Frugal Friends Podcast

Many people fear using their credit due to misconceptions surrounding this strong financial tool, not realizing the power of having a good credit score to save money. There’s no need to run off when you hear the word credit, because Michelle Lambright, founder of CreditWriter and a leading credit speaker and expert for more than two decades, is going to enlighten you on credit scores, the system,...

There are a wide range of personal finance books teaching you about money numbers and mathematical equations to guide you to your financial goals, but our minds have a lot more to do with our personal finances than math does. Tune in as the Frugal Friends will give you another round of interesting book recommendations that excellently discuss the intersection of the psychology of money and persona...

Student loan interest is just around the corner, and as always, we've got your back! This won’t just be about your debt; it is for everyone trying to incorporate their student loan payments into their budget and financial goals. In this episode, let’s talk about all things student loans, debt, and prioritization to live an intentional and values-based spending life! 🎙️ Get full show notes here!  h...

Women, especially mothers, often struggle to recognize their worth because of the expectations society has bestowed on them. In this episode, Cat Collins, an award-winning blogger, writer, speaker, and mom, unravels with us what women, especially moms, are capable of doing, from their finances to all aspects of their lives as mothers— which is more than they ever thought. 🎙️ Get full show notes he...

Life always takes us by surprise, and every now and then, it blesses us with windfalls. Whether you receive rebates, tax returns, a loved one leaving you an inheritance you didn’t anticipate, or even a stroke of luck in the lottery, these windfalls can leave us both excited and wondering what to do next with them. We will win you over with another rich episode as we guide you in knowing the next w...

In a world constantly trying to find and stick with its extremes, why not enjoy the best of both worlds? The radical middle applies to both our financial decisions and the choices we make every day. In this episode, Jen and Jill share the definition of the radical middle, its importance to our finances, and applying it to our lives–not just the middle but all sides of finding the radical middle. ...

Make your Disney dreams come true! Jen & Jill team up with Disney expert Lou Mongello to uncover the ultimate secrets of doing Disney on a budget. From trimming down ticket costs to revealing the secrets behind scoring budget-friendly hotels, dining, and adventures, we've got all the insider tips to make your Disney experience unforgettable. Grab your mouse ears and listen in. 🏰 🎙️ Get full s...

In this episode, Jen and Jill delve into this thought-provoking subject: the feeling of struggling financially despite having a substantial six-figure income. Join us as they discuss the mindset behind feeling "broke" and explore why it seems like our income never quite measures up to our expectations.  🎙️ Get full show notes here!  https://bit.ly/3OS0Uye 💌 Want to save money and spend better in...

Join Jen and Jill as they talk all things rent! With rent prices increasing across the board, finding ways to cut expenses on housing is crucial. Discover the latest trends in housing preferences and learn some tips to save money on rent such as knowing the market and practicing negotiation. And don't miss the hilarious "slow twerking" technique! 🎙️ Get full show notes here!  https://bit.ly/3DOJfB...

You're in for a frugal fiesta in this special Frugal Friends episode! Jen and Jill revisit their 2021 Frugal Living Summit interview with Poised Finance Lifestyle's millennial Latina mom, Sahirenys Pierce, who shares her High-5 Banking Strategy that simplifies your savings. Give yourself a high-5 today! 🎙️ Get full show notes here!  https://bit.ly/3QpU8kC 💌 Want to save money and spend better in...

Hesitating to buy a new car? Guilty of spending money on a latte on your way home? Discover guilt-free and unashamed spending habits through your own values. Learning how to spend with intention does not only benefit our finances but also our overall well-being and connections with other people. In this episode, Jen and Jill laid out the blueprint for values-based spending and its significance in...

People that are frugal are frequently labeled as bad tippers or cheap. When the pandemic struck, tipping became a hot topic, sparking deeper and more complex discussions about gratuity. As your best frugality companions, we'd like to dispel the idea that we're bad tippers. This episode will help you become a better tipper by making you wiser and more well-informed about it. 🎙️ Get full show notes...

Join us in this episode as we chat with Brad Barrett, co-host of ChooseFI, about the ever-evolving concept of financial independence. In this conversation, Brad shares how things have evolved over the past decade and what financial independence means today. Whether you're new to the concept or looking for new perspectives, we've got valuable insights and practical tips to help you on your journey...

Which is more realistic: unicorns or a budgeting philosophy that's tailored to your values? Clearly, it's the values-based budgeting approach. In this episode, we guide you through identifying your core values, evaluating your spending habits, trimming what doesn't align, and how you can start living the life you want RIGHT NOW. Join Jen and Jill as frugality meets purpose in this episode. 🎙️  Get...

Calling all personality test nerds! Today’s episode explores spending habits through a fresh, fun lens - Enneagram types! These bad boys not only reveal your personality type but also provide a sneak peek into your spending style. It’s like having a secret weapon to power up your money moves! Tune in to Jen & Jill and discover how your Enneagram type can change the way you approach your financ...

Want to turn your love for numbers into a money-making side gig? Try bookkeeping! In this special Frugal Side Hustle episode, Kate Johnson joins Jen & Jill to get into the art of bookkeeping. Learn everything you need to know to kickstart your bookkeeping journey and unlock the potential for a thriving side hustle! Listen in as Kate, Jen, and Jill explore the ins and outs of bookkeeping. 🎙️  G...

Caught yourself staring at your filled online shopping cart? Received another discount premium membership email on your go-to online site? Maybe it’s time we reignite our creativity, as this episode offers plenty of options before you click checkout on your Amazon cart. Prepare your notes as Jen and Jill give ways to reduce our online shopping and offer alternative sites you can browse through on...

Sun out doesn't mean funds out! Join us as we embrace the sunshine and dive headfirst into the world of frugal summer living. In this lighthearted episode, Jen and Jill talk about how summer can trigger more spending, how to stay on budget, and unique ways to take advantage of this hot season. Whether you're lounging by the pool or road-tripping to a hidden gem, we've got you covered. 🎙️  Get full...

HIStorical misconceptions will tell you that women are only interested in shopping rather than handling their finances. Well? That’s not the case for HERstory. Women today hold a lot of wealth in the economy, and the number is still growing. Together with your favorite frugal ladies and Jean Chatzky, this episode deconstructs the misconceptions about women and money, talks about the new generation...

You have a new message from the Frugal Friends! A new month has come by, and so do the dreaded monthly bills. The phone bill is one of the monthly bills some may consider fixed expenses. However, there are no expenses that you cannot lower if you get creative. Join us as we explore the answers to the hundred questions about the seemingly increasing phone fees every year and how we can save on our...

Unlocking the key to smart ways of handling your finances begins with understanding the power of habits and their impact on your life. Habits are not easy to bend and break, and there’s always continuous effort to change certain aspects to replace them with something better. Join us in this episode as we identify the causes of why we overspend, acknowledge these mistakes, and break and replace the...

Did you know that most marketing companies in the US during the early 1950s focused heavily on recycling materials? In today’s linear economy, most companies push customers to buy convenient yet unnecessary things that are easily disposed of. Let’s change our ways as we learn more about the Circular Economy, its impact on our environment, and how you can save money by engaging in it! This intervie...

Attention all the fine single ladies! Managing your finances alone always carries a huge burden for singles as many people believe that being single puts them at a greater risk for financial insecurity in their later years– but we think differently. Why? There are just a lot of women who are slayin’ their financial goals regardless of their relationship status. In this episode, we discuss the real...

Have you ever looked at the latest vacation photos on your social media feed, wondering when you’ll be able to experience traveling without worrying about your finances? It’s time to stop hesitating, as this episode traverses the map and guides you to your dream destination of full-time travel on a budget. Come and get ready for a frugal adventure-packed journey with us! 🎙️  Get full show notes he...

While honesty is a component in solidifying relationships, Caroline had to keep some financial secrets from her husband to make their finances work (because married life is not always filled with great laughter and romantic late-night talks.) Still, there is a greater challenge in fulfilling one’s role in the marriage and responsibility with their family. In this episode, we hear from Caroline abo...