Follow Me Out of Debt | Get out of debt and get into prosperity!

There is true freedom to experience in minimalism. Minimalism isn't exactly a new topic, but it is one that I prefer to revisit from time to time on this show because I do feel that it is an important lifestyle to consider. This is especially true if you are in the process of fixing your current financial situation. Truth be told, minimalism and getting out of debt and getting into prosperity high...

Out of all of the budget line items that exist in your standard budget, the grocery budget line item is typically the most frustrating at times. We start out the month with the best intentions of sticking to our grocery budget, but for one reason or another, this particular category in our budget seems to have a way of getting out of line. We find ourselves either changing our budgeted amount for...

Have you ever caught yourself dreaming of becoming an author of a best-selling book or a director of an award-winning movie?    Maybe you have or maybe you haven't, but in today's episode, I'm going to be talking about how each and every one of us is able to write our own story.   We all come from different walks of life, and all of us have our own personal struggles. They're not always financial...

I'm not a gambling man, but this is almost a sure thing. If we're in the process of getting out of debt and getting into prosperity, we're essentially betting against broke. Going down this road can be a bit scary at times, and we are likely going to come across road blocks, hurdles, and other problems. There's not much that we can do to avoid these things, but we can still persevere.    There are...

What are the things that are stopping you from earning more income? While the answers may vary for each of us, the majority of folks will find that they will come across some of the same roadblocks along the journey of getting out of debt and getting into prosperity.   First, you'll likely hear advice from well-meaning friends or family members on the subject of personal finance. Some of the advic...

Saving money on groceries doesn't need to be difficult. As a matter of fact, you can learn how to save money on groceries right now. We're not talking about clipping coupons, either (although this could save you even more money when you combine clipping coupons with this advice). We're going to walk through some truly simple steps that will likely save you a hundred dollars or more each and every...

Here are five ways that you can implement immediately to improve your life. While everyone is different, these five methods should work for most folks who are looking for more energy, less stress, and the ability to accomplish more tasks and goals.   First off, we need to make our health a priority. Proper sleep, diet, and exercise are incredibly important. You can't enjoy your wealth without your...

Are you looking to claim more time for yourself? Do you need to spend more time with your family and friends? It's time to change the way that you approach work in of itself and in all of its forms.   We've all heard this little saying that tells us to work smarter, not harder. It has appeared in books, magazine articles, and even other podcasts. I've said before that I prefer working smart and ha...

Here's how you can get hired at DaDa at the highest pay possible.    I have received lots of questions on episode 290, where I discussed getting hired to teach English to kids online through a company called DaDa. To learn more about the company and to apply, give episode 290 a listen if you haven't done so already or simply visit http://followmeoutofdebt.com/dada to go right to DaDa's hiring page...

Get ready to learn about the best online part-time job! This truly is going to be a great opportunity for you if you are someone who loves to teach. The pay is realistically between $13 to $22 per hour, and you can work as little as four hours per week.   Does this sound too good to be true? It's not. This is tried, true, and tested by yours truly. I've researched tons of opportunities, and I will...

Let's get a little nostalgic today. We're going to look back to the good ol' days before we had debt. Regardless of how long ago that may have been for you, I would like you to try to remember what it was like when you weren't bogged down with medical bills, credit card statements, auto loans, student loans, and other forms of debt. Think about how it felt to have zero debt. Remember how great tha...

Are you looking for a way to no longer be overwhelmed when it comes to accomplishing your larger goals? Have you ever found yourself trying to take on too much at the same time? I certainly know that I have.   Sometimes when you learn something about yourself, it gives you the unique opportunity to be able to make a change that will benefit you in ways that you never thought imaginable. I noticed...

Recently, there was a request that came through on the show's iTunes reviews to cover some items on the topic of saving and investing. While I'm not personally at this point yet as we're still in the process of paying off debt, I have begun researching this topic because I want to be ready to hit the ground running when the time is right. I highly recommend that you do the same so that you're read...

Outgo is just as important as income, and sometimes we may forget about that. It's easy for us to simply focus on what we have coming in and not pay as much attention to what's going out. Thankfully, there is a better way for us to manage our finances.   As many of us may already know, there are lean times that come upon us at some point in time. Knowing how to manage those leaner times by control...

Today you'll learn how to channel anger into fuel for accomplishing your goals. It's possible to do this, but first you'll need to focus.   When we get angry, a lot of times we may try to stifle that anger or lessen it by getting into some bad habits. Some of us turn to alcohol, some of us turn to cigarettes, and some of us turn to lashing out at others because of our anger. None of these are heal...

Discover today my thoughts on whether or not you should talk about finances in front of your kids. I'll give you a hint: they probably already know.   Here's the deal. Many times, we don't give kids enough credit. We think that if we hide out in a particular area of the house with lower traffic that they won't know or find out what's going on. We hope that they don't discover the financial struggl...

Let's discuss how distractions get in the way of our goals. There is no doubt in my mind that even the smallest distractions can prove to be detrimental in our pursuit of certain goals that we have, and the only way that we can dissolve these distractions is to get better at identifying them to begin with.   Of course, this is not always an easy task. Much of the time, we aren't even aware that a...

I'd like to share some tips on how to replace worry with focus, and I'd also like to tell you why this is incredibly important. First and foremost, let me mention that worry will get us nowhere. Worry does not help to move goals any closer to the finish line, and worry does nothing to help us with any agendas that we may have in the works.   The best course of action is to replace worrying with fo...

Are you looking for a foolproof way to change your life for the better? It's simple. All you need to do is to implement some positive habits in your life, and these changes will help you to live life in a better way almost immediately.   Whether that's reading more non-fiction books, limiting time on a screen, eliminating gossip and complaining, or getting organized and sticking to a calendar, we...

Let me introduce you to a real game-changer. This concept will allow you to easily make positive changes in your life. Because of these changes, you will eventually experience success with finances, health, faith, relationships, and other important areas of your life where right now you may need to drastically improve.   What I'm talking about are micro-habits. These small changes require minimal...

Why is it important to stay on top of things and stay focused? It's critical for us to do this because goals don't accomplish themselves. It's up to us to do what needs to be done in order to get the job done. In most cases, this will require a laser-sharp focus; anything less than that will likely compromise the entire task at hand or larger goal that we set out to accomplish.   I'll talk about h...

Knowing when you should (and shouldn't) file a homeowner's insurance claim can save you from difficulties down the road. There are several scenarios and other considerations to keep in mind in order to avoid higher insurance rates, or in some extreme cases, getting dropped by your insurance provider altogether.   I think that most folks find that it's generally unfair that you have to take pause b...

Life can be full of tough choices and hard decisions sometimes. The good news is that we can systematically cut down those tough choices and hard decisions, and at the same time, utilize them to provide us with more clarity in our lives. The key is to not get overwhelmed from the outset.   Instead, we need to be able to start with the solution or the end result. From there, we are able to work bac...

We were never meant to live scared. We were designed to be bold and unwavering when it comes to living right. The thing is, the trouble that we find ourselves in sometimes causes us to build up anxiety and fear over time that counters what we're meant to do and who we're meant to be.   I'm sure that you don't want to live scared; nobody desires a life filled with constant fear and worry. Instead,...

A shopping addiction is a real thing, just like any other addiction. Many folks go through life not even realizing that they have a shopping addiction until one day they find themselves in a huge credit card mess. If this describes what has happened to you, the good news is that you're not alone.   Whether you have a shopping addiction or are close to someone who does, this episode is for you. Whi...