Game Changer Retirement Radio

In the final segment the conversation turns to healthcare planning for early retirees, the implications of 401k and IRA rollovers, and the potential future of tax increases. Jerry emphasizes the importance of proactive financial planning and understanding the nuances of retirement accounts to avoid penalties and maximize benefits.

Jerry discusses the importance of having a solid retirement plan, especially during an election year. He addresses common misconceptions about Social Security, emphasizing that it is not going away but may undergo changes in tax regulations. The conversation also highlights the tax implications on retirement income and the necessity for retirees to understand their financial landscape to avoid pay...

The dicusson continues and focuses on critical aspects of retirement planning, emphasizing the importance of having a solid financial plan. The guys dive into estate planning, long-term care considerations, and tax strategies that can enhance financial security in retirement. Jerry highlights the significance of understanding power of attorney, the realities of long-term care costs, and innovative...

In this episode of Game Changer Retirement Radio, Jerry discuss the implications of the upcoming election and it's impact on retirement planning. Jerry explores the importance of having a solid financial plan that addresses risk and reward, the necessity of income diversification, and the significance of estate planning. This episode emphasizes proactive strategies to mitigate risks and ensure fin...

In this final segment the guys discuss the transition from growth investments to income investments when saving for retirement. It explores the concept of preferred dividends and how they can provide both growth and income. The importance of understanding the job of each investment and considering long-term performance is emphasized. The conversation also touches on healthcare considerations and t...

In the 3rd episode of this 4 part series Jerry dives into the reasons why people choose not to retire, including a fear of running out of money and a love for the culture and social connections at work. He emphasizes the importance of having a portfolio that provides stable and increasing income, rather than just focusing on growth. Jerry explains the concept of preferred dividends and curated por...

Jerry Linebaugh continues the discussion of retirement planning for the middle class and shares a tip to cut risk and raise returns. He suggests a strategy of maintaining a weighted portfolio, which can be rebalanced once a year. This strategy has historically had a similar upside to the S&P 500 but with about 50% less correction risk. Jerry emphasizes the importance of considering the impact of r...

In this episode Jerry focuses on the financial challenges faced by the middle class and the potential impact of tax changes on retirement planning. Jerry Linebaugh discusses the importance of tax planning, risk management, and developing future income plans for retirement. He emphasizes the need for individuals with $500,000 or more in retirement savings to consider strategies that can help reduce...

Drew and Jerry discuss rollovers and why someone might want to do a rollover. They cover the different reasons for rolling over, such as changing advisors or wanting more control over investments. They also explain the IRS rules for rollovers and the different ways to do a rollover without incurring taxes or penalties. The conversation touches on the importance of tax planning and the benefits of...

In this episode of Game Changer Retirement Radio Jerry Linebaugh discusses the importance of social security in retirement and how to maximize its benefits. He explains the cost of living adjustment (COLA) and its correlation with inflation. Jerry also shares strategies for increasing retirement income, such as annuities and preferred dividend-paying stocks. He emphasizes the need for a comprehens...

Drew Grunwald and Jerry Linebaugh discuss how retirees can plan for vacations and enjoy their retirement without worrying about running out of cash. They explore the difference between investments for growth and investments for income. They also discuss the benefits and risks of annuities as a source of guaranteed income. The conversation emphasizes the importance of diversifying income-producing...

The conversation continues Jerry addresses to key factors that affects your retirement portfolio: volatility and tax. The focus is on the importance of Roth conversions and other strategies to achieve tax-free growth, income, and passing. The three buckets of retirement wealth are explained: tax-deferred, taxable, and Roth. The potential increase in tax rates and the negative impact of passing tax...

In this episode of Game Changer Retirement, Drew Grunwald and Jerry Linebaugh discuss the changes in retirement expenses over the past 10 to 20 years. They highlight the impact of technological advances, inflation, and emerging expenses like autonomous driving. They emphasize the need for retirees to plan for future expenses and seek professional advice. The conversation also touches on the role o...

If you have a 401k, IRA, pension, home, investments or any other savings or valuable assets having an Estate Plan is vital. This episode Jerry talks about how power of attorney is often misunderstood and crucial for estate planning. Listing a spouse as a beneficiary in a 401K does not grant them power of attorney. It is important to update power of attorney documents to ensure that assets can be m...

People always say, "get a second opinion".  That should also apply to your financial and retirement planning.  Jerry and Jason discuss a topic no one wants to talk about but you must plan for.... Death! It is inevitable and planning can make all the difference in the world.  Planning for death makes the transition for your spouse or loved one much easier and avoids a lot of headaches and heartache...

GenXers are you ready for retirement? You are Gen X if you were born 1965 – 1980 and are now ages 44 – 59. Their parents are already in retirment, but Gen X is the next genereation to face retirment.  Are you prepared? Listen to this informative episode of Game Changer Retirment Radio where Jerry talks about steps you should take as Gen X to get ready for retirement.  This timely episode will give...

Baby Boomer's are retireing daily in record numbers. We've talked about Boomers before but today we are going to talk about somehing slighty different. Retirment plans, ROTH Converstions and much more... 

Check out Jason and Jerry's conversation on retirment planning for business owners and 1099 contract workers.  Retirment is a little different when you're in charge. 

Happy New Year! 2024 has arrived... If you are planning to retire this year, you don't wan to miss this podcast.  Jason and Jerry list the 7 most important things you need to do if you plan to retire in #2024. 1. Review your retirement financial plan 2. Prepare for the impact of inflation 3. Protect your assets from the marke 4. Plan healthcare carefully 5. Shift your perspective from saving to sp...

What is the Outlook for Retirement 2024? Jerry and Jason discuss how to navigate inflation, potential lower returns and changing rules for retirement withdraws and touch on Secure 2.0 Act #retirementplanning #assetprotection #retirement2024 

We want to say thank you to all service men and women! On this episode of Game Changer Retirement Radio Jason and Jerry discuss #VeteransBenefits, #TheDebtClock and #Retirement... Tune in and get insight on Veteran's benefits and how they are going to be fullfilled. 

Jerry gives listeners great insight into the right vs wrong way to plan for retirement.  This show discusses tax planning, 401k's, IRA's, RMD's and ways to get the most out of your retirmenet savings   #RetirementPlanning #TaxPlanning #GuaranteedIncome #401k #403b #IRA 

#BabyBoomers are in the middle of the largest transfer of Wealth in modern history. They are currently handing down more than #$53trillion to their heirs in one of the greatest transfers of generational wealth in history.  What types of wealth are they transferring real estate, #investments, Pensions? #401ks?, property (jewelry, cars, collectables, etc.) What else and how does all this play a role...

#BabyBoomers are in the middle of the largest transfer of Wealth in modern history. They are currently handing down more than #$53trillion to their heirs in one of the greatest transfers of generational wealth in history.  What types of wealth are they transferring real estate, #investments, Pensions? #401ks?, property (jewelry, cars, collectables, etc.) What else and how does all this play a role...

Dreaming of retiring in a foreign land? Or maybe just travel the world? What do you need to do to be prepared to be a world traveler in retirement?  Listen to this four part episode on Retirement and Traveling the World! Here are the Top 10 Country to Retire to... 9a. Colombia 9a. Thailand 9b. Italy 8. France 7. Greece 6. Spain 5. Costa Rica 4. Ecuador 3. Panama 2. Mexico 1. Portugal