Hawaii Retirement Show

In this Episode of the HI Retirement Show, Jason and Paul discuss the “20 Most Common Investment Mistakes”. per the CFA Institute. In Part-2 of this two part series, they provide valuable insights into common mistakes 11 through 20 on the list. Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

In this Episode of the HI Retirement Show, Jason and Paul discuss the “20 Most Common Investment Mistakes” per the CFA Institute. In Part-1 of this two part series, they provide valuable insights into common mistakes 1 through 10 on the list. Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

Q&A Episode #5: What is a Sweep account?  What are some plans to look into to set up my child’s college fund? Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

In this Episode of the HI Retirement Show, Jason and Paul discuss one way of figuring out how much you need to retire.  They talk through the assumptions that need to be made, how to figure out your projected expenses in retirement, analyzing your inflation adjusted lifetime income such as Social Security or a Pension, and then talking through how your retirement accounts fit into the retirement e...

In this Bonus Episode of the HI Retirement Show, Jason and Paul breakdown the recent ROTH update to the State of Hawaii’s 457, Island Savings Plan.   Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

In this Holiday Episode of the HI Retirement Show, Jason and Paul discuss ways to not overspend, charitable giving, and find the best deals during the holiday season.  They also touch on using this time of year to reflect and appreciate those closest to us. Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

In this Episode of the HI Retirement Show, Jason and Paul provide our listeners with an introduction to Social Security.  Their conversation covers a few historical and current facts, who qualifies for Social Security, when you can collect your benefit, how much your benefit will be reduced or increased depending on when you claim, the importance of setting up your ssa.gov account, and how Social...

In this Retirement Insights Episode of the HI Retirement Show, Jason and Paul are joined by Andy Panko, CFP® to talk about Taxes in Retirement.  The conversation covers a few different ways tax planning fits into retirement planning.  They discuss state taxes, the potential taxation of social security, IRMAA (Medicare Surcharges),  the use and taxation of brokerage accounts, and having tax diversi...

In this Episode of the HI Retirement Show, Jason and Paul discuss the current state of interest rates as it relates to debt/liabilities.  Their conversation covers historical interest rates, how long interest rates may last, and things to consider regarding various interest rate environments. Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us:...

In this Episode of the HI Retirement Show, Jason and Paul discuss the current state of interest rates as it relates to assets.  Their conversation covers historical interest rates, how long interest rates may last, and things to consider regarding various interest rate environments. Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hire...

In this Episode of the HI Retirement Show, Jason and Paul breakdown the different components of the computation used to determine the Federal Employee Retirement System benefit.   They discuss the “High-3 Average Salary”, Years of Service, and the Multiplier used in the benefit formula.  Lastly, they walk the listeners through an example computation. Website:  www.hiretirementshow.com LinkedIn:  h...

In this Episode of the HI Retirement Show, Jason and Paul breakdown the different components of the computation used to determine the State of Hawaii ERS benefits.   They discuss the “Average Final Compensation” (AFC), Years of Service, and the Multiplier used in the benefit formula.  Lastly, they walk the listeners through an example of the Hybrid Plan computation. Website:  www.hiretirementshow....

In this Episode of the HI Retirement Show, Jason and Paul are joined by Reverse Mortgage Specialist, Wendy Oshiro.  The conversation includes an overview of what a Reverse Mortgage is, how they work, and things to consider in deciding if a Reverse Mortgage is right for you. Featuring:  Wendy Oshiro - https://mutualreverse.com/lo/wendy-oshiro/   Website:  www.hiretirementshow.com LinkedIn:  https:/...

In this Episode of the HI Retirement Show, Jason and Paul discuss “Diversification”.  Their conversation covers what Diversification is, why it is typically an integral part of investments for retirement planning, and how to look at Diversification as it relates to taxes.  Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementsh...

In this Retirement Insights Episode of the HI Retirement Show, Jason and Paul are joined by Cody Garrett, CFP® to talk about F.I.R.E. (Financial Independence Retire Early).  The conversation includes an overview of what F.I.R.E. is and the various forms it comes in.  They also discuss the importance of being intentional with your spending, investing, and retirement planning while at the same time...

Q&A Episode #4:  How much will my estimated benefit be for my ERS Pension?  How will WEP impact me as a Federal Employee? Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

In this Episode of the HI Retirement Show, Jason and Paul breakdown the different age and years of service combinations to be eligible for the State of Hawaii ERS benefits. They discuss the normal and early retirement requirements for the various ERS plans including the Hybrid #1 (prior to July1, 2012), Hybrid #2 (after June 30, 2012), Non-Contributory, and the Contributory plans.  Website:  www.h...

In this Episode of the HI Retirement Show, Jason and Paul breakdown the different age and years of service combinations to be eligible for the FERS benefits   This includes the four FERS benefit categories of Immediate, Early, Deferred, and Disability.   Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

In this Retirement Insights Episode of the HI Retirement Show, Jason and Paul are joined by Donne Soga of Premier Benefits Consultants to discuss all things Medicare.  The conversation includes an overview of the various parts of Medicare (Part A, B, C, & D),  how to apply for Medicare, things to consider when choosing a Medicare Advantage (Part C) plan,  and reviewing or changing your Medicar...

In this Episode of the HI Retirement Show, Jason and Paul provide an introduction to Medicare.  They discuss the history of Medicare, how you pay into and receive Medicare, the four main parts to Medicare (Parts A, B, C, & D), how Medicare works in conjunction with other insurance, and what Medicare does not cover.  Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company...

In this Episode of the HI Retirement Show, Jason and Paul talk all about life insurance.  They provide general overview of what life insurance is and discuss the similarities, differences, and general characteristics of the 4 main types of life insurance; Term, Whole Life, Universal Life, and Variable Life.  The episode concludes with a discussion on who needs life insurance and ways to determine...

Q&A Episode #3: I worked for the state for 3 years, what do I do now that I left?  Should I put more into my TSP or pay down my mortgage? Website:  www.hiretirementshow.com LinkedIn:  https://www.linkedin.com/company/hiretirementshow Email Us: aloha@hiretirementshow.com

All about the 403b.  In this Episode of the HI Retirement Show, Jason and Paul breakdown the 403b available to the University of Hawaii and Department of Education employees.  The topics covered in this episode include explaining what the 403b plan is, who has access to it, why and how you should contribute, contribution limits, distribution rules at retirement, the importance of naming beneficiar...

In this Retirement Insights Episode of the HI Retirement Show, Jason and Paul are joined by Kaipo Crowell.  Kaipo is  the former Nuclear Engineering and Planning Manager at Pearl Harbor Naval Shipyard and currently the Executive Director of Kakou Professional Development.  We discuss the Pearl Harbor Naval Shipyard, how Kaipo views retirement as just another season in life, the importance of finan...

In this Episode of the HI Retirement Show, Jason and Paul discuss the stages of a financial life as well as the three stages of retirement.  The stages of a financial life are broken-down into the accumulation, transition, and decumulation phases. This episode provides a general overview of the characteristics and things to consider during each phase. Website:  www.hiretirementshow.com LinkedIn: ...