Frugal Living for Families | Become a Stay-at-Home Mom, Saving Money, Get out of Debt, Easy Budgeting, Single-Income Strategies

Hey friend! Groceries and food is almost always one of the top 3 monthly expenses for families! So, this episode is the first of a FIVE-EPISODE SERIES all about helping you lower your monthly grocery spending to make a huge difference in your finances! (Make sure you are subscribed to be notified of the rest of the series!) Today's topic is discussing the best times of the year to stock up at the...

Hey Mom!   Do you get overwhelmed having to track every little expense each month just to know if you are staying on budget?  Do you find yourself wasting time having to fix some of the expense categories the budgeting apps choose for your expenses? If you hate the tedious process of budgeting and tracking all the details of your monthly spending, then you are going to LOVE this episode! I'm going...

Hey Mom! <br> While I do not advocate for having debt, I do believe some rewards cards can help us save money and even earn money or rewards, when used responsibly. So, in this episode, I'm sharing my personal strategy for using my credit card every month and how this habit helps my family! <br> I also reveal my top pick for the best mileage credit card and why it stands out from the r...

Hey Mom! <br> I know the weight of having debt hanging on your shoulders! And how it feels like it will never be gone. Does debt weigh your family down? <br> In today's episode, I am giving you my EASY strategy for negotiating with credit card companies to reduce your debt down so much faster. What will being debt free do for your family and your peace of mind? It's in reach! <br&gt...

Hey Mom! <br> Do you have some bills to pay but not enough income at the end of the month? Are you finding it difficult to pay for all the things your family needs? Or would you just like to make a little faster progress towards your financial goals? <br> Then this episode is for you! I am going over several ideas that can help you earn money right away!  <br> Try some (or all) o...

Hey Mom! Are your kids anything like my kids telling you they are bored about a week into summer break? It can't just be in my house! <br> If you are looking for some frugal fun ideas to spend time as a family, these thrifty summer activities should help you out. <br> Beat the boredom and make memories with these easy ideas that are cheap or even FREE! <br> It's time to have some...

Hey Mom! <br> Do you need to reduce your monthly spending, but you are worried you won't be able to still get what you need? <br> Do you struggle with impulse shopping because you don't want to go without? <br> Do you wish you could stop spending so much, but it feels hard to change your habits? <br> Well, I have good news for you! In this episode, I will be going over seve...

Hey Mom! <br> Want to make a lot of money at your next garage sale? I have compiled over 50 tips that will help you plan an epic garage sale that can help you earn the most money possible.  <br> This episode is part 3 of the Declutter for Money Challenge 2024, and I want you to turn your unwanted clutter into quick cash! <br> Let's get planning! <br> Part 1 in 3-part series...

Hey Mom! How is your decluttering going from last week's episode - Part 1 of the Declutter for Money Challenge 2024? I hope you have been able to set aside some items that you no longer need and can help you earn some extra money!  In this episode I am going over a long list of ways you can sell your no longer needed stuff. Are you ready to earn some CASH?? How much will you make? Let's go! Part 1...

Hey Mom! Are you drowning in clutter? Do you want to freshen up your home and make some money at the same time? Could you use some extra cash? If you said yes to any of those questions, then you MUST join my three-week series Declutter for Money Challenge 2024! In this episode, part one in the series, I am going over some easy steps to get you started on decluttering your home. You'll be able to s...

Hey Mom! Are you looking for some easy ways to honor Earth Day this year and save a little money while you're doing good for the planet? Look no further! In this episode, I provide several tips that are both eco-friendly and budget-conscious to help your family save even more money. Doing good comes with many rewards! How are you celebrating Earth Day? Come to our Facebook group at Facebook.com/Gr...

Hey Mom! Would you LOVE to be at home with your family, but you just can't give up your income (or at least not all of it)?  Are you already a stay-at-home mom, but you'd love to be able to bring in some income while working around your busy schedule? Either way, this episode is for you!  I am providing you with several side hustle ideas that can help you make money, while being at home most or al...

Hey Mom! It's spring time here in the States! And that means the flowers are blooming, the trees are growing leaves, and the weather is, well you know....unpredictable.  With spring comes the desire to get out of the house more after being cooped up all winter. If that is your family, I've got a great episode for you! I'm sharing several spring activities that cost little to no money, so you can g...

Hey Mom! Spring is officially here, and that often means a focus on spring cleaning. Well, I'd like to suggest taking a little time to spring clean your finances, too! In this episode, I go over the different areas with some ideas on how you can freshen up each category to make sure your family is fully aligned with your financial plan.  So, dust off those budgets, tidy up your debt, and put some...

Hey Mom! Do you have multiple sources of debt you are working to pay off? Do you feel overwhelmed with figuring out the right strategy to use? Do your debt balances feel like they aren't getting any lower? Don't stress; I'm here to help you! In this episode I break down the definitions of both the debt snowball payoff method and the debt avalanche method. I also list out the pros and cons of each,...

Hey Mom! Easter is just around the corner! Are you ready? Even with large family dinners and Easter baskets for the kiddos, you can spend little to nothing this year! In this episode, I share eight tips to help you reduce and/or eliminate many of the costs that come with celebrating Easter.  So, enjoy your Easter holiday, and tell the Easter Bunny I said hello! Blessings to your family, Mandy P.S....

Hey Mom! If you are struggling to make ends meet, living paycheck-to-paycheck, and wondering how you can keep up with rising prices at the grocery store, then this episode is for you!  I'm going over the MANY items I consistently see marked down on clearance, so you can learn what to never pay full price for again. Instead of blowing your grocery budget month after month, use my tips at the end to...

Hey Mom! Do you feel defeated at the grocery store when fresh produce doesn't fit into your budget?  Do you often feel guilty having to opt for less-healthy meals in order to afford feeding your family? And, do you desire to be more self-sufficient in providing for your family's needs? I know how you feel! See, I have felt these same hardships in my own family. So, I started learning how to garden...

Hey Mom! Have you created a budget, but it's not working for you? Is your progress toward your financial goals slower than you'd like? Do you feel like turning your finances around is taking FOREVER?? I completely understand how that feels, and I'm here to help! In this episode, I am going over the most common budgeting mistakes people make that keep them from success. Listen and see if you are ma...

Hey Mom! If you have debt, chances are you feel: ~ overwhelmed ~ stressed out ~ like there's a weight on your shoulders Am I close? I know, because I've been there (and still there!). I understand the pressure of feeling like your balances are barely shrinking at all. And, the guilt knowing all of the interest that feels so wasteful.  But, there's hope! In this episode, I lay out 10 easy strategie...

Hey Mom! It's the week of love! And, if you are looking to demonstrate your love to your spouse or kiddos this week (without spending a fortune), I'm here for ya! In this episode I provide 13 no or low cost gift ideas for celebrating this Valentine's Day.  Tell me your favorite in the comments, or share your own idea! Blessings to your family, Mandy P.S. -> Join our awesome FREE Facebook commun...

Hey Mom! Does your goal of becoming a stay at home mom feel like it's so far away? Are you just ready to be home NOW?? Do you sometimes feel the struggle of staying motivated for the long-haul? I know what that's like, and I'm here to help!  In today's episode, I cover six tips to help you stay motivated (or to find your mojo once again!) Your goal IS in reach, but you have to stay the course. You...

Hey Mom! This episode is part two in our stay-at-home mom series! In it I cover the actual steps you need to take to make your dream of being home a reality.  Throughout this episode, you'll build out your custom roadmap to help you accomplish your goal!  So, grab a notebook and pen, and be ready to take notes. You've got some work to do, but it's totally doable! Let's get you on your way! Yahoo!!...

Hey Mom! Do you dream of being a stay-at-home mom? Do you wish you could be home with your kids, and maybe even homeschool them? Maybe you even have a desperate need to be home to care for loved ones, but you aren't able to afford to give up your income? I see you, and I have been you! In this episode, I debunk the number one myth and complaint I hear from my clients and listeners. I show you how...

Hey Mom! Is eating healthier one of your goals this year? I know it's one of my goals! Do you ever feel like eating healthy costs more money? I often feel like I can get the best coupon and rebate app deals on the highly processed junk food. Ugg, why is that?? Well, I'm here to help you out my friend! In this episode, I am giving you 31 tips (plus 2 bonus tips!) for eating healthier without blowin...