Get Ready: Before Life Happens Podcast

Send us Fan Mail “ Always have a budget and an emergency fund. Having an emergency fund will cushion you against unforeseen issues that may arise. ” - Sheila Mmboga.  In this episode, I spoke with Sheila Mmboga, founder of the Financial Wellness Centre about the importance of financial wellness.  We also discussed trends in financial literacy education along with what’s unique about finance in the...

Send us Fan Mail “Pay attention. Prepare for the heart to heart college money talk.” - Haruka Yamashita In this episode of Get Ready, I spoke with Haruka Yamashita, Founder of Plan-It-Education about what College Knowledge you need to know to make the best college admission decisions.  We also discussed the “College Knowledge with Haruka YouTube series”. Bio : Haruka Yamashita is a college admissi...

Send us Fan Mail “Don’t be a bobblehead, don’t just sit there and shake your head. And don’t be afraid to ask for help. ” - Dave Seibel David Seibel, Author of Don’t Run Out of Money and host of the Don’t Run Out of Money TV show joined me on the Get Ready Podcast to talk about the concept of how to avoid running out of money. We also discussed how wealth management is about more than investing an...

Send us Fan Mail “First of all commit to being financially prepared. There are a great number of resources to be financially prepared. Start with a financial preparedness checklist, give yourself a deadline and do it. Be Prepared. ” - Michelle Boss In this episode of Get Ready, I spoke with Michelle Boss, Founder of The Money Boss about the importance of financial literacy. We also discussed speci...

Send us Fan Mail Quote: Buy enough (life insurance) the first time and don’t let it lapse. In this episode of GET READY!, I spoke with Bob Bland, the founder of Lifequotes about the future of life insurance. Bob shared why it’s important to consider underwriting first when reviewing life insurance quotes.  We also discussed how no-exam life insurance policies have improved underwriting processes,...

Send us Fan Mail “The #1 key take-away is to invest, to invest in yourself, to invest in whatever is the vehicle for you, investing in the stock market, investing in real estate, investing in life insurance - yes, that is an investment -  invest in you, so that you are educated and you are now empowered to make the right decisions for you and your family.” - Lynn Demmons In this episode of Get Rea...

Send us Fan Mail “Take small forward actions and to be kind to yourself in the process, so try to learn something new every day we’ve never been in a better age to learn about money and about personal finance.” - Tracey Bissett In this episode of Get Ready, I spoke with Tracey Bissett, President of Bissett Financial Fitness, Inc and host of the Young Money Podcast about the concept of financial fi...

Send us Fan Mail “ Start by educating yourself, there are resources out there that you can access easily and that you should be taking advantage of. Learn as much about personal finance as you can, so that you can take control of your finances. ” - Cameron Huddleston In this episode of Get Ready, I spoke with Cameron Huddleston, award winning journalist and author of “Mom and Dad, We Need To Talk”...

Send us Fan Mail “We need to stop over sharing on social media. Every time we’re sharing something, it’s a piece of your personal information.” - Dana Mantilia In this episode of Get Ready, I spoke with Dana Mantilia, the founder of Identity Protection Planning about the importance of protecting your identity. Dana shared about how people can identify and protect themselves from identity theft.  W...

Send us Fan Mail “Be curious. When you have questions, pursue those , ask the question, find out the answer, many people wonder , should I do this, should I do that. However, they don’t really look for solutions so I’d say just being curious is the best tip for financial literacy.” - Laura Adams In this episode of Get Ready, I spoke with Laura Adams, author and host of the Money Girl Podcast about...

Send us Fan Mail “The most important thing is to make sure that obligations to your family can be met under any circumstances and yes, that’s going to involve adequate insurance. And, it’s more than that, it’s making sure that you’re diligently saving, that you’re building your emergency fund and not living outside of your means.” - Maxwell Schmitz In this episode of Get Ready, I spoke with Maxwel...

Send us Fan Mail “Simplify and reduce the number of moving parts in your plan. Your investment portfolio doesn’t have to be complicated to be successful. That very few constituent holdings can get you to your goal.” - Christine Benz In this episode of Get Ready, I spoke with Christine Benz, the Director of Financial Planning for Morningstar about being an investment minimalist and how it can impro...

Send us Fan Mail “Inspect what you expect. If you’re a business owner or you’re a manager and you have employees, if you expect them to do something or perform in a certain way, you’ve got to observe it. It’s the same thing for your financial future whether it’s your 401(k) or your life insurance policy, if you’re not periodically looking at it, the chances of you not getting what you expect go up...

Send us Fan Mail "You have to decide to make a conscious and intentional effort to obtain financial independence and once you do that, get all the resources that you can and you will be ready for any financial crisis." - Peter Kwadwo Asare Nyarko. In this episode of GET READY!, I spoke with Peter Kwadwo Asare Nyarko, the Executive Director of the Center for Financial Literacy Education (...

Send us Fan Mail "Have a plan. Have goals. But, don’t just have goals and a plan, have a system that works for you. That might be creating an investment plan to begin with and following that investment plan. It might be automating your investments somehow through a robo-advisor, that might require you to hire an advisor. I think any of those options work as long as you have a plan and a syste...

Send us Fan Mail Quote: Estate planning is not just for when you die, having a proper estate plan means that you’re going to be able to keep control over yourself and your person in the event that you’re incapacitated or that you die.  In this episode of GET READY!, I spoke with Chris Hall, the founder of Estate Plan Navigator about the importance of having an estate plan. Chris shared about the b...

Send us Fan Mail “Be educated about sources of information, because knowledge is power and then live within your means. That to me, goes hand in hand.” - Donna Bandelloni In this episode of GET READY!, I spoke with Donna Bandelloni, who is an authority on Planned Giving. Donna and I discussed the value of having a family financial meeting and the importance of communication. We also covered the im...

Send us Fan Mail “My #1 tip is to have a plan, which sounds complex for people, but quite literally just asking a couple of questions, like when do I want to retire, what would that look like, how can I possibly get there. If you simplify your questions, it doesn’t have to be so overwhelming.  And the more that you can simplify what you’re looking for, the more your financial professional can actu...

Send us Fan Mail “Change is going to happen from the top down, not waiting for a bad agent to get turned in to adult protective services, to then get prosecuted -that is not how change is going to happen. It’s really going to happen when the companies themselves start looking at those trends and the data and reining people in, that’s absolutely how it’s going to happen” - Shawna Reeves In this epi...

Send us Fan Mail "It’s your story, you own it, you get to write the story that you’re going to tell, you get to write the story that you’re going to live" - Shennandoah Connor In this episode, I spoke with Shennandoah Connor, Vice President of Strategy and Client Services at Connor Creative about how advisors can focus on their client’s perspectives and issues rather than their own. We d...

Send us Fan Mail "It’s a very fluid situation. 90% of financial services institutions had a pandemic response ready. From a broad scale perspective, the financial stability portion is not a concern as this time." - Maxwell Schmitz  "Everyone has a plan, until they get punched in the mouth." - Mike Tyson In this episode, I spoke with Maxwell Schmitz, the Insurance Resource for C...

Send us Fan Mail “ The most important thought, is the idea of paying yourself first or spending less than you earn, however you like to look at it.  It’s an important idea that anyone can take action on.” - Sam Renick In this episode, I spoke with Sam X. Renick, founder of the “It’s a Habit!” Company and co-creator of Sammy Rabbit   about the importance of financial literacy. We discussed how advi...

Send us Fan Mail “Your ownership in the business, the way that you finance your exit, allows you to help that person finance the sale and is an annuity for you.” - Bill Heestand In this episode, I spoke with Bill Heestand, author of the Ownership Ladder   about how to set up a successful internal business transfer & sale including setting a reasonable valuation. We also discussed how to succee...

Send us Fan Mail On business efficiency: take out the things that are big item expenses and try to pare those down. You’ll streamline your business, you’ll cut your costs and you’ll make yourself more efficient. The money that you save from that, reinvest that money into other areas marketing yourself and amplify your thought leadership instead. Sheryl Brown In this episode, I spoke with Sheryl Br...

Send us Fan Mail “ Sheryl says the role of a financial advisor is one of the most important jobs but there is a segment of the industry that operates like the gunslingers of the Wild West, we don’t have the rules and regulations to protect those who we are supposed to be serving - I couldn’t have said it better myself. ” President Barack Obama recognizing Sheryl during a 2015 speech”. We have to k...