Freedom To Retire

And if you said "yes," then... why?  Jim talks about why so many people may be in better financial shape than you thought on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more information and to schedule a complimentary consultation with Jim Cipriotti, visit  www...

No, not sweeping those unsightly accounts under the rug, but there could be a lot of value in consolidating 401(k)s, 403(b)s, and all the alphabet soup you may have in your portfolio.  Jim discusses on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more informatio...

Even if you don't have a pension option at your job.  Jim talks about the importance of consistent sources of income in retirement and how to create them on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more information and to schedule a complimentary consultatio...

Two different financial media personalities have recently weighed in on this subject, and their opinions are vastly different.  Jim talks about which one (if either) is right on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more information and to schedule a comp...

There's lots of media that talk about "The average retirement this, the average retirement that..." but wouldn't you rather have a retirement that's more than average, that's suited specifically for you?  Jim talks about how much weight we should give these financial rules of thumb on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial G...

Spoiler: not very.  Jim Cipriotti breaks down this decade's old rule of thumb, and discusses a better mindset when it comes to withdrawing from your savings on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more information and to schedule a complimentary consulta...

This coming from Ted Benna, the "father" of the 401(k).  Jim discusses Ted's statement, and how it can be remedied on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more information and to schedule a complimentary consultation with Jim Cipriotti, visit  www. Retir...

There are many out there who have the means to retire, but choose to delay it for one reason or another.  Jim talks about the pros and cons of making that decision on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more information and to schedule a complimentary c...

Only half of pre-retirees think their retirement will go smoothly, and only a third say it actually is.  The biggest challenge? The transition to no longer being in the working world.  Jim discusses his experience helping people make that transition over the past 25 years on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every...

Which would you want to talk about the least?  Jim Cipriotti discusses why people are so hesitant to talk about their personal finances, and the importance of being able to do so (at certain times) on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on WPHT. For more information...

An economist is calling for " worst crash of our lifetime " later this year.  And while that's speculation, there are certain things we know for sure: interest rates will come down this year, and taxes will go up after 2025.  Jim Cipriotti talks about how to take advantage of the known (while also planning for the unknown) on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipr...

And furthermore, is there anything we should be doing before that happens?  Jim talks about why now might be the best time to lock in some of the rates that banks and other companies are offering on interest-related accounts on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM and Sunday at 5:00 PM ET on...

Why do so many resolutions fail within the first month of the year?  Simply put, they're too unrealistic.  Setting smaller incremental goals, and celebrating those milestones,  can go a long way to ensuring that success.  So if your goal for 2024 is to get your retirement planning underway, a great first step is listening to this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipri...

Is there a correlation between how you drive and how you save for retirement?  As millions of Americas get ready to hit the road for holiday travel, Jim discusses the similarities between safety on the road and safety in your retirement planning (and how to improve the latter) on the next episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Gr...

If you watch any of the financial channels on tv long enough, you'll hear contradictory messages, sometimes within hours or even minutes of each other!  Jim talks about how to cut through all the financial noise and make sense of what affects you on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on...

As predictions are coming in for 2024, one thing we know for sure is that tax thresholds will be increasing across the board.  What exactly does this mean, and will it help or harm investors going into the coming year?  Jim Cipriotti explains on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPH...

While everyone's retirement will look different, one thing that is fairly common is not wanting to *un-retire.*  Yet there are those out there who want to continue working, or perhaps even go back to the workforce.  And that's not a bad thing!  Jim Cipriotti talks about this growing trend, and how it should be a matter of choice and not necessity on this episode of Freedom to Retire. Catch Freedom...

We're now less than a year away from the 2024 presidential election.  Should you dictate your investment strategy based on the outcome?  Jim offers his thoughts on what to do leading up to (and following) the election on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT. For more information a...

After a bad 2022, bonds have bounced back this year, with some of the highest yields since 2007.  Does that mean it's time to go back in on bonds?  Jim Cipriotti offers his thoughts on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT. For more information and to schedule a complimentary consu...

What's better- timing the market, or time in the market?  Jim discusses how to take the stress out of market performance and more on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT. Learn more about Jim and his team at RetireReadyFG.com or on social media: Facebook , Instagram , and LinkedIn...

Why are you still working?  Is it because you need to, or because you * think * you need to? Jim discusses how taking the time to develop a retirement plan could help you achieve those retirement dreams sooner than you might think on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT. For more ...

Despite all the doom and gloom predictions surrounding the market heading into this year, it’s kept trudging along in a positive direction.  Does this mean good things heading into 2024, or is there still reason to be cautious?  Jim Cipriotti offers his thoughts on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday...

While inflation seems to be dwindling, market volatility continues and interest rates are at a 22 year high.  Despite these challenges, there are actually ways to use all this economic turmoil in our favor.  Jim Cipriotti explains how on the next episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT. F...

With all the talk of inflation (finally) cooling off, the Fed still seems intent on getting it to drop from 3% to 2%.  Jim talks about what difference one percent actually makes, as well as what it could take for us to get there, on this episode of Freedom to Retire. Catch Freedom To Retire with Jim Cipriotti, powered by Retire Ready Financial Group every Saturday at 9:00 AM ET on WPHT. For more i...

Auto-pay is a great way to take care of your monthly subscriptions and bills without having to think about them… but sometimes that means forgetting about (and paying for) things you’re not even using anymore.  Kind of like fees you may be paying for in your retirement accounts without even knowing about them! Jim talks about these hidden fees, and ways to reduce them, on this week’s episode of Fr...