev discuss three hot property picks for the month. This time around the suburbs were covered according to cash flow, growth, and balanced strategies for properties in the price range of $450,000 to $650,000.     The three hot picks of this month are carefully picked up from a data of hundreds of suburbs. The first hot pick is in Irymp...

A buyer’s agent can make or destroy your property portfolio – so choose wisely! In yet another exciting episode of Help Me Buy Property Podcast, Moxin Reza along with co-host Cheryl Leong jumps on the exploration journey about buyer’s agent.  How important it is to choose the right buyer’s agent and provide key questions to ask when selecting one – everything is discussed in this episode.&nbs...

Choices, choices, choices!!! If life was only simpler and easy throughout, wouldn’t it be a bliss? Unfortunately, that’s not the case and we need to make choices at every phase of our lives. When it comes to selecting the perfect property investment for you; you need to buckle up and decide which way to go.  In this insightful episode, an amazing guest Peter Savage from Savage Money Fina...

There is a first time for everything! Anything that you do first time holds a special place in your heart forever. But don’t let your emotions drive you.  So when we talk about your first investment property, it is important to realize that it is a huge task to manage it efficiently. This property is like a stepping stone in your journey of financial prosperity.  In this episode, We...

The dynamic duo of Moxin Reza & Alex Fedoseev are back to discuss the hot picks for this month. In this episode, the main focus is on three types of properties: growth, cash flow, and balanced properties in the suburbs across Australia. As the market dynamics undergo a constant change, the criteria of picks also changes.     This month the three hot suburb picks are: ...

Another brilliant episode where we shed light on the topic of business owners and their woeful journey into the world of property investment.  This episode is a continuation of the previous episode. Our experts discuss the mistakes that business owners make when investing in property. They emphasize the importance of not focusing too much on interest rates and instead taking a long-term persp...

Property investment is always considered a safe haven for investors and people who want to secure their wealth. This is not something out of the box, but should business owners invest in the property market? Is it a good decision in the long run and most importantly is this step beneficial for their business also?  All these above-mentioned questions and a lot more are answered in this exclus...

Granny Flats & Rooming Houses – heard these names before?  I’m sure you would’ve if you are a keen observer and part of the property market. The question is, in the given scenario of the market – are granny flats and converted rooming houses a bad idea?    In this episode, me and Cheryl discuss the pros and cons of granny flats and converted rooming houses as investment properti...

When it comes to market insights, it is important to check out the trends and the insights. Market always reacts in troughs and peaks, just like waves! The property market cycles have been impacted by COVID-19, with shorter cycles and faster growth in some areas.    We came up with a special episode in which our experts will discuss the 3 hot suburbs picks for the month of May. Mind you...

Are you familiar with the concept of PPOR (Principal Place Of Residence)? This topic is not new but it always requires considerations and strategies to be implemented. In this episode, our hosts discuss PPOR in details while explaining what are the considerations and strategies that are mandatory. They emphasized on the importance of tax planning and consulting with an accountant to understand the...

Learning the lending world from a perspective of a mortgage broker. Expert mortgage broker was invited ponce again to our podcast to discuss and explore trust lending but this time the details came from a mortgage broker. Our experts discussed the pros and cons of trust lending as well as the paperwork and cost attached to it. Banks are major institutions that can influence the lending environment...

In this second serving of our topic of discussion – Why Buying a Property to Live in Right Now is not a Good Idea? We broaden our canvas to the established properties and how first time investors should opt for these instead of chasing their Australian dream of owning a place to call home.    Me and my co-host Cheryl continued our discussion by exploring the price disparity and how the m...

Have you checked out the current scene of Australian real estate market? If you are a keen observer and an ardent real estate market follower, you would’ve noticed how fast the dynamics of the market are changing. From rising inflation, to increases in prices, to projected price tags of property in the coming years, everything is drastically changing creating a gap between the supply and demand in...

Mortgage can be a headache! Sometimes mortgage can be such a huge liability if it lingers on and your cash flow is affected by any means.  Our experts discuss different strategies in this episode to help you pay off mortgagee faster. Different unconventional methods were discussed that go beyond decreasing interest rates or changing payment schedules.  Strategies such as making extra rep...

The lending environment in Australia's real estate market can feel like a complex maze. With ever-changing regulations, interest rates, and lending criteria, staying informed is essential for both buyers and investors. It is crucial to have a clear understanding of the essentials of the market in order to make right decisions. Our expert Moxin Reza was joined by Chris Raymond from Unconditional Fi...