Follow Me Out of Debt | Get out of debt and get into prosperity!

Does the thought of making a much larger payment on a credit card cause a little hesitation?

Sometimes folks may not react to your news of getting out of debt like you might expect. The key is to know that it's not you; it's simply that they may not cheer when you win.

It's important to stay organized, even if you need to periodically reset.

Proper planning is crucial to success. It's as simple as that.

After setting a goal, it may feel like you've accomplished something. However, your goals and tasks need to be nutured, and part of that includes following up and following through.

How can you harness the excitement of change, even if you're someone who usually resists it?

Let's talk about our attitudes when it comes to stress and how we can better manage stress through our own attitudes.

How would your life change if you accomplished five important and prioritized tasks every single day?

Whether your goal is getting out of debt or something entirely unrelated to personal finance, having a purpose is paramount.

How to start a business with little or no money (well, you will need some money).

Having an accountability partner when you're working towards a larger goal will boost your chances of success exponentially.

If getting out of debt is making you miserable, then you're doing it all wrong.

It's information. It's planning. It's goal-setting. It's excitement. It's time for real talk about annual budgeting.

Those bright and colorful lottery machines are costing you more than you realize.

Have you ever looked into why you stopped short of success? It could be because of that small voice of doubt, and if it was, it's time to take back the power and use it to accomplish our goals.

When we realize the weight of a certain problem, an anxious response is common. The key is to not be overwhelmed for longer than necessary by taking things little by little.

Multitasking is a hoax, or at least it's not what it seems to be.

If you haven't done so already, eventually you will get to the point where the journey is no longer an uphill climb but instead a downhill decent. You'll pick up speed with paying down debt, and you'll experience the first taste of true financial freedom.

In Proverbs 27:17, we know that iron sharpens iron, so one man sharpens another (NIV). How does this relate to personal finance?

Does this sound familiar? A check is received in the mail, completely unsolicited, asking you to cash the check immediately to use however you wish. Beware and always read the fine print, and remember to destroy these checks if they don't line up with your personal finance plans.

When you travel to a new destination, you will likely use an app, GPS, or even an old-school map to get there. Planning to get out of debt isn't much different.

A healthy credit score is important to have. A credit score is not just for getting a loan. As a matter of fact, your credit score can be used to determine your premiums you pay on auto insurance (or even qualifying for insurance in the first place). It can also be used to determine if you'll be hired when you're looking for a job and also could be used to help a company decide on who is promotabl...

John Maxwell has famously stated that a budget is telling your money where to go instead of wondering where it went. Our budget needs to be truthful and honest. Overspending happens when we lie to ourselves and end up using credit cards to make up the difference.

We all make mistakes, right? Some of those mistakes are larger and more destructive than others, but the common thing about all mistakes, both large and small, is that we have an opportunity to learn from them.

How can we use the power of our similarities to work together to get out of debt faster than we could if we were just going at it alone?