Healthy, Wealthy, & Wise Retirement Podcast

Last episode, we discussed RISA®- Retirement Income Style Awareness. If you haven't taken advantage of completing this for yourself, you can still do so here: RISA® Assessment On this episode, we wrap up with some follow up questions for Wade that you will not want to miss! Discussed on today's show: Wade shares his thoughts on annuities and if they should have a place in a person's retirement pla...

On this episode, I'm excited to share my conversation with Wade Pfau to discuss RISA®- Retirement Income Style Awareness. Wade is a bit of an icon in the financial planning space. If you want to dive deep into any financial topic, it's likely Wade has spent hours studying the research and can explain the pros, cons, and complexities of the situation. I've thoroughly enjoyed getting to know Wade, a...

This is certainly a different type of episode than others I've recorded, as the tables are turned and I am on the receiving end of questions. I had the opportunity to sit down with Dennis Mattern, who had lots of questions about our firm, Integrity Wealth Management. Dennis is a lot of fun to talk with and an absolute pro when it comes to the interview process, as he also has a podcast show of his...

For many retirees, donating and becoming involved with charities and those in need becomes an important part of their retirement. For some, this is where they find purpose beyond their working years. While there is likely an endless list of charities that would be worthy of highlighting, today we offer an overview of 5 charities that have been on my radar as of late. Perhaps you want to add these...

Welcome back for the conclusion of my conversation with behavioral finance expert, Daniel Crosby. On this episode, we discuss the below questions and more. I hope you listen, share with others, and most of all, ENJOY! Questions discussed on today's show: Is it wise to "invest in what you know?" What can we learn from the Pepsi vs. Coke blind taste test? We've talked a lot about problems and headwi...

I'm excited to share this conversation with psychologist and behavioral finance expert, Dr. Daniel Crosby. We discuss the emotional components to money, some of the different biases we all hold that get in our way, and why we react so differently to bad news versus good news, particularly with markets in mind. Daniel is a natural storyteller, so he's able to take complex studies and research, and...

I had a fun conversation with coffee enthusiast Perry Ross, where we talk about how Perry first got into coffee, how to pick the right coffee bean for you, brewing tips, and much more! I like to sprinkle in non-financial episodes from time to time, as more retirees take up new hobbies after their non-working years. Perhaps after listening to my conversation with Perry, you will be inspired to add...

After a little bit of a summer break, I'm excited to be back in front of the microphone with you! In this episode, I share some of what I've been up to this summer and give you a glimpse into a couple of "can't miss" interviews coming out soon. We also highlight 3 planning opportunities coming up soon: Medicare's "Annual Election Period" End-of-Year Tax Harvesting Who Benefits Most From a Roth Con...

Change is a necessary part of life, but one change most people don't expect to go through is a break-up with their financial advisor. It may seem like a strange topic to cover, but if that time ever comes, it's best to be prepared so you're not caught off guard. Aside from the process itself, we cover why people should consider a break-up with their advisor, as well as a few "not-so-good" reasons...

This was a quick impromptu conversation, as I hopped on the mic on a recent visit down to Kansas City. I hope you enjoy, and I'd love to connect with you if any of this resonate with you personally! Connor and I discuss: How a marketing team can lighten the load for financial advisors Why I created a firm with a flat-fee structure, and who this is best suited for Why every firm says they offer "co...

In this part II interview with golf pro Eric Peyton, we cover some quick hitting listener questions.  Once again, most episodes will focus on the "wealthy" aspect of Healthy, Wealthy, & Wise, but I'm excited to sprinkle in some hobby-related topics too. If you're someone who has found themselves with more free time in retirement, or just love to golf, stick around for the conclusion of our convers...

This episode was a fun detour from our more common finance-related topics, as I had a chance to sit down with golf professional, Eric Peyton. Eric has been featured in a variety of golf publications, has his own podcast where he discusses all things golf, and gives indoor lessons to golfers of all skill levels wanting to improve their game. While most episodes focus on the "wealthy" aspect of Heal...

This episode is the conclusion of my conversation with founder and CEO of MaxMyInterest, Gary Zimmerman. I ask Gary who are their top competitors, his biggest challenges from the early days of creating Max, and you won't want to miss the end, as Gary shares some valuable insight into staying happy (and getting happier!) throughout your retirement years.   More about what we discuss: Why people mig...

This is a "can't miss" episode, as I sit down for a conversation with founder and CEO of MaxMyInterest, Gary Zimmerman. Gary shares why he started MaxMyInterest, how retirees can make this part of their income plan, and how you can add what he calls "super alpha" to your portfolio. This was a timely conversation, as more and more Americans are not only realizing the need to keep up with inflation,...

In this guest episode, we wrap up our conversation with Kiplinger writer Jacob Schroeder, where he shares "5 Reasons You'll Blow Up Your Retirement."     We discuss: Reason #4- "Your Life Changes – in a Big Way!"  Reason #5- "The World Changes – in a Big Way!" "If life can be so uncertain, then why make a retirement plan in the first place?" We wrap up our conversation with Jacob Schroeder, and te...

In this guest episode, Kiplinger writer Jacob Schroeder shares with us "5 Reasons You'll Blow Up Your Retirement."   Jacob's mission is to help people make more informed financial decisions and live happier lives. I think you'll hear from our conversation that Jacob's passion and wealth of knowledge on the topic shines through!  We discuss: Jacob's background and how he began writing about retirem...

In this episode, I give a fresh new intro, then dive into the rebroadcast of an early episode where I walk through 6 lessons I learned from a pushup challenge I completed back in 2019, while I currently complete a one-month version here in 2023. While the pushup challenge itself can be fun and entertaining, what you'll really want to stick around for are the lessons learned and how to take action...

"How will the Secure Act affect me?" This is a common question we are hearing from retirees, so in this episode, we tackle some of the primary changes the Secure Act 2.0 has introduced, as well as their impact to your retirement. Loren discusses: Changes to the starting age in which distributions from retirement accounts are required, as well as how to push this back even further to age 85 in some...

Today, we dive into the second half of Healthy, Wealthy, & Wise Retirement episodes from the year 2022. Once again, we focus on only a few key takeaways from each. If you are the type who likes to the the key points without all of the detail, hopefully you will enjoy this year in review.   Schedule an Intro Call with Loren   Resources from today's show: QUIZ: "What Type of Giver Are You?" Risk Ass...

Hopefully 2022 was a great year for you! Personally, I had a blast recording these episodes over the 12 months, and I thought taking a look back at a year's worth of episodes would be a fun way to start 2023.  In this episode, we cover roughly the first half of the year and focus on only a few key takeaways from each. If you are the type who likes to the the key points without all of the detail, h...

For this episode, we revisit the structure that it takes to set yourself up for success for the upcoming year. We go through a process that helps you identify what is most important, set promises to yourself, and then most importantly, keep these promises. Cheers to a great year!   Schedule an Intro Call with Loren   What is a Fiduciary? Podcast Page   For questions, comments, or to receive your o...

For this episode, we address the timely topic of RMDs (Required Minimum Distributions). Listen in, as we dive into 9 questions you should be considering when it comes to your RMD planning. Often one or two of these are overlooked, so let me know what you think and if you have any to add to our list!   Schedule an Intro Call with Loren 5 Tax Planning Opportunities- previous episode discussed on tod...

This episode is a curveball from the typical topics we discuss, as I wrote this one for other financial advisors rather than retirees. We talk about some of the benefits to starting your own firm, what niche you'd like to serve, how many clients fit on your "bus," what technology makes sense, if the term "fee-only" is necessary, and much more.  If you are not a financial advisor, perhaps this is a...

On today's episode, I share a few things I've learned- some from life experiences, some excerpts from books I've read, and others from clients I've had the opportunity to learn from over the years. My goal is to inspire you to brainstorm some of your own lessons learned. Perhaps lessons you would like to pass along to your kids, grandkids, and future generations to come. As we say, a legacy is liv...

For many retirees, donating and becoming involved with charities and those in need becomes an important part of their retirement. For some, this is where they find purpose beyond their working years. While there is likely an endless list of charities that would be worthy of highlighting, today we offer an overview of 5 charities that have been on my radar as of late. Perhaps you want to add these...