FT Adviser

One of the talking points of 2022 was whether the rotation away from growth stocks and towards value stocks was finally taking place. In this special edition of the FTAdviser podcast, sponsored by Vanguard, FTAdviser contributing editor David Thorpe is joined by Andrew Surrey, senior national development manager at Vanguard, and Charlie Parker, managing director at Albemarle Street Partners, to di...

Silvia and Alison Taylor of NYU Stern School of Business look into the language of sustainability and find it still has a pretty loose grammar and highly convoluted syntax. Most native speakers do not even agree on a common interpretation of environmental, social and governance factors. The good news is: more of us are trying to learn this language. And Alison shares a few tips on how she teaches...

How can we make sense of the mortgage market right now? With a 0.9 percentage point decrease in house prices month on month, according to the latest Nationwide Price index, it might have seemed house prices are becoming more affordable. Yet with bank base rate rises still on the table, and the cost of living crisis still hurting consumers, affordability is still very much an issue. Is it good news...

In this week’s edition of the FTAdviser podcast, senior reporter Ruby Hinchliffe talks to Robert Sinclair, chief executive at the Association of Mortgage Intermediaries, and Kate Davies, executive director at the Intermediary Mortgage Lenders Association about the impact of a 47-page report which exposed the mistreatment of women, people of colour and gay people by those employed across the mortga...

The current political and financial climate has made fixed income markets volatile and uncertain around the world. However, taking an active approach may help build resilience to potential headwinds while gaining greater exposure to the opportunities that arise. Listen to this podcast to gain insight from Gordon Harding, PIMCO fixed income strategist, on the current climate and what to potentially...

In this episode, news editor Amy Austin has a chat with Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon They talk about how successful auto-enrolment has been as a policy as it reaches it's ten-year anniversary but how the industry cannot stop here and should continue to fight for reforms to be put in place. For example, raising the minimum contribution le...

Confused about sustainability? You’re not alone. Environmental, social and governance factors, or ESG, are increasingly a headache for business, finance and world leaders alike. Now even policymakers are creating rules to govern this space. It’s hard to keep up and make sense of it all. So let us help you by sharing some of the most interesting views shaping this space. Join your host, Silvia Pavo...

In this episode, senior reporter Ruby Hinchliffe sits down with the founder and co-founder of Money Means, Helena Wardle and Chanelle Pattinson. They talk about how financial planners can engage with the younger generation, an audience barely explored by the sector and which still doesn't understand the value of financial advice. Largely because the industry hasn't cracked how to explain it to the...

The latest edition of the FTAdviser podcast examines the energy security dilemma. There has been an accelerated push to transition to renewable energy since the invasion of Ukraine by Russia, which has made the drive towards energy independence a priority for many governments. Soaring energy prices has also made the need to shift towards solar, wind and hydrogen power generation even more urgent....

The latest edition of the FTAdviser podcast examines the prospects for clients that have income as a priority, in a world of higher inflation. After a decade where most assets yielded very little, presenting a very particular challenge for income portfolio managers, 2022 has seen yields rise, but the capital values of many assets fall sharply, while inflation erodes the real value of the income ge...

Next year the onboarding process for the pension dashboard programme will kick off. The creation of a single dashboard where savers can see all their pension savings doesn't just pose questions for pension providers - it also raises questions for advisers. This week FTAdviser's news editor Amy Austin is joined by Jonathan Hawkins, consultant at Bravura, and Heather Hopkins, founder of NextWealth,...

After a rollercoaster week in gilt markets following last Friday's mini Budget, FTAdviser deputy editor Damian Fantato is joined by Oliver Jones, asset allocation strategist at Rathbones, and Robert White, portfolio manager at Momentum Global investors to discuss the fallout. Gilt yields surged and the pound plummeted after the government announced a spate of tax cuts - though they recovered later...

It is well known that the profession is getting to the stage where it will soon have a raft of advisers looking to retire and either sell up or pass on their businesses on, but there may not be enough young people coming into the profession to plug this gap. But why is this? This week Amy Austin, news editor at FTAdviser is joined by Derek Bradley, chief executive officer of Panacea Adviser, and T...

As the cost of living crisis bites, the challenge for the insurance industry is helping to keep families protected. This week FTAdviser editor Simoney Kyriakou is joined by Stuart Tragheim, chief executive of Holloway Friendly, Debbie Kennedy, chief executive of Lifesearch, and Alan Lakey, founder of CI Expert. They discuss how the protection industry can make sure their products are seen as essen...

On this episode of the FTAdviser In Focus podcast we discuss current monetary policy and its effects on the bond market. Central banks in Europe and the US have raised rates as their economies are hit with rising prices. As a result bond yields have soared, as prices, in tandem with equity values, have crashed. But have banks acted quickly and strongly enough? William Morris, head of investme...

The task facing the Bank of England in controlling inflation is harder than that facing the new prime minister, an expert has said. Speaking to chief reporter at FTAdviser, Sally Hickey, guests David Henry, investment manager at Quilter Cheviot, and Sue Noffke, head of UK equities at Schroders, said the road ahead is unclear. “I think Liz Truss has an easier job than the Bank of England,” said inv...

The new consumer duty, for which the rules were confirmed in July, won’t see a substantial amount of change for advisers, according to the guests on the latest FTAdviser Podcast. Speaking to deputy news editor Sonia Rach, this week's podcast guests, Simon Harrington, head of public affairs at Pimfa, and Mike Barrett, consulting director at the Lang Cat, said there was likely to be little change co...

There is no scope to water down advice but if the industry wants to be able to serve the 15mn people who need advice but don't get it, change is needed, says Simon Harrington. The head of public affairs at the adviser trade body says what is currently possible is rooted in 'handbook guidance', rather than the handbook itself, which makes it risky for advisers to experiment with simpler m...

The start to 2022 was a rocky one for equities, with the MSCI World index losing 14 per cent year to date. While recent weeks have provided some respite for equities, with most markets rebounding to some extent, continued high inflation and rising interest rates mean equity investors could continue to experience something of a rollercoaster ride, with markets struggling to price in the changing ec...

This episode of the FTAdviser In Focus podcast focuses on financial advisers' mental health and wellbeing. Looking after your mental health is important and there are several stress factors advisers in particular should be looking out for, according to this week's guests. Shaun Doherty, owner of The 555 Club, and a former IFA, and Kerry Burgess, people operations director at First Wealth, dis...

Mortgage lenders cannot cope with the volume of business coming their way, advisers have told the latest FTAdviser Podcast. Speaking to senior editor Simoney Kyriakou, Jane King, chartered adviser for Ash Ridge Financial Services, said lenders had told her they were swamped, partly due to the difficulties of navigating hybrid working but also because of having to cope with ever-changing bank base...

This week the Bank of England has scrapped a key affordability test for borrowers wanting to take out a mortgage which was introduced following the 2008 financial crisis. Since Monday, lenders no longer have to assess whether borrowers will be able to afford a mortgage if interest rates increased by 3 per cent because the Bank claimed it was no longer necessary and was actively preventing people f...

Unfortunately a gender pensions gap exists and men are more often than not better off in retirement then women, but divorce often plays a role in this as many do not take into account a partner’s pension. When going through a divorce the court can make a pension sharing order to provide a transfer from a spouse with a greater pension provision to the one with the lesser. But many people do no...

Over the past few years, the world of discretionary fund managing has grown and so has competition in this space. As the number and complexity of funds increase, DFMs have become a popular tool for IFAs, helping them to find efficient ways of making the right investment decisions for their clients. But how can advisers make sure they’re entrusting the right people with their clients’ money, and wh...

The start to 2022 has been a volatile one for investors, with rising inflation and rising interest rates. In short, it is a difficult time to be an equity investor. Many areas of the market which led the recent 10-year-long rally have fallen away, which lead investors to wonder what comes next. In this special edition of the FTAdviser podcast, sponsored by Artemis, contributing editor David Thorpe...