Freedom Before FI | Life Design, Purpose, Sabbaticals, Coast FI & Financial Independence (FIRE)

On this episode I share 3 big lessons I learned from the book The Simple Path to Wealth by JL Collins. This is one of my favourite books on the FIRE movement and it helped me a lot to understand more about the stock market and index fund investing during my early research days. Today’s topics: Outline concept of the book Key Lesson No. 1 Key Lesson No. 2 Key Lesson No. 3 Freedom Before FI Links: F...

We’re continuing our mini-series of the 3 biggest lessons I’ve learnt from Financial Independence books that have helped me on my journey (which I’m still on btw!). On this episode we’ll be diving into the book Quit Like a Millionaire - No Gimmicks, Luck or Trust Fund Required, written by Kristy Shen and Bryce Leung. They both retired in their early 30’s as Software Engineers to travel the world,...

It’s no secret that books can be life changing. In the next few episodes, I’ll be giving you my 3 biggest lessons learned from some Financial Independence books that have changed my life on my journey. Up first we have Rich Dad Poor Dad by Robert Kiyosaki.  Today’s topics: Outline concept of the book Key Lesson No. 1 Key Lesson No. 2 Key Lesson No. 3 Freedom Before FI Links: Free Guides: Download...

I’ll be sharing how one of my favourite quotes can help you live an ‘easy life’. The quote is “Hard Choices Easy Life, Easy Choices, Hard Life” by Jerzy Gregorek. A Polish national who previously moved to the US as a political refugee. He went on to be a 4 time World Weightlifting Champion and holds one World Record.  Today’s topics: Intro: what is the lesson behind the quote How its connected to...

If you’re finding it difficult to pursue your goals in life, you might be missing this one ingredient to your ‘successful life’ recipe. What is it you might ask, well its none other than ‘Compounding Time’. Just how Compound Interest works in your investment strategy, the theory can be applied to your time and ultimately your life goals. Today’s topics: An intro to time compounding A real life exa...

I got to speak with Steve Cummings, an American world traveller, a family man and a digital nomad who runs the personal finance blog ‘The Frugal Expat’. Steve accelerated his path to FI when he moved to Taipei, Taiwan in 2017, by using Geoarbitrage and working as an expat English teacher. He recently moved to Melbourne, Australia with his family where he is now enjoying fatherhood and running his...

Do you find it hard to go out and socialise while in saving and investing mode? Perhaps you want to pursue your FI journey but still want to enjoy life and be saving and investing all at the same time. On this episode we give you 23 ideas of fun things to do that you can do with friends (or use to make new friends), and importantly doesn’t break the bank! Today’s topics: The 23 fun and frugal acti...

I got to speak with Dave Visaya who talked about his transition from being a Nurse to now running multiples businesses, from a podcast production company to rental properties. He explains how he used entrepreneurship to accelerate his FI journey and create time freedom in his life. Dave has been working on the production of the Bigger Pockets podcast for a number of years now and is also a podcast...

Have you always wanted to invest in US Stocks, ETF’s or Index Funds from outside of the US as a foreigner or expat, but not quite sure how? I’ll be discussing the 5 steps on how you can invest in Vanguard funds like VTSAX, VTI, VOO, VWRA which we hear a lot about in the FI community Today’s topics: The 5 steps to invest in US Stocks, ETF’s or low cost Index Funds if you live outside the US: Your l...

I got to speak with Kenneth Reyes-Lao about his interesting journey from living in a bustling city working in corporate, to moving to a smaller city with more nature, growing and selling his own chocolate! Kenneth and his wife are founders of Cacao Culture, a social enterprise based in Davao which is in the south of the Philippines. Their mission is to spread love for Philippine Cacao and Chocolat...

If you’re considering taking a Sabbatical (A.K.A a Career Break or Mini-Retirement), and not quite sure what to do during it, I’ll be giving you some awesome ideas of things you can do while on your break. Today’s topics: The Sabbatical ideas are split into 4 archetypes: The Explorer: ideas for those who want to explore the world or go on an adventure  The Seeker: ideas for those that want to find...

We are joined by Allen, the host of the Youtube channel ‘Bohol is Awesome’. You’ll learn how he intentionally designed his life to get freedom along his journey. Other than being a vlogger, he’s been a digital nomad for 12 years working remotely in different countries, he and his wife are entrepreneurs building businesses, he’s half Canadian and half Filipino and just an all round top guy! Today’s...

We talk about alternative lifestyle options you can consider if you’re not so into your job anymore. We’ve split the options up into 3 groups,  Lifestyle options where you’re still working full time Lifestyle options where you’re working only partially Lifestyle options where you don’t need to work at all On todays episode (Part 2), we cover the second and third groups. These options can also help...

We talk about alternative lifestyle options you can consider if you’re not so into your job anymore. We’ve split the options up into 3 groups,  Options where you’re still working full time Options where you're working only partially Options where you don’t need to work at all On todays episode (Part 1), we cover the first group, options where you’re still working full time. We’ve then split these...

Have you ever dreamt of living in a tropical country full of delicious exotic food, pristine beaches and at a fraction of the cost compared to places like UK, US, Canada and Australia? On this episode, I highlight three of my favourite affordable cities in South East Asia to live, work and to help you save more money to reach your Financial Independence goals, or if you just want to improve your l...

We talk through the 5 steps to plan and execute your Geoarbitrage (or Geographic Arbitrage) lifestyle. In the first part we discussed steps 1-2, now on this episode we discuss steps 3-5. Geoarbitrage (also called GeoFIRE in the FI world) can really speed up your journey to Financial Independence, so its worth checking out to see if it can work for you! Today’s topics: The financial aspects to thin...

We discuss the 5 steps to plan and execute your Geoarbitrage (or Geographic Arbitrage) lifestyle. In this first part we discuss steps 1-2. Geoarbitrage (or sometimes called GeoFIRE in the FI world) can really speed up your journey to Financial Independence. Today’s topics: The main task you need to do which underpins your whole Geoarbitrage plan. We discuss the super important topics you need to c...

There is one strategy that can massively accelerate your path to Financial Independence and it may involve travelling to new places (amazing!). What is that strategy you might ask… well it’s none other than Geoarbitrage (or Geographic Arbitrage). Today’s topics: An intro to Geoarbitrage (aka GeoFIRE) and how it can help you reach FI quicker. Domestic Geoarbitrage and some examples. International G...

Did you know that there are alternative retirement options to traditional and early retirement? In this 3 part mini-series we’ll be talking about 3 different retirement types that can help you get freedom before reaching Financial Independence.  Today’s topics: We dive into alternative retirement option 3: Phased Retirement  1. We introduce what Phased Retirement is and how this alternative retire...

Did you know that there are alternative retirement options to traditional and early retirement? In this 3 part mini-series we’ll be talking about 3 different retirement types that can help you get freedom before reaching Financial Independence.  Today’s topics: We dive into alternative retirement option 2: Early Semi-Retirement: 1. We introduce what Early Semi-Retirement is and how it can help you...

Did you know that there are alternative retirement options to traditional and early retirement? On the next few episodes we’ll be talking about 3 different retirement types that will help you get freedom before reaching Financial Independence.  Today’s topics: We dive into alternative retirement option 1: Mini Retirements 1. We introduce what mini-retirements are (AKA a Sabbatical, Career Break or...

What stage of the money journey are you on and how exactly do you move from stage to stage? Today’s episode is a continuation of the previous episode (episode 7).  Today’s topics: We discuss practical tips on how to move up each stage of the money journey. Here are the five stages we talk about: Stage 1: the ‘YOLO Life’ stage Stage 2: the ‘Debt Free Life' stage Stage 3: the ‘Investing Life’ stage...

Did you know that we are all on a ‘money journey’ and that there are stages to this journey. Knowing what stage you’re at is crucial to achieving your freedom lifestyle. Today’s topics: An overview of the Freedom Before FI Money Stages: Stage 1: the ‘YOLO Life’ stage Stage 2: the ‘Debt Free Life' stage Stage 3: the ‘Investing Life’ stage Stage 4: the ‘FU Life’ stage Stage 5: the ‘FI Life’ stage Pl...

Todays episode is an overview of the basics of FIRE (Financial Independence Retire Early) and personal finance. Today’s topics: A beginner’s 7 step guide on how to buy your freedom: Step 1: Your Vision and Future Goals Step 2: Education & Financial Literacy Step 3: Earning  Step 4: Saving and Controlling your Spending Step 5: Investing Step 6: Staying the Course Step 7: Buying Freedom  Bonus T...

Are you not sure what to do with your life and need some direction to find your purpose? Join me on this episode where we help you identify your life goals. Today’s topics: The importance of having a life vision and life goals We walk through a short exercise you can do to help you figure out what your life goals are (5 questions and 5 minutes each) Reviewing and refining your answers  Sorting out...