Damon Carr
Get A Grip On Your Money with Damon Carr
Financial Planner, Money Coach, Tax Pro Personal Finance Journalist Damon Carr Helps Everyday People Get A Grip On Their Money. In this Podcast Damon will delve into articles he’s written in his Personal Finance Column “The Carr Report” and “Ask Damon” E-Newsletter and he’ll discuss Trending Topics in the news about money
Author
Damon Carr
Category
Podcast website
Latest episode
May 20, 2026
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Episodes
𝐘𝐨𝐮𝐫 𝐛𝐚𝐝 𝐡𝐚𝐛𝐢𝐭𝐬 𝐚𝐫𝐞 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐛𝐫𝐨𝐤𝐞, 𝐧𝐨𝐭 𝐲𝐨𝐮𝐫 𝐢𝐧𝐜𝐨𝐦𝐞 11.09.2025 0:05
💸 𝐈𝐭’𝐬 𝐧𝐨𝐭 𝐲𝐨𝐮𝐫 𝐩𝐚𝐲𝐜𝐡𝐞𝐜𝐤—𝐢𝐭’𝐬 𝐲𝐨𝐮𝐫 𝐁𝐀𝐃 𝐡𝐚𝐛𝐢𝐭𝐬 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐛𝐫𝐨𝐤𝐞! 🚫 Top 6 killers: overspending 🛍️, living on credit 💳, no savings 🏦, gambling 🎲, and procrastination ⏳. ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #BrokeHabits #MoneyMistakes #WealthBuilding #TheCarrReport
🤔 𝐀𝐫𝐞 𝐲𝐨𝐮 𝐁𝐑𝐎𝐊𝐄? Take this quiz and find out.. 10.09.2025 2:57
🤔 𝐀𝐫𝐞 𝐲𝐨𝐮 𝐁𝐑𝐎𝐊𝐄? Take this quiz and find out if your money habits are holding you back or setting you free. 💸 Test yourself, get real, and face the truth! ✍🏾 𝐃𝐚𝐦𝐨𝐧 𝐂𝐚𝐫𝐫, 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡, 𝐓𝐚𝐱 𝐏𝐫𝐨 & 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐢𝐬𝐭 #MoneyQuiz #WealthCheck #TheCarrReport #RealTalkMoney
💰 Stack up: Earn more 📈, crush debt 💣, save big 💵, invest steady 🔁. Wealth follows discipline, not shortcuts! 10.09.2025 0:05
💰 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐢𝐧’𝐭 𝐦𝐚𝐠𝐢𝐜—𝐢𝐭’𝐬 𝐦𝐚𝐭𝐡! Earn more 📈, crush debt 💣, save big 💵, invest steady 🔁. Discipline beats shortcuts every time. Stay consistent, stack smart, build legacy! ✍🏾 𝐃𝐚𝐦𝐨𝐧 𝐂𝐚𝐫𝐫, 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡, 𝐓𝐚𝐱 𝐏𝐫𝐨 & 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐢𝐬𝐭 #WealthBuilding #DisciplineOverShortcuts #MoneyCoach #TheCarrReport
Solutions to the racial wealth gap! 09.09.2025 0:57
💰 𝐓𝐡𝐞 𝐫𝐚𝐜𝐢𝐚𝐥 𝐰𝐞𝐚𝐥𝐭𝐡 𝐠𝐚𝐩 𝐚𝐢𝐧’𝐭 𝐜𝐥𝐨𝐬𝐢𝐧𝐠 𝐢𝐭𝐬𝐞𝐥𝐟—𝐫𝐞𝐚𝐥 𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 𝐚𝐫𝐞 𝐧𝐞𝐞𝐝𝐞𝐝: ownership, financial literacy, and equal access to opportunities. 🏡📈 Let’s talk about building wealth that lasts! ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #WealthGap #FinancialFreedom #TheCarrReport #MoneyMoves #GenerationalWealth
💰 𝐋𝐨𝐯𝐞 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐦𝐨𝐧𝐞𝐲 𝐭𝐚𝐥𝐤𝐬 𝐥𝐞𝐚𝐝𝐬 𝐭𝐨 𝐬𝐭𝐫𝐞𝐬𝐬! 08.09.2025 0:05
💔 Love don’t pay the bills! If y’all ain’t on the same financial page, arguments will drown out affection. 💵 Be equally yoked financially! One saver + one spender = constant fights. 🚀 Couples who talk money thrive! Build together, budget together, and stack wealth side-by-side. ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist
Does a $100,000 Salary Buy You a Middle-Class Lifestyle or Is It Barely Making It? 🤔 08.09.2025 2:02
💰 Making $100K ain’t what it used to be! Between rising housing, food, and car costs, many question if six figures is middle-class comfort or just scraping by. 🤯 ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #MiddleClassMoney #CostOfLiving #MoneyTalk #TheCarrReport
Age Based Discounts: Save money at any age: 💰 07.09.2025 0:55
💰 From student perks to senior breaks, age-based discounts help you stretch your money at every stage of life. Don’t sleep on savings tied to your age—claim what’s yours! 🎓👴🏾👵🏾 ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #SmartMoneyMoves #TheCarrReport #AgeBasedSavings
𝐖𝐡𝐲 𝐓𝐰𝐨 𝐈𝐧𝐜𝐨𝐦𝐞𝐬 𝐀𝐫𝐞𝐧'𝐭 𝐄𝐧𝐨𝐮𝐠𝐡 𝐀𝐧𝐲𝐦𝐨𝐫𝐞 04.09.2025 2:50
𝐖𝐡𝐲 𝐓𝐰𝐨 𝐈𝐧𝐜𝐨𝐦𝐞𝐬 𝐀𝐫𝐞𝐧'𝐭 𝐄𝐧𝐨𝐮𝐠𝐡 𝐀𝐧𝐲𝐦𝐨𝐫𝐞 𝐛𝐲 𝐃.𝐂𝐚𝐫𝐫'𝐬 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 Back then, 1 paycheck bought a house, cars, vacations & retirement 🏡🚗✈️💰. Today? 2 paychecks barely cover bills. Prices soared, wages flatlined, credit inflated everything. Truth hurts, but it’s real. ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #MoneyTruth #RealTalk #TheCarrReport #WealthBuilding
Alzheimer’s Early Signs: Financial Red Flags 🚩 04.09.2025 0:53
🧠💸 𝐀𝐥𝐳𝐡𝐞𝐢𝐦𝐞𝐫’𝐬 𝐜𝐚𝐧 𝐡𝐢𝐭 𝐭𝐡𝐞 𝐰𝐚𝐥𝐥𝐞𝐭 𝐛𝐞𝐟𝐨𝐫𝐞 𝐭𝐡𝐞 𝐦𝐢𝐧𝐝 𝐬𝐡𝐨𝐰𝐬 𝐢𝐭. Missed bills, risky spending, and money slip-ups are early warning signs 🚩 Stay alert—your finances tell the story first. ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #MoneyMatters #FinancialWellness #AlzheimersAwareness #TheCarrReport
🎓 Parents, stop raiding retirement for tuition! 02.09.2025 1:40
🎓 Parents, stop raiding retirement for tuition! 💸 Use 529s, Coverdell ESAs, or pay as you go. Kids can work too—let them graduate with a degree AND work ethic. 💪 ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #CollegeCosts #RetirementFirst #SmartMoney
💰 How Deep Should Your Retirement Bag Be at Every Age? 🤔 01.09.2025 0:53
💸 Retirement ain’t a someday thing—it’s an every age thing! ⏳ From your 20s to 60s, stack right or stay broke. 📈 Time + discipline = freedom. 💰 ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #RetirementGoals #MoneyMoves #WealthBuilding #TheCarrReport
“𝐒𝐚𝐯𝐞 𝐒𝐨𝐦𝐞 𝐟𝐨𝐫 𝐋𝐚𝐭𝐞𝐫: 𝐌𝐨𝐧𝐞𝐲 𝐑𝐮𝐥𝐞𝐬 𝐄𝐯𝐞𝐫𝐲 𝐊𝐢𝐝 𝐂𝐚𝐧 𝐔𝐬𝐞” 31.08.2025 2:11
👧🏾🧒🏽 Kids and money go hand in hand! From Now & Laters to playing house, these 5 simple rules teach you how to save, avoid debt, and build wealth for the future. ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #MoneySmartKids #FinancialFreedom #WealthBuilding #RealTalk
He Owes Me $25K—But It’s All In My Name! 30.08.2025 1:46
😩 Co-signed love turned into a $25K nightmare! 💔 Ex dipped, bank wants their money, and now the debt’s all on me. Should I fight, beg, or charge it to the game? 💭 ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #MoneyMoves #DebtFreeJourney #FinancialWisdom #TheCarrReport
In the market to buy a car? Be on the lookout for cars with Rebuilt Titles. 🚘 30.08.2025 0:57
🚨 Thinking about buying a car? Don’t get played! Rebuilt titles 🚘 may hide accidents, flood damage, or major repairs. Know the risks before you hand over your cash! ✍🏾 Damon Carr, Money Coach, Tax Pro & Real Talk Specialist #CarBuyingTips #FinancialWisdom #TheCarrReport #MoneyCoach
𝐆𝐞𝐧 𝐙’𝐬 𝐍𝐞𝐰 𝐃𝐚𝐭𝐢𝐧𝐠 𝐑𝐮𝐥𝐞: 𝐌𝐨𝐧𝐞𝐲 𝐎𝐯𝐞𝐫 𝐋𝐨𝐯𝐞?! 𝐛𝐲 𝐃.𝐂𝐚𝐫𝐫'𝐬 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 29.08.2025 1:46
Gen Z (ages 13–28) ain’t playing—𝟕𝟖% 𝐝𝐞𝐦𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐲 𝐢𝐧 𝐫𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬. 💸 Splitting bills, rejecting broke partners, and chasing stability over love. 💔 Money management is the new romance test. ✍🏾 𝐃𝐚𝐦𝐨𝐧 𝐂𝐚𝐫𝐫, 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡, 𝐓𝐚𝐱 𝐏𝐫𝐨 & 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐢𝐬𝐭 #GenZ #ModernDating #FinancialResponsibility #Relationships #Millennials #LoveAndMoney
𝐓𝐢𝐫𝐞𝐝 𝐨𝐟 𝐛𝐞𝐢𝐧𝐠 𝐁𝐑𝐎𝐊𝐄!? 🤷🏽♂️ 29.08.2025 0:57
Bills stacking 📈, money vanishing 💸, stress rising 😤—and you’re still wondering why your pockets stay empty. Let’s talk real solutions, not excuses. 🚫 ✍🏾 𝐃𝐚𝐦𝐨𝐧 𝐂𝐚𝐫𝐫, 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡, 𝐓𝐚𝐱 𝐏𝐫𝐨 & 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐢𝐬𝐭
𝐁𝐍𝐏𝐋 𝐥𝐨𝐨𝐤𝐬 𝐬𝐰𝐞𝐞𝐭, 𝐛𝐮𝐭 𝐢𝐭’𝐬 𝐚 𝐭𝐫𝐚𝐩! 28.08.2025 7:00
𝐁𝐮𝐲 𝐍𝐨𝐰, 𝐂𝐫𝐲 𝐋𝐚𝐭𝐞𝐫: 𝐓𝐡𝐞 𝐓𝐫𝐮𝐭𝐡 𝐀𝐛𝐨𝐮𝐭 𝐁𝐍𝐏𝐋 𝐓𝐫𝐚𝐩𝐬! 𝐛𝐲 𝐃.𝐂𝐚𝐫𝐫'𝐬 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 💳 𝐁𝐍𝐏𝐋 𝐥𝐨𝐨𝐤𝐬 𝐬𝐰𝐞𝐞𝐭, 𝐛𝐮𝐭 𝐢𝐭’𝐬 𝐚 𝐭𝐫𝐚𝐩! Hidden fees, retroactive interest, and overspending risks are real. I break it all down with smart money tips to dodge debt 🚫💸. ✍🏾 𝐃𝐚𝐦𝐨𝐧 𝐂𝐚𝐫𝐫, 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡, 𝐓𝐚𝐱 𝐏𝐫𝐨 & 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐢𝐬𝐭 #BNPL #PersonalFinance #MoneyTips
𝐆𝐞𝐧 𝐗 𝐒𝐪𝐮𝐞𝐞𝐳𝐞: 𝐖𝐡𝐲 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐅𝐞𝐞𝐥𝐬 𝐈𝐦𝐩𝐨𝐬𝐬𝐢𝐛𝐥𝐞! 𝐛𝐲 𝐃.𝐂𝐚𝐫𝐫'𝐬 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 24.08.2025 1:24
💥 Gen X is trapped in the squeeze! Supporting broke parents 👵🏾, helping grown kids 👶🏾, juggling debt 💳, and chasing retirement dreams 💭 that feel out of reach. Who feels this pressure? Let’s talk! #GenX #FinancialPlanning #SandwichGeneration #PersonalFinance #MoneyMatters ✍🏾 𝐃𝐚𝐦𝐨𝐧 𝐂𝐚𝐫𝐫, 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡, 𝐓𝐚𝐱 𝐏𝐫𝐨 & 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤 𝐒𝐩𝐞𝐜𝐢𝐚𝐥𝐢𝐬𝐭
𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 𝐑𝐞𝐚𝐥𝐢𝐭𝐲 𝐂𝐡𝐞𝐜𝐤: 𝐖𝐢𝐥𝐥 𝐘𝐨𝐮𝐫 𝐌𝐨𝐧𝐞𝐲 𝐎𝐮𝐭𝐥𝐢𝐯𝐞 𝐘𝐨𝐮? 23.08.2025 1:06
💸 Think you’ve saved enough for retirement? Truth is, most haven’t! Social Security won’t cut it, pensions are rare, and retirement can last 30 years. You must save, invest, and build your own paycheck! Don’t gamble with your future—plan smart, stack heavy, and secure lifelong income! 🤔🔥#RetirementPlanning #FinancialStability #SmartMoneyTips ✍🏾 𝐃𝐚𝐦𝐨𝐧 𝐂𝐚𝐫𝐫, 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡, 𝐓𝐚𝐱 𝐏𝐫𝐨 & 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤...
𝐇𝐞 𝐎𝐰𝐞𝐬 𝐌𝐞 $𝟐𝟓𝐊—𝐁𝐮𝐭 𝐈𝐭’𝐬 𝐀𝐥𝐥 𝐎𝐧 𝐌𝐞?! | 𝐌𝐨𝐧𝐞𝐲 𝐂𝐨𝐚𝐜𝐡 𝐑𝐞𝐚𝐜𝐭𝐬 𝐛𝐲 𝐃.𝐂𝐚𝐫𝐫'𝐬 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 13.08.2025 1:46
Co-signing a loan for someone—especially an ex—can leave you with unexpected financial burdens and tough decisions. In this video, we dive into the real-life challenges of being responsible for another person’s debt and discuss what options you have, from exploring legal action to considering paying off the loan yourself. Learn practical steps to protect your finances and avoid similar pitfalls in...
𝐒𝐨𝐜𝐢𝐚𝐥 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲 𝐂𝐫𝐢𝐬𝐢𝐬: 𝐖𝐡𝐚𝐭 𝐘𝐨𝐮 𝐌𝐔𝐒𝐓 𝐃𝐨 𝐁𝐞𝐟𝐨𝐫𝐞 𝟐𝟎𝟑𝟑! 06.08.2025 2:03
Social Security is facing a looming crisis, with potential cuts of 21% to retiree payments by 2033 if no action is taken. In this video, we break down the key factors behind this financial strain: a growing number of retirees, fewer workers contributing, and longer life expectancies. We’ll also explore possible solutions Congress may consider, such as raising the tax cap, increasing the retirement...
𝟏 𝐢𝐧 𝟒 𝐎𝐯𝐞𝐫 𝟓𝟎: 𝐍𝐨𝐭 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐑𝐞𝐭𝐢𝐫𝐞?! 05.08.2025 1:39
More people over fifty are postponing retirement due to financial stress and lack of confidence in their savings. This video explores the top challenges facing older adults today, including high debt, not enough savings, increasing healthcare costs, and relying on outdated retirement plans. Discover why proactive retirement planning is crucial to avoid working longer than you want. Learn practical...
𝐂𝐚𝐫 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐌𝐲𝐭𝐡𝐬 𝐁𝐮𝐬𝐭𝐞𝐝! 𝐃𝐨𝐧’𝐭 𝐋𝐞𝐭 𝐓𝐡𝐢𝐬 𝐂𝐨𝐬𝐭 𝐘𝐨𝐮 💸 𝐛𝐲 𝐃.𝐂𝐚𝐫𝐫'𝐬 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 03.08.2025 1:38
Did you know that car insurance typically follows the car, not the driver? In this video, we break down what happens if you lend your car to someone and they get into an accident. Learn how your insurance policy could be responsible for damages, potentially leading to higher premiums and unexpected financial burdens. Before handing over your keys, it's crucial to understand the risks and costs...
𝐀𝐈 𝐋𝐚𝐲𝐨𝐟𝐟𝐬: 𝐖𝐡𝐲 𝐘𝐨𝐮𝐫 𝐃𝐞𝐠𝐫𝐞𝐞 𝐖𝐨𝐧’𝐭 𝐒𝐚𝐯𝐞 𝐘𝐨𝐮 𝐀𝐧𝐲𝐦𝐨𝐫𝐞! 02.08.2025 1:10
In July alone, over ten thousand professionals faced layoffs as AI-driven automation reshapes the job market across industries. The rise of artificial intelligence is no longer just impacting blue-collar roles—it’s transforming white-collar positions in fields like finance, marketing, and administration. As traditional job security declines, adapting is essential. Discover why upskilling, embracin...
🎥 𝐑𝐚𝐢𝐬𝐢𝐧𝐠 𝐌𝐨𝐧𝐞𝐲-𝐒𝐦𝐚𝐫𝐭 𝐊𝐢𝐝𝐬: 𝐇𝐚𝐛𝐢𝐭𝐬 𝐓𝐡𝐚𝐭 𝐒𝐭𝐢𝐜𝐤! 19.07.2025 2:34
🎥 𝐑𝐚𝐢𝐬𝐢𝐧𝐠 𝐌𝐨𝐧𝐞𝐲-𝐒𝐦𝐚𝐫𝐭 𝐊𝐢𝐝𝐬: 𝐇𝐚𝐛𝐢𝐭𝐬 𝐓𝐡𝐚𝐭 𝐒𝐭𝐢𝐜𝐤! 𝐁𝐲 𝐃. 𝐂𝐚𝐫𝐫’𝐬 𝐂𝐫𝐞𝐚𝐭𝐢𝐨𝐧 💡 Parents, listen up! 💬 Want your kids to save smart, spend wisely, and grow their money? 💰 It starts with YOU! Kids don’t do what you say — they mirror what you do. 🪞 In this video, I break down how to model the mindset: Money ain’t a toy — it’s a tool. 🛠️ Teach your kids to earn it, respect it, and build with it. 🧱 We tou...
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