Future Rich with Barbara Ginty, CFP®

Happy Friday, Future Rich fam! We have a really great episode this week with our wonderful guest, Eleanor! Eleanor is a recent graduate (Class of 2020 Woot Woot!) and currently works as an Electrical Engineer for NASA. She lives in Alabama with her fiancé, who also works in the Aerospace Industry. Not only does she have plans to purchase her first home, but she's also getting married! 2021 is...

Happy Friday! We hope you have a good one, Future Rich Fam! In this episode of Future Rich, Certified Financial Planner Barbara Ginty interviews the lovely Renessia, a Chicago-based Quality Manager at a Pharmaceutical Company and a mother to three kids. Renessia has a FANTASTIC mindset when it comes to budgeting, but she does have a few questions when it comes down to maximizing her savings ratio....

In this week's follow-up episode, Certified Financial Planner Barbara Ginty interviews the lovely Minnie from Minnesota! The last time we talked to Minnie was in the thick of the pandemic (episode 93). She and her husband still have the same jobs, she works as a transportation planner for the state of Minnesota, and her husband is a psychologist. In the last episode, they were deciding whether...

Happy Friday, Future Rich fam! We have a fantastic episode this week with our lovely guest and long-time listener, Maria! Maria is a 32-year-old Product Manager in Consumer Goods living in Portland, Organ. At the time we recorded this episode, she was in the process of moving to Denver, Colorado with her partner and dog, OJ! She has an AMAZING spreadsheet and serious savings goals. Does Barbara an...

This episode of Future Rich will not be finance-based in honor of the 20th Anniversary of 9/11. Our thoughts and prayers are with those who have been impacted by the events of September 11, 2001. In this episode, Barbara Ginty sits down with her uncle, Jack Ginty, who recounts his inspirational, firsthand experience as an FDNY firefighter during the 9/11 attacks. **Disclaimer** In this episode, Ja...

Happy Friday, Future Rich fam! We have a really fun episode this week with our wonderful guest, Althea! Althea is currently transitioning from working in Academia in Virginia teaching Literature and Creative Writing to becoming a Children’s Book Author. Althea also just purchased her first home (yay!) with her partner. Unfortunately, both Althea and her partner have A TON of student loans that, th...

Happy Friday, Future Rich fam! This week, we have a great episode with our lovely guest, Mary Margaret, who brought a fantastic spreadsheet for Barbara to go over. Mary Margaret lives in South Carolina with her husband and two sons and works for a historic home. Her largest expense is childcare, which will only increase when her baby on the way arrives. Mary Margaret's biggest goal is to buckl...

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Have you ever wondered what a CFP even is? CFP stands for Certified Financial Planner. Today we're going over the ins and outs of becoming a CFP. If you're interested in learning more about the financial industry, this is the episode for you! PLUS if you'd like to start y...

In this new expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Antony M. Eminowicz, PLLC. Antony is a dual-qualified attorney, licensed to practice in both New York as well as England and Wales. He devotes his practice primarily to elder, estate, and special education, to include: - Preparation of wills and trusts - Incapacity...

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Last week we went over Mega Backdoor Roths, today we're going over REGULAR Roth Conversions where you take pre-tax money a...

Happy Friday Future Rich fam! We have a really fun episode this week with our wonderful guest, Foxy Moneybags (comment if you get the reference!). Foxy is currently transitioning from working as a nanny and Administrative Assistant at a Tax Firm to working full-time as an Administrative Assistant at an Investment Baking Firm. Barbara goes over all of Foxy's incredible savings goals and answers...

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Do you know how to leverage Roth dollars through your 401k? In this episode, Barbara explains what Mega Backdoor Roths are, wh...

Happy Friday! We have a great episode this week on the Future Rich podcast. Certified Financial Planner Barbara Ginty chats with the marvelous Masie all about her concerns, goals, and budgeting woes. Masie is a 42-year-old Events Coordinator living with her family in the suburbs of Philly. In the past year and a half, Masie and her husband paid off 25K in debt AND saved a 5 month emergency fund. D...

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara gets personal and talks about her three-pronged approach to meeting her financial goals. The three th...

In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty had the pleasure of sitting down and talking with Robert Leonard. Robert is the VP of Growth at The Investor’s Podcast Network and the host of a top 1% business and investing podcast with two segments called, Millennial Investing and Real Estate 101. He is a motocross racer, a single dad, and an active real es...

Are you the kind of person who gets significant life events out of the way all at once? In this week’s episode, Certified Financial Planner Barbara Ginty catches up with fan-favorite Natasha who is currently experiencing the harsh realities of how expensive being a homeowner is while also planning a wedding! Find out what Natasha has been dealing with (hint, you need them to see the outside world!...

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. In this episode, Barbara talks about the ins and outs of life insurance. Do you need it? If you do, what kind should you get?...

Oh wow, we certainly have a treat for you this week on Future Rich! Certified Financial Planner Barbara Ginty chats with the wonderful Erin! Erin is a 32-year-old Engineer living with her family in Virginia. We thought we had seen the best budget this season, but Erin is really turning heads with her insanely good savings ratio! Listen to learn Barbara's opinion on good debt vs. bad debt along...

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! *FYI* This week's Wine Wednesday was recorded on a Thirsty Thursday, hence the intro! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. Is one of your goals to buy a house?...

This week's exciting episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the wonderful Romney! Romney lives in Canada with her husband and works as a 25-year-old Registered Nurse working in Labor and Delivery. She also an amazing side hustle, working part-time at a fertility clinic. In May of 2020, at the start of the pandemic, Romney and her husband decided that they...

We’re so excited to share this special expert edition of Wine Wednesday with you! This week Barbara's friend, Christian, shares his incredibly fascinating, emotional rollercoaster of a journey to becoming an overnight multi-millionaire during the GameStop pandemonium of 2021. As a follow-up, we highly suggest listening to our expert episode with Investment Professional, John McCormick where he...

In this special expert episode of Future Rich, Certified Financial Planner Barbara Ginty discusses all things student loans with fan-favorite guest, New York debt settlement attorney Leslie H. Tayne, Esq. What does Leslie think of the student loan forgiveness program? Does she think that ALL student loans will eventually be forgiven? What are her thoughts on federal student loans vs. private stude...

Welcome to Wine Wednesday,🍷✨💸 Our shorter, more casual mid-week financial treat for all of our lovely listeners! Each Wednesday, Certified Financial Planner Barbara Ginty will be covering a different financial topic and answering all of your questions on Instagram live. What is a 529? How do they work? Are they tax-deferred? Can you use them for trade school? What about grad school? All these q...

In this week's episode of Future Rich, Certified Financial Planner Barbara Ginty chats with the lovely Lauren! Lauren is a 27-year-old Actuary working in Connecticut. She lives with her boyfriend in a multiunit house that she owns as an investment property. Heads up... Lauren has one of the best budgets we've ever seen on Future Rich! Listen to find out how Lauren got herself in such a fan...

This week's Wine Wednesday is extra special! 🍷✨💸 If you wanted to attend our "What does a six figure salary get you?" webinar with Marcus Garrett but missed out, you're in luck because you can listen to the audio replay of today's episode! What do Barbara and Marcus go over exactly? -Firsthand experience negotiating their own salaries -The importance of job choices and salar...