Functional Retirement Podcast

This podcast episode features hosts Thatcher Taylor and Bob Gavlak discussing life insurance in retirement planning. They emphasize the importance of building a financial plan based on individual goals before considering insurance products. They debunk the myth that life insurance is unnecessary in retirement, highlighting the need to protect loved ones and assets. The conversation emphasizes the...

In this episode, host Thatcher Taylor discusses the importance of behaviors in investing and how they can be a superpower. He emphasizes the need to set proper expectations about market fluctuations and highlights the inefficiency of markets. Thatcher shares insights from the book "Finance for Normal People" by Meir Statman, which explores the foundations of behavioral finance. He covers...

Our special guest, Thomas Elms, a Certified Financial Planner with a unique niche in working with professional athletes and entertainers, shares his insights and expertise in this exclusive interview. We discuss the challenges and opportunities that arise when managing finances in the world of sports and entertainment. Here are some highlights from the episode: Thomas Elms explains his background...

In this episode of the Functional Retirement Podcast, host Thatcher Taylor interviews Michael H. Baker, a certified financial planner with multiple designations in retirement planning. The episode explores the convergence of health and retirement planning and how it affects longevity risk, income distribution, protection, and estate planning. They discuss the question of retirement and how much mo...

In this episode of the Functional Retirement Podcast, host Thatcher Taylor welcomes tax expert Kevin Oleszewsky (prounounce Oshesky) to discuss tax strategies and the importance of taxes in retirement planning.  Before diving into the financial and tax planning aspects, they discuss Kevin's personal health journey, which involved changing his diet and exercise routine and losing a significant...

In this episode of the Functional Retirement Podcast, host Thatcher Taylor interviews Stevyn Guinnip, a specialist in health and wealth. They discuss the convergence of health and retirement planning, and how it affects longevity risk, income distribution, protection, estate planning, and everything that goes into an optimal retirement. They share actionable items that listeners can use in their d...

Presentation Slides Assessing health and longevity, as well as developing a dynamic income distribution strategy, are important steps in preparing early for retirement. In this episode of the Functional Retirement Podcast, Thatcher Taylor discusses several charts that provide data about health and retirement planning. Taylor emphasizes the significance of starting retirement preparation early, par...

Money is often just a surface issue in many conflicts and divorces. In this episode, our guest Ashley Quamme, a mental health, behavioral, and relationship therapist, shares her stories in dealing with couples on the verge of separation. With nearly 15 years of clinical experience as a marriage and family therapist in Georgia, Ashley provides invaluable insights on how finances are sometimes seen...

In this episode, our guest, Jess Bost from Alpha Architect, shares how she found her way into the world of finance through the social media platform Twitter. She recalls her journey from building a career in finance to helping advisors establish meaningful portfolios for their clients. Jess is a Crossfit coach and the Twitter master for converging financial planning and fitness, and you’ll hear ho...

Business ownership and tax management play essential parts in your retirement plan. In this episode, Travis Gatzemeier, a CFP and founder of Kinetix Financial Planning, discusses the two big sources of wealth in society: business ownership and equity compensation. He breaks down the wealth-generating potentials of these two while also highlighting the risks involved. You’ll also get to know Travis...

Understanding the Difference between Risk and Volatility in Retirement Planning Understanding risk and volatility is important before diving into the world of investing and preparing for retirement. In this solo episode, I'll share with you the difference between risk and volatility using my experience watching my two kids alone for five days. This made me realize that parenthood is a balanci...

Planning for the future is a crucial step in securing a stable financial future…  In this episode, Nic Nielsen, a CFP® from Know My Plan and author of Visual Finance,  shares some key points to consider when planning for retirement. He emphasizes the importance of healthy living habits and sports, as they can greatly impact the quality of your golden years. Blindly trying to achieve financial free...

Throughout the episode, Thatcher previews the upcoming lineup of guests on Retirement Planning 360 (now Renamed to Functional Retirement Podcast), who will offer expert insights and practical advice on various retirement-related topics, such as financial planning, health and wellness, and longevity risk. Whether you're a retiree, a pre-retiree, or simply interested in learning more about reti...

Today we will discuss 5 ways to build and maintain wealth. People don't like ongoing maintenance but the wealthy will continually do maintenance on the financial situation. In this episode, I use my physical injuries and your car as analogies to understand how doing maintenance now, avoids big problems later. If you are wanting to fine-tune your retirement, this episode is for you! As promise...

Episode 3 in the retirement installment. Ages 65-72 come with big decisions. Listen to learn about 5 major planning areas that you are probably missing. Your income, your healthcare, your investing, and much more! Part 3 of a 4-Part series. This episode focuses on the 50-65 age group (still valuable if younger). If you are wanting to fine-tune your retirement, this episode is for you! ✅Contact Th...

In this episode, we talk about five key decisions that help your retirement in the early years. Your income, your healthcare, your investing, and much more! Part 2 of a 4-Part series. This episode focuses on the 50-65 age group (still valuable if younger). If you are wanting to fine-tune your retirement, this episode is for you! ✅Contact Thatcher at thatcher@propathfinancial.com with comments and...

Part 1 of a 4-Part series. This episode focuses on the 30-50 age group (still valuable if older). Episodes 2-4 will each focus on an age group and specific ways to build a better retirement and future. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? 🤝 Schedule a free consultation http://www.propathfinancial.com/schedul...

Invest More In Retirement Plans and Your Taxes May Be Increasing in 2023! New contribution numbers and the changes in social security limits could expose you to more taxation. Click Link to access the Slides with Numbers ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? 🤝 Schedule a free consultation http://www.propathfi...

One of the biggest Social Security Pay increases coming in 2023. But how does this affect people that haven't taken their benefits? What if you are only in your 40s or 50s? How does this affect you? In this episode, we discuss all this, and I give some major updates to social security in 2023! ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50...

Are you curious about who you have been listening to and what their business is? This is the episode for you! Here is a brief insight into Thatcher and the creation of ProPath Financial. ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? 🤝 Schedule a free consultation http://www.propathfinancial.com/schedule-an-appointmen...

In this episode, we discuss four specific ways to save money on your current tax bill. These could be great tax-saving tools once you decide that saving money this year is in your best interest. If you are looking for current tax-saving techniques and where to spot opportunities on your 1040, this episode is for you! ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions!...

In this episode, we are diving deeper into why the Federal Reserve raises interest rates to calm inflation. Then, we discuss how it affects YOU and your retirement future.  If you were curious why the fed does what it does, this episode is for you!💥 ✅Contact Thatcher at thatcher@propathfinancial.com with comments and questions! Are you over age 50 and need retirement help? 🤝 Schedule a free con...

Got RSU's but don't know anything about them? Did your employer give you RSU's as compensation but were confused? This is the podcast for you. In this episode we will cover: ✅ What are restricted stock units? ✅ Differences between grant and vest? ✅ What happens at vesting? ✅ How are they taxed? ✅ Planning opportunities? And much more! Please enjoy! ✅Contact Thatcher at thatche...

Today I am breaking down why financial advisors have jobs. This all stemmed from a Twitter post and I thought it would be good for you to learn more. Original Tweet 🐥 https://twitter.com/ThatchTaylor/status/1568365632932171777 In this episode we will cover: ✅ What is a financial advisor? ✅ Different types of financial advisors? ✅ What is a GOOD financial advisor do? ✅ What is financial planni...

Today I am breaking down everything you need to know about inflation and how it affects your wealth and retirement. In this episode we will cover: What is inflation? Who controls inflation? How is inflation measured? How is inflation tracked? Why is inflation happening now? What has inflation been historically? How does inflation affect stocks and bonds? What does the fed does next? How does infla...