Scott Sarai

First responder to Riches REM0 Show

Business EN ↓ 95 episodes

Join us for a weekly insight to all things Real Estate and Mortgages tailored to the Canadian First Responder.

Author

Scott Sarai

Category

Business

Podcast website

podcasters.spotify.com

Latest episode

Jul 9, 2026

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Episodes

Episode #70: Why You Shouldn't Choose A Fixed Rate Mortgage In 2026 - Mortgage 101 11.05.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down the hidden costs of mortgage terms in Canada, why penalties matter more than rates, and how to choose a mortgage strategy that actually fits your life. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clie...

Episode #69: Buying A Home In Canada 2026 | First-Time Home Buyer Tips 07.05.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott shares the 10 costly mistakes first-time home buyers in Canada are making in 2026—and how to avoid losing your deposit, your deal, and your dream home. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real R...

Episode #68: Mortgages Rates Canada: May 2025 Update 07.05.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott shares why chasing the lowest mortgage rate can cost you far more, how today’s Canadian rate environment is shifting, and what smart borrowers should be doing right now. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Rea...

Episode #67: Buy NOW or WAIT? The Housing Market is about to CHANGE! 02.05.2026

Welcome to the Mortgage Blueprint Show In this video, we break down why waiting for a “market crash” is costing buyers real opportunities—and what’s actually happening in today’s housing market. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠CLICK HE...

Episode #66: Renting vs. Buying a Home: What People Get Wrong 01.05.2026

Welcome to the Mortgage Blueprint Show In this video, we break down the real math behind renting vs owning in Canada, and why homeownership isn’t the guaranteed wealth strategy most people believe. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠CLICK...

Episode #65: Renewing Your Mortgage In 2026 | Don’t Make These Mistakes 30.04.2026

Welcome to the Mortgage Blueprint Show In this video, Scott breaks down the biggest mortgage renewal mistakes Canadians make—and how to build the right strategy before it costs you thousands. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠CLICK HERE⁠...

Episode #64: Change Is Coming | 2026 Interest Rate Forecast 25.04.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down where mortgage rates in Canada are actually headed, what’s driving them, and how to make the right move without trying to time the market. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Re...

Episode #63: Fixed Vs. Variable Rate Mortgages 2026 - Mortgage 101 23.04.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott explains why choosing between fixed and variable mortgages isn’t about rates—and how the wrong strategy can quietly cost you tens of thousands. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews:...

Episode #62: Best Bank In Canada To Get A Mortgage | Part 1 20.04.2026

Welcome to the Mortgage Blueprint Show In this video, Scott explains why choosing the right mortgage structure matters more than the rate and breaks down the hidden catches behind Canada’s major banks. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠C...

Episode #61: How Much Home Can You ACTUALLY Afford In Canada (By Salary) 18.04.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down how much income you actually need to qualify for a mortgage in Canada and why your strategy—not your salary—determines whether you build wealth or get stuck financially. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CL...

Episode #60: Buying A Home In Canada 2026 | Mortgage Basics 16.04.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott explains why your mortgage is more than just a payment and how the wrong structure can cost you flexibility, opportunity, and thousands over time. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Review...

Episode #59: Canadian Mortgage Interest Rate Update - April 2026 13.04.2026

In this episode, Scott shares why choosing the lowest mortgage rate is costing Canadians thousands, and how a smarter strategy can completely change your financial future. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠CLICK HERE

Episode #58: The Biggest Mortgage Renewal Mistake Canadians Make 07.04.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott shares why signing your bank’s renewal offer is the biggest mortgage mistake, how focusing on rate alone can cost you thousands, and the smarter strategy to restructure your mortgage for better cash flow and long-term financial control. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mor...

Episode #57: Mortgage Broker Reacts: Worse Than 2008? (Vancouver) 02.04.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott explains why 2026’s mortgage crisis isn’t a system collapse like 2008 but a household cash flow crunch, and how to protect your finances with the right strategy before renewal hits. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CL...

Episode #56: Why Budgeting Won’t Make You Wealthy (And What Will) 31.03.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down why budgeting won’t make you wealthy, and how optimizing your mortgage structure is the real key to building long-term financial freedom. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Rev...

Episode #55: Mortgage Broker Reacts to Oil Surging (And Why Fixed Rates Are Rising) 27.03.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott Sarai breaks down how global oil shocks are quietly driving fixed mortgage rates higher, and why understanding the chain from oil to inflation to bond yields is the key to making smarter mortgage decisions. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 min...

Episode #54: Before You Renew Your Mortgage in 2026, Watch This 27.03.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott shows how small rate differences at renewal can lead to massive long-term losses, and how to take control Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠CLICK HERE⁠⁠

Episode #52: Why High-Income Families Still Feel Broke 19.03.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott Sarai explains the three reasons high-income families feel broke and how better financial structure can create real margin. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠CLICK HERE

Episode #53: Bank of Canada Just Announced This… Here’s What It Means 19.03.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down the latest Bank of Canada announcement in real time and what it actually means for your mortgage, your cash flow, and your next move. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews...

Episode #51: Paying Off Your Mortgage Early Is a Mistake 11.03.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott explains why aggressively paying off your mortgage could cost you hundreds of thousands and when it actually makes sense to do it. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE  Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠ CLICK HERE

Episode #50: We've never seen Vancouver prices do this! 05.03.2026

Welcome to the Mortgage Blueprint Show ⁠⁠ In this episode, Scott reveals the biggest misconception about BC home prices, and how smart preparation beats perfect timing. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Clients - Real Reviews: ⁠ ⁠CLICK HERE

Episode #49: How Low Can Vancouver Prices Go 26.02.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down what’s really happening in the Vancouver housing market, the four data points that matter most, and how to position yourself properly instead of trying to time the bottom. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠...

Episode #47: How Bad Was the 2025 Vancouver Housing Market 12.02.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down how bad the 2025 Vancouver housing market really was and why a quiet, low-sales market can be more dangerous for homeowners’ mortgages than an actual crash. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real Cli...

Episode #48: This Mortgage Mistake Is Costing Canadians Thousands 12.02.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott explains how cash damming lets Canadians legally turn mortgage interest into tax-deductible interest by changing how cash flow is structured, not how much they spend. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE     Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE Real C...

Episode #46: The Bank of Canada Just Changed The Game 05.02.2026

Welcome to the Mortgage Blueprint Show In this episode, Scott breaks down when fixed or variable actually makes sense after the Bank of Canada’s latest announcement and how to choose the right mortgage without guessing or getting trapped. Watch the video version on Youtube: CLICK HERE   Check us out on Instagram: CLICK HERE Have a mortgage question!? Book a 15 minute call with Scott: ⁠ CLICK HERE...

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