Gulf Life Now

Living on the Mississippi Gulf Coast means access to 12 casinos.  Learning more about how slot machines work can help you understand things such as the return-to-player calculations.  Listen to this at your own risk.  If you have your system and do not want it to conflict with outside information avoid listening to this podcast.   If you have always been curious about how the machines work and the...

That 3% loan is a once in a lifetime gift.  Mortgage companies are trying to get you to refinance with them to get them out of that loan which is not making any money for them.  They want you into a 7%+ loan that does.  Plus they can charge fees and tack them on to the loan. Listen while we fully explain what happens if you take their bait.  Understand that you will be bombarded with offers from h...

It's past time for you to take an inventory of your "stuff".   Dispose of anything you do not need, not want but need.  The garage is full along with the basement and attic.  What about that storage facility? Boomers and Xers are getting older, do not leave your junk for others to clean up.  The process that others go through is very difficult and a tremendous burden.  Consider that...

This is a very common question.  Listen as we explore the idea of preparing for retirement and giving notice.  Bill Anderson has managed a national company with many employees and over the years some of his employees have retired.  Mr. Anderson also went through the planning process using all of the information he had learned for many years.  Hopefully this podcast will help you learn more about t...

If you want to sell your house fast and make more money on the sale, listen to this podcast.  The advice offered may sound simple but it works every time.    Your host has decades of experience working with buyers and sellers and as a buyer and seller. Learn from experience how to get the most for your home and sell it faster.  Visit our website, LoganAndersonllc.com   check out our blog articles...

You have poor credit and little money for a down payment.  There are options.  Rather than obtain a typical mortgage loan which you may not qualify for, work with a seller to have that seller finance the property for you. Are you a property owner about to lose your property through foreclosure?  There is a way to get your property sold without losing it through foreclosure. This unconventional fin...

A discussion about how to make the most of your casino loyalty programs.  Earn more points and advance in the programs.  The higher you get, the more you get.  Some casino loyalty programs are better than others particularly for your individual tastes. Some give household items weekly just for showing up.  Others offer dinners and events with entertainment.  If you like to eat free, check out the...

It's time to consider paying less in federal taxes by creating a strategy that works for your situation.  Why not take advantage of all of the changes made in tax laws during the past few years?  These are not "loopholes".    If you have a legitimate deduction, take it. You have a few months left to take action to benefit your individual situation or business this year.  Keep in min...

You would think that all of the talk about the "housing market" being tight is the case everywhere.  It is not.  There is no housing market, each area is its own market and many are far different than others. During the last year the inventory of houses on the market has increased 17% on the Mississippi Gulf Coast while the national market has gone up about one percent.  At the same time...

Once again, Cruisin the Coast is coming to the Mississippi Gulf Coast on October 1, 2023.  Each year more and more participants come to the biggest event in the state of Mississippi.  More than 9,000 classic cars arrive and become part of a large party that stretches all across the Mississippi Gulf Coast. Bands, food, entertainment plus thousands of great cars.  What more do you want?   Downtown a...

Self employed, part time worker, retired?  There is a loan program just for you.  It's called a DSCR loan.  A DSCR loan, or debt service coverage ratio loan, is a type of loan that is used to finance the purchase of investment properties. The DSCR is a measure of the cash flow that a property generates, and it is used by lenders to determine how much debt a borrower can afford. The DSCR is ca...

Have you ever seen a sign on a telephone pole or tree "I will buy your house for cash now in any condition"?  This is the topic of our podcast.  You should understand what is happening here incase you are tempted to make a call or are approached by someone. These people are often called "wholesalers".  They are really not in the real estate business because they have no equity...

100% no cost to camp on Deer Island across from Biloxi on the beautiful Mississippi Gulf Coast.  This island has forests and various terrain.  It is located a five minute canoe ride from Biloxi Beach yet it seems far away.  There are no facilities on the island.  You need to bring in what you need. There are no permits required and no cost to camp on the beach.  You are permitted to have a camp fi...

Join the club.  COVID provided some opportunities for many to buy a property and rent it as a full-time vacation rental.   Equity growth was great and income was flowing in.  This is a new day, many things have changed over the past two years including too many vacation rentals on the rental market without additional guests to fill them. Equity growth has ground to a halt in most areas so without...

Confused about what you can and can not deduct with an investment property?  Join the club.  Many are not sure if they are a passive or active investor and what is and is not deductible. We try to clear this up a bit for you in this podcast.  Your CPA will be the final decision-maker for you but it's good to know the general direction before you see the CPA or make an investment. Visit our we...

This is going to be a controversial podcast.  If you love summer BBQ's, you need to be aware that not everyone may see that BBQ the way you do.  So how do you handle the BBQ?  How do you behave at the BBQ.  What happens when someone puts XXX on a hot dog. This podcast will help you calm down when you seem to be offended by another person at the summer bbq. Please visit our website:  Logan-And...

Yes, you can build a new home on/near the beach for about the same cost as buying an existing home.  The difference is that your new home is yours.  You designed it, it's exactly what you want. Logan-Anderson Gulf Coastal Realty has created a youtube video " The Proctors New Home on the Beach"    showing the building process as it happens.  Each segment shows the next stage in const...

People who have never been in a hurricane, earthquake, or tornado have perceptions of what that is like.  The news media usually hypes these natural disasters and make them seem worse than they are. People who live on the Mississippi Gulf Coast and experience hurricanes laugh at the coverage they hear from their friends in Illinois or New York.   Speaking of that, did you know there are more hurri...

July 4th is our greatest holiday, one that should be celebrated by all Americans.  Regardless of what part of the political spectrum you are from, it's time to celebrate the bravery of those 56 individual signers of the Declaration of Independence. It's time for hamburgers, hot dogs and beverages.  Families and friends take time to have some fun and perhaps think about how good we have i...

This podcast will give you some good information about how a home air conditioner works.  Why you may have problems and what causes them.  Parts that fail and why.  Operating information and maintenance to keep the system working as long as possible.  Everyone with a home should listen to this podcast before they spend big dollars on buying a new air conditioning system or choosing a repair techni...

Home values are dropping.  It's time to look at the value of your house and determine if the tax rate is fair.  When values increase tax rates reflect those increases and go up.  The law states that they should go down when values drop. For most counties, this is not an automatic adjustment.  Owners must petition to have their property tax rate adjusted for the lower value. Listen as we discu...

 HOAs need a lot more real information before they start setting up fees and fines for short-term/vacation rentals.  This podcast is addressed to HOA managers, board members, and residents. Get the facts on the damage that can be done to all properties in the HOA for badly thought-out rules.  Rules that are vindictive and created to eject investors will backfire.  Listen to this podcast, it explai...

We all love a great looking lawn.  As a real estate broker, I know that a great lawn can help sell a house and potentially for more. If your lawn is looking poorly, there are ways to improve it without going into an extensive and expensive effort.  Some of our suggestions are counter to what others on the internet may suggest but they work for me. Please visit Logan-Anderson Gulf Coastal Realtor s...

This is National Police Appreciation Week.  It's time to thank those individuals who put their lives on the line so we can sleep at night.  With all of the talk about defunding the police and focusing on the extremely few who violate trust, it's time to say thanks to the good guys. We need more police and not fewer.  Officers are retiring at a rapid rate as Boomers and older Gen-Xers hit...

People over-bought during COVID, they are now offering their fully furnished vacation rental properties at discounted prices.   True, vacation rental income is down from last year and 2021.  If you are looking for a property for your family to use as a true vacation home, now is the time to buy vacation rental property. You can earn some income from your vacation home while you are away but curren...