Freedom To Retire

In 2019, the government passed the Secure Act, which raised the RMD age from 70 &1/2 to 72, while also eliminating the stretch IRA.  Now, congress is entertaining a "Secure Act 2.0," and on this episode Jim Cipriotti talks about what it includes and how you should prepare for it. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on W...

It's the million dollar question (which might have a slightly more expensive answer).  Jim Cipriotti offers his thoughts on this episode. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit  www. RetireReadyFG.com . See omnystudio.com/listener for pr...

On this episode, Jim Cipriotti discusses the difference, and the moves you can make during each to turn market concern into oppportunity. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit  www. RetireReadyFG.com . See omnystudio.com/listener for pr...

Short answer: you're not in your 20s and 30s anymore, and your strategy shouldn't be the same.  The longer answer, as well as Jim Cipriotti's interview with Vice President Mike Pence is right here. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit ...

... And how long until we see it? On this episode, Jim Cipriotti talks about how we can take action to protect our retirement savings during these increasingly uncertain times. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit  www. RetireReadyFG.c...

That's long been the saying.  And with more and more people moving to cash each day (the highest levels since September of 2001), it certainly seems to be the case. Jim Cipriotti discusses if this old adage is still true and, if it isn't, what other options there are on the latest episode of Freedom to Retire. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financ...

It's a common held belief that you'll be in a lower tax bracket once you retire.  And while that may be true, it doesn't mean that you'll be paying  less in taxes in retirement.  And not knowing that can be just as devastating as a market downturn.  Jim Cipriotti discusses what you need to know on the latest episode of Freedom to Retire. Make sure you catch Freedom To Retire with Jim Cipriotti, po...

We're living in uncertain financial times, so if you were hoping to retire, can you still do so? That all depends on how well you've planned Jim Cipriotti discusses that and more in this week’s episode. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Ji...

Could the recent interest rate hikes lead to a recession? Many in the financial world are wary, but what should you be doing to protect your retirement savings? Jim Cipriotti discusses that and more in this week’s episode. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a...

With financial uncertainty clouding the picture, it's critical to be planning for all the outcomes. Jim Cipriotti discusses the importance of protecting your savings while generating income in retirement. That and more on the latest episode of Freedom To Retire. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT....

As you journey to and through retirement, it's critical to understand your spending plan. Jim Cipriotti discusses that and more on the latest episode. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit www. RetireReadyFG.com .  See omn...

Jim Cipriotti discusses the factors to consider when making a Roth conversion as well as the importance of knowing your tax situation in retirement and planning for it. That and more on this edition of Freedom To Retire. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a co...

Are you waiting for interest rates to improve? That may not be the best strategy. Jim Cipriotti discusses the importance of making sure your money is continually working for you and other retirement strategies to reassess.  Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a...

With uncertainty and volatility in the financial world, what should retirement savers be focused on? Jim Cipriotti discusses some important factors to keep in mind as you navigate these storms. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriot...

With inflation here to stay, what strategies are you utilizing to help fight its negative effects on your retirement spending power? Jim Cipriotti lays out some options. That and more on this week's episode. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation wi...

While there's no single right way to plan for retirement, there are certainly wrong ways to do it. Jim Cipriotti discusses how to choose the right path on your retirement journey. That and more on this week's episode. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consu...

You've probably heard all types of terms when it comes to retirement planning, but what do they mean to you? Jim Cipriotti discusses how to make sense of all the financial jargon. That and more on this week's show. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consulta...

Many Americans have retired sooner than expected in the wake of the pandemic. Jim Cipriotti discussed what we've learned during a period referred to by many as "The Great Resignation." That and more on this week's episode. Make sure you catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a...

On this week's show, Jim Cipriotti discusses the importance of positioning our assets properly to held fuel a long and successful retirement. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit www. RetireReadyFG.com . See omnystudio.com/listener for...

On this week's show, Jim Cipriotti talks about how we can take action to protect our retirement savings amidst uncertain times and a litany of other financial topics. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit www. RetireReadyFG.com . See om...

On this week's show, Jim Cipriotti discusses the importance of making resolutions with your finances as well as the changes that could be coming with your required minimum distributions. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit www. Retire...

How are you set up to deal with market volatility? Jim Cipriotti discusses ways to plan for that possibility as well as the troubling inflation numbers we've seen amidst the pandemic. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 4:00 p.m. ET on WPHT. For more information and to schedule a consultation with Jim Cipriotti, visit www. RetireRea...