Get Out of Debt Guy | Smart Debt Solutions for Your Financial Freedom

In this video I tell the story of my personal journey focused on resilience, loss, and the importance of starting over. Key lessons include embracing humility during transitions, recognizing progress as incremental, and maintaining integrity in all roles. The discussion addresses how to overcome criticism and negativity by emphasizing compassion and constructive actions. Ultimately, we talk about...

In this episode, I delve into the intricate world of decision-making under pressure, sharing insights from my experience as a retired search and rescue pilot. You can find me here . I introduce the DECIDE model, a structured approach designed to streamline your choices in high-stress scenarios, allowing for clarity and focus. We explore each component of the model: Detect, Estimate, Choose, Identi...

Are online arguments and angry posts costing you more than you realize? In this video , I break down why your social media habits might be holding you back—affecting your career, reputation, and even your future opportunities. We’ll explore why certain people profit by stirring up online hate, how employers can monitor your online activity (even if you’re using a fake name), and most importantly,...

Ever wonder why some people are so easily deceived? In this video , we break down the Proven Deception Formula—a simple yet powerful method used to mislead and manipulate. From historical examples like the Gleiwitz Incident to modern-day scams and misinformation, we’ll explore how deceptive tactics have been used throughout history and why they’re still effective today. You'll learn how emotio...

In this podcast, I dive into the big question about YouTube monetization: Should YouTube creators focus on income or creating impactful content? Whether you’re a creator wondering how to balance passion with profit, or a viewer curious about the motivations behind your favorite channels, this video offers insights to help you reflect. I’ll explore how to make money on YouTube, the emotional confli...

Have you ever wondered why prices are rising on everyday items like food, cars, and household appliances? It could be due to tariffs! In this video, I break down how tariffs really work, who actually pays them, and why they might not be helping Americans as much as you think. As a business owner who imports goods, I’ve experienced firsthand the impact tariffs have on prices and consumers. Learn ho...

In this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day tackle some common misconceptions about bankruptcy. They discuss a listener's concerns regarding life after filing for bankruptcy, especially the challenges of rebuilding credit and accessing necessary resources like a car or a credit card. Damon shares his own experiences with bankruptcy, emphasizing that while it&#...

In this episode of the "Get Out of Debt Guy" podcast, hosts Steve Rhode and Damon Day delve into the world of side hustles, specifically focusing on gig economy apps like Uber, DoorDash, Lyft, Instacart, and Amazon Flex. They discuss how these side hustles can provide a substantial income boost for individuals struggling to make ends meet. Damon, who has tested various gig apps for nearl...

n this episode, Steve Rhode and Damon Day discuss the surprising financial progress of millennials, a generation once mocked for living with their parents and struggling with basic expenses. They highlight that many millennials have outpaced Gen Xers and boomers in wealth accumulation, largely due to strategic decisions like buying homes before 2019 and contributing early to retirement plans. Desp...

In this engaging discussion, Steve Rhode and Damon Day dive deep into the misconceptions surrounding economic fears and personal finance decisions. They emphasize how media hype and preconceived notions often lead people to make poor financial choices, like liquidating retirement funds or hoarding gold in fear of market crashes. Through a historical comparison, Steve reveals the surprising results...

On today's podcast, we're exploring Zelle and why this seemingly simple app has stirred up quite a storm in the financial world. We’ll chat about how Zelle works, why it's so popular, and, most importantly, why it's leaving so many users high and dry when it comes to fraud protection. We'll also explore how other P2P platforms like Venmo and PayPal stack up in keeping your hard...

n this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day dive into the persistent and evolving issue of federal student loans. They highlight the cyclical nature of personal finance topics, emphasizing the unchanged fundamentals of money management. The discussion pivots to the Biden administration's SAVE program and its current limbo status, shedding light on the instabili...

Steve Rhode and Damon Day discuss the transformative power of side hustles in their podcast, "From Zero to Hero: How This Side Hustle Changed My Life." They emphasize the importance of finding the right side hustle to fit individual needs and schedules. Steve notes that while some side hustles may offer modest earnings, like online surveys, others, like freelancing and gig work, can prov...

Ready to take control of your finances and eliminate debt for good? Dive into the latest episode of "The Get Out of Debt Guy Show" titled "Debt Busters: Proven Strategies to Obliterate Your Debt." Hosted by financial experts Steve Rhode and Damon Day, this episode is packed with actionable advice and real-world strategies to help you conquer your debt. Expert Insights : Steve a...

Today Damon Day and Steve Rhode talk about the fincial pressures created by inflation and the consequences to your financial health and future. It is a surprising subject with a lot of layers.

Damon Day and Steve Rhode explore the myths and misperceptions about the charitable non-profit credit counseling industry. We are not suggesting you should avoid credit counseling but to better understand how this works to make better decisions about what is right for you or the people you care about.

In this episode, we discussed the importance of credit scores and how individuals often make emotional decisions based on fears surrounding their credit scores. We stressed the need to step back and analyze the practical aspects of credit scores, especially when faced with significant debt. We highlighted the misconception that a good credit score reflects intelligence in managing personal finance...

In this episode of our show, we delve into the crucial topic of self-care and stress management. We uncover the detrimental effects of stress on our physical and mental well-being and our finances. Finding effective ways to cope with stress and prioritize self-care is crucial for leading a healthy and balanced life. Our conversation highlights various activities that can help alleviate stress, inc...

In this episode, we discuss the financial advantages of using gig apps like DoorDash to make money and avoid college debt. We explore the idea of choosing side jobs over expensive colleges and highlight the potential savings and long-term growth through smart investments. We delve into attending community college while working gig apps, emphasizing the importance of saving early for a comfortable...

In this episode, we explore the emotional impact of debt and how it affects individuals on a personal level. As hosts, we have witnessed firsthand the range of emotions that arise when people face financial struggles. One prevalent feeling is embarrassment, as clients often feel like failures when they openly confess their debt. We have also observed that some individuals, particularly women, have...

In this podcast, Steve Rhode and Damon Day address various misconceptions about debt and financial decisions. We emphasize that having debt does not make someone a loser or a failure; it is a common occurrence that does not define one's worth. We discuss how social media can distort perceptions of others' lives, as they often showcase only the positives and not the struggles. We debunk the...

In this episode of the Get Out of Debt Guy show, Steve Rhode, the old Get Out of Debt Guy, and Damon Day , the new Get Out of Debt Guy, take a break from discussing debt and focus on saving and making money. They highlight the importance of having savings for emergencies, as relying on credit cards may not always be a viable option. They acknowledge that saving money may not seem glamorous due to...

People with financial challenges have always felt their situation was horrible and worried about what people would think about them. In this podcast, Damon Day and I discuss this subject and why that should be the last thing on your mind when getting out of debt.

Today, Damon Day inherits the torch of being the New Get Out of Debt Guy as I slowly retire. We chat about that but also jump into the stupidity of student loan forgiveness programs, dealing with inflation, and how to cut costs while ending with how to make extra cash.

This time Damon Day and Steve Rhode decided to combine our two podcasts on debt and side hustles into one. I think people interested in side hustle extra money might also have some interest in financial topics as well. We shall see. Topics included Uber, Lyft, Amazon FBA, scams, legal threats, fake debt collectors, and more.