Flourish Financial Education

In this episode of Flourish Financial Education, we explore the key financial priorities for people in their thirties -from managing cash flow and building wealth, to reducing debt, protecting your income, and planning for the future.

In this episode of Flourish Financial Education, we walk through the complete journey of buying a home — from saving for your deposit and organising finance, to finding the right property, negotiating the purchase, and finally reaching settlement. Perfect for first-home buyers and anyone wanting to better understand the process. General education only — not financial advice.

In this episode of Flourish Financial Education, we explore the most common mistakes investors make — from chasing returns and timing the market, to ignoring diversification, fees, and emotions. A must-listen for anyone looking to invest smarter and with more confidence. General information only — not financial advice.

In this episode of Flourish Financial Education, we explore the idea that everyone has a 'money personality' — fromsavers and spenders to planners, avoiders, and risk-takers. We look at the strengths and risks of each, the consequences they create in everyday life and relationships, and how to balance them for better outcomes. General information only — not personal advice.

In this episode of Flourish Financial Education, we explore what you should consider when reviewing your super fund. From fees and long-term investment performance to insurance, consolidation, and fund features, we cover the essentials that can make a big difference to your retirement balance. General information only — not personal advice.

In this episode of Flourish Financial Education, we tackle one of the most common questions: “How much do I need forretirement?” We’ll explore how to understand your living costs, estimate how much in assets you may need, and the important role the Age Pension plays. We also walk through a real-life case study to show how super, savings, and the pension can work together to support your lifestyle....

In this episode of Flourish Financial Education, we uncover the hidden budget killers draining your wallet — from unused subscriptions and impulse spending to food waste, which costs Australian households up to $2,500 a year. We share simple, practical tips to cut back, save money, and get your budget under control, plus a case study showing how one family freed up thousands of dollars annually. T...

In this episode of Flourish Financial Education, we explore why your 40s and 50s are a make-or-break stage for building lasting wealth. We’ll unpack practical strategies to reduce debt, maximise superannuation, invest outside super, and protect your income. We also discuss common challenges like lifestyle inflation and supporting both kids and ageing parents. To make it real, we share a case study...

Life insurance often gets pushed into the 'too hard' basket — but it’s one of the most important tools for protecting your family and your financial future. In this episode of the Flourish Financial Education podcast, we unpack why life insurance matters, the different types of cover available, and how they can be structured both insideand outside superannuation.

Thinking about taking control of your super with a self-managed super fund (SMSF)? In this episode, we break down what you need to know before diving in — from costs and compliance to investment flexibility and risk. We’ll also explore three common financial challenges many people face in their 30s — and share practical tips for juggling competing goals, managing life’s “what ifs,” and getting on...

In this episode of the Flourish Financial Education podcast, Steve breaks down two of the most common money questions: 1️⃣ Should you put extra cash into your mortgage or boost your superannuation? 2️⃣ What’s the real difference between an offset account and a redraw facility — and which might suit you best? You’ll learn how interest rates, tax benefits, investment returns, and access to your mone...

In this episode, Steve explores the idea that every financial journey should begin with a destination in mind. Whether you’re planning for the short term, long term, or somewhere in between, having a clear goal helps guide your decisions and gives your money a purpose. You’ll learn: Why starting with a clear goal is critical to financial success How to break down vague ideas into specific, achieva...

Welcome to the very first episode of the Flourish Financial Education Podcast with Steve May. In this episode, we explore two key foundations of financial wellbeing: 1️⃣ Why creating a budget is essential for gaining control of your money 2️⃣ How reducing investment fees can significantly increase your long-term returns Whether you're just starting out or looking to build better money habits, this...