Habesha Finance Podcast

Right now so many businesses, especially small business are missing an opportunity to grow and thrive in today's digital age. Check out this podcast where I get into strategies and reasons for helping your business have a social media strategy. Don't forget to rate, review and subscribe!

Getting a pay raise is a great opportunity to get control of your finances. Here are 3 options I recommend to you if you're expecting to a get a bump in pay. Don't forget to rate, review and subscribe!

Having a wedding can be an awesome and joyous experience. On the other hand planning a debt-free wedding can seem like climbing a mountain, barefoot with a jug of milk in each hand.  There’s so much to consider and think about that you can often times feel overwhelmed. My goal is for this episode to help you plan and achieve a debt free wedding. Links mentioned in the show: Wedding Planner an...

Nebyou joined me for a talk about Prime Minister Dr. Abiy Ahmed’s Nobel Peace Prize award and the current state of Ethiopia and Eritrea's diaspora connection.  Follow Nebyou on Instagram: @iamnebyou  Follow the Diaspora Homecoming on Instagram: @diasporahomecoming Apologies for the audio quality. I forgot to hit record on my main audio recorder. I’ve already spoken to Nebyou and we’re go...

Financial planning is already a difficult task for so many of us. And when you're an immigrant in the United States of America, this planning can be even more difficult. I hope these 8 tips will help any of you out there who needs some basic understanding of good personal finance choices. Save for your retirement now. At least 10%, 15%, 20% of your income invested in low cost, broad based index fu...

Getting started for anything when it comes to education, finances and careers is always tough and can seem like a daunting task. So, I wanted to compile a list of my top 3 books that I think will be beneficial to you for your financial freedom journey. Don’t forget to rate, review and subscribe. The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness The Millionaire Next Doo...

Are you thinking about purchasing a new car? You will want to listen to this before you have a car payment that will ultimately cost you hundreds of thousands of dollars! Link to article - https://habeshafinance.com/ car-payment Don’t forget to rate, review and subscribe.

What is the real amount of money you need for retirement? I'm pretty sure you've heard all kinds of numbers thrown out there. Check this out to discover the data and truth behind what history has been trying to tell us: You don't need that much to retire. Link to article - https://habeshafinance.com/ the-unbelievable-amount-of-money-you-actually-need-to-retire Don’t forget to rate, review and subs...

Do you know how much you need to save for retirement? Well, no one really knows, but in this post I share with you some information that will help you find out. In this 2 part series we explore how much you actually need to be saving for retirement. Check out episodes 8-12 for all your retirement savings account podcast episodes! Don't forget to rate, review and subscribe to this podcast!

There's no question building wealth and saving money are important. Yet, there is still something else I encourage you to do with your money that involves those outside of you and your immediate family members. Don't forget to rate, review and subscribe to this podcast!

A rant here and there is appropriate, especially when it comes to your finances. Don't forget to rate, review and subscribe to this podcast!

Let's face it, we are not really taught personal finance topics in school and that is just a shame. We learn about history, science, language and math. Our schools even teach us how to cook, but they don't teach us how to spend responsibily? That's just not responsible. As I have grown over the years I've realized that there are some financial lessons every high school and person should be taught....

Today’s podcast is about the resources available to you for free. Don’t miss out on valuable content and an awesome community of like-minded individuals on the path to financial freedom.  Click here to join the Habesha Finance family on Youtube!  Click here to join the Habesha Finance Facebook Group!  Don't forget to rate, review and subscribe to this podcast!

You're never too young to start planning for college, especially nowadays when college can be quite expensive if you're not careful. Every day that you or your child has to prepare and plan is an opportunity that must not be wasted. My college experience was decent to say the least. Nothing spectacular. It could have been better. My grades could have been better. I could have taken fewer student l...

Be honest and think about what you would do if you didn’t have that car payment? Or that student loan payment from 15 years ago you still have? Or maybe the 30-year mortgage that you can’t seem to see the end of that’s getting in the way of you ultimately becoming debt free? Paying debt sucks and it especially sucks when you have to pay the interest that is attached to the debt. Hence, this step-b...

There is no doubt education is a key ingredient to your future success and growth in the professional world. However, today I want to briefly touch on a topic that I believe can sometimes be just as important as your education and that is networking. Don’t get me wrong…in any field you desire to work, education is the foundation that you build your career on. But networking is the wall that helps...

 With so many ways to save and invest I definitely understand this can be a little intimidating. So let's talk about one way to save and invest your money for the long term. I introduce you to Roth IRA (Individual Retirement Account), one of my favorite investing buckets.  For complete show notes and links discussed on podcast click here . I would really appreciate it if you could take a...

Here I will share my 5 tips for living in your car in case you ever find yourself in a similar situation I was in many years ago. These tips will show you how to live in your car for a set period of time and make the most of it! For show notes click here . I would really appreciate it if you could take a moment to rate, subscribe and review this podcast. Also, make sure you click here to join the...

So I get it, you want to take that really nice trip to Hawaii and you see an ad for a credit card that will help you do just that. The only problem is that you have now introduced the world of debt into your life with what some people call the cigarette of the financial world, a credit card. I know there are people out there who are going to disagree with this post and understandably so. I used to...

Where do you see yourself 30 to 40 years from now? Hopefully, you are living your retirement dream. Me personally, I plan to be retired, traveling the world and serving the community even more than before retirement while living in a paid off house without any debt. As we all dream, we need to understand one simple truth. That is, our dreams will only become a reality if we act today and work hard...

If you're not careful you could easily lose half a million dollars or more of your retirement money. Why? How? The answer is simple: fees! It's a big secret that's not really a secret that many investors like you and me are not always aware of. You're probably enrolled in a 401(k) or have a Roth IRA that is invested in mutual funds and I bet you've never really checked how much the fees are per ye...

"How do I get started with investing?" This is a question I get from time to time.  There is no clear cut, one-way answer to this. Real estate or owning a small business is not for everyone.  Remember, personal finance is personal. And still I believe that everyone who's just starting to invest can benefit from having this one low-cost index fund in their portfolio. I would also suggest...

Right now there are millions of high school students who are graduating and moving on to college. You might be one of them or know someone who is. I remember graduating from Georgia Tech in 2009 with about $40,000 in student loans. I finally paid off my student loan debt in 2017 and I cannot tell you how freeing that was. It took me 8 years of my life to pay off my student loan debt! Don't get me...

Are you interested in buying your first home? Well, we're in the middle of buying ours and I thought it would be a great opportunity to share what I've learned so far in the process of buying our first home. Some notes below and for the rest of the notes, click here . One big goal was to save a 20% downpayment to avoid PMI (Private Mortgage Insurance There are programs available for those who are...

Join the Habesha Finance community today! Work is nothing to take for granted. My career and my work is an area of my life through which I’ve experienced some of my greatest success. Since graduating from college, I’ve pretty much worked for one company, rising up through the corporate jungle. Now looking back to how I was able to do this, I always refer to lessons I learned working with my dad. F...