Follow Me Out of Debt | Get out of debt and get into prosperity!

When it comes time to purchase a vehicle, ideally you could pay the entire amount without borrowing a single penny in order to do so. However, that's not always possible.

If you want to truly succeed with learning something, be sure to take action while you're learning at the same time.

I don't know about you, but I am someone who tends to enjoy stretching my limits when it comes to goalsetting.

While we may have dug ourselves into these situations that we face, there are moments when you might feel like so much of this is just… nonsense!

Are you finishing out the year strong, financially speaking?

Let me share something with you today that is somewhat easy to do, and at the same time, has a payoff that can be worth more than you might imagine. It's an almost foolproof way to always keep your goal in front of you. It's a method that is nearly guaranteed to keep you focused and on track towards achieving your goal.

When we are in the process of getting out of debt, we sometimes get to a certain debt that may take longer to pay down and pay off. When this happens, we find ourselves in this lull of sorts where we are continually attacking this debt balance that we owe, but it feels like it is taking an incredibly long time to complete the goal of paying it off.

Your credit score is very important, and a healthy credit score is a necessity.

Learn how to consistently save 10% of your earnings.

You may or may not have reached your breaking point. If you have, you'll never forget that moment.

We've all been through some hard times. This is especially true when it comes to our finances.

When was the last time that you felt truly unstoppable?

Do you have monthly amounts charged to your credit card? It may be best to consider moving those automatic payments to your debit card instead.

The number one reason most people have a difficult time with staying on track with their goals is due to fear and the natural inclination to go back to what feels comfortable.

I have to say that an income planning spreadsheet is not only easy to create, but it helps tremendously when planning out your budget for any given month.

Let's face it. Credit cards are super easy to use, and that's done on purpose.

All of us can get overwhelmed, but what's the best way to prevent that when it comes to our personal finances?

What happens when you make a huge mess, and how do you get out of that mess?

Our lifestyle choices determine where we end up as far as our personal finances are concerned.

For some folks, they are likely in debt at least partially because they were trying to impress someone along the way.

Are we truly consistent with the things that affect us in life, whether that's physically, spiritually, or emotionally?

The ability to refocus can be simple, and it's incredibly necessary sometimes to get things back on track.

To succeed with paying down and paying off debt, first we need to interrupt the pattern of debt.

The first step in accomplishing any goal is to understand where you are right now.

I called a credit card company to ask to have the APR lowered on one of my credit cards, and this one in particular wasn't budging on their stance to say no to my request.