Greg Aler

Fire Your Financial Advisor by Golden Reserve

Business EN ↓ 419 episodes

The Fire Your Financial Advisor Podcast by Golden Reserve is for every-day retirees. We challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Join us each week for straight shooting, honest insights on protecting your assets from taxes, market risk, fees and long-term care. We'll also challenge financial advisors and the fees the trillion-dollar industry takes from your hard-earned savings. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social:...

Author

Greg Aler

Episodes

Is this market (and your portfolio) like an unruly teenager? | How to arrive at the right income number for retirement | You’re probably paying fees on your retirement accounts. Which ones can we limit or eliminate? | You aren’t the only one that is happy 25.05.2024 57:45

On this week's show: The market is whipping up and down. Does your retirement account have to do the same? One of the biggest complaints in retirement is: I thought I would have more spending money. The downside of taking your pension in a lump sum. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudi...

Will an online will hold up in court? 21.05.2024 9:30

Estate Planning attorneys Greg Aler and Tim Stallings talk about taking the shortcut of using Legal Zoom or any online service to develop a will. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Seeing is believing in retirement planning | What part of your portfolio needs a good scrubbing? | Estate Planner Tim Stalling joins us to talk about avoiding mistakes with inheritance, the pros and cons of putting your house in your child’s name, and how 18.05.2024 56:38

On this week's show: How doing the math on your retirement can make it real. Finding the dirt in your portfolio. The pitfalls of estate planning shortcuts. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Thanks, Mom, for all that you taught me 14.05.2024 9:28

Financial lessons in life can come from many difference places, but sometimes the example that you see day in and day out from mom can be just as meaningful. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

April was the worst month of 2024 in the market. Will it continue? | What is “hostile territory” in retirement planning? | A lesson from Tom Hanks | What is your income side hustle in retirement? | A salute to mom 11.05.2024 57:09

On this week's show: The market ups and downs continue. What does it mean to retirement savers? A phrase you don’t want to hear from your financial advisor. After Social Security and 401(k)s, where does your next check come from? Financial lessons from Mom for Mother’s Day. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn a...

4 Retirement Mistakes to Avoid in 2024 | Do You Know Your Tax Bill In Retirement? | Does a Financial Advisor Really Get You Ahead? How Do You Know if You’re Covered with the Income You Need for Retirement? 09.05.2024 1:00:20

On this week's show: Greg outlines the most common mistakes he sees people make as they plan for retirement. When it comes to taxes, there are the informed and the uninformed. Which are you? Is gold a good idea to protect yourself from a market crash? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnyst...

Should you be buying gold right now? 07.05.2024 9:25

You see the ads on TV and radio. Now even Costco is selling gold. Should you include gold in your retirement portfolio? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Estate Planning Attorney Tim Stallings talks about wills, trusts, long term care options and building a lasting inheritance | Things you SHOULD splurge on in retirement | Three signs you’ve outgrown your financial advisor 04.05.2024 57:58

On this week's show: The conversation about protecting your money goes further than simply guarding against a market pull back. Estate Planning Attorneys Greg Aler and Tim Stallings dive into the legal issues you need to address in your retirement planning. Why financial advisors DON’T want you to spend your money. Signs it’s time to move on from your current financial advisor. Subscribe or follo...

3 Signs You’ve Outgrown Your Financial Advisor 30.04.2024 12:07

Is your financial advisor giving you the value you deserve? Are they focused only on investments or retirement planning? Is the advisor that got you TO retirement the same advisor that should guide you THROUGH retirement? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy i...

5 Things You’ll Never Regret Having in Your Retirement Plan 24.04.2024 9:07

Only 18% of retirees have a written retirement plan. If you want to put it down on paper, where do you start? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Is this inflation number the new norm? | Outrageous advisor fees you should avoid | Extra steps to consider for early retirement planning? | A 401(k) lesson from Will Ferrell 22.04.2024 58:30

On this week's show: What does this falling market and rising inflation number mean to you? Why no one is talking about advisor fees, but they should be. What happens if you want to retire before Medicare age? The tax trap of the 401(k). Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/liste...

The fee structure in the financial industry is crazy! 16.04.2024 9:04

Where else in the world do they charge you for a product or service by how much money you have? NO WHERE! Except the financial industry... Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Financial Advisors: The more you save, the more they charge | Warren Buffett can solve the deficit | Are you losing your piece of 3.4 Trillion dollars? | Is Kiplinger listening to Expedition Retirement? | What has the average 60-year-old saved for retirem 15.04.2024 58:27

Greg Aler is joined by Golden Reserve Retirement Planner Phil Huff to discuss: Financial industry fees, holding your financial advisor accountable, Social Security, how widows get hurt by taxes, and how the financial media scares us into believing we need to keep working to attain a number. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Face...

Five Things You Can Do With Your 401(k) 09.04.2024 8:25

Your 401(k) will probably be your biggest retirement asset. Let’s not make a mistake. We look at the good and bad of 401(k) decisions. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Should you be moving money because of interest rates? | What are your options for using your 401(k) in retirement? | Can you retire on 600k? | Airline baggage fees and financial industry fees have something in common | Is retirement stupid? 08.04.2024 56:43

On this week's show: Interest rates are up. It’s bad if you want to buy a house. It’s great if you’re close to retirement. The dos and don’ts of your 401(k) in retirement. Congratulations! You’ve saved 600k. Is it enough? One commentator says, “Retirement is Stupid.” Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTu...

Should you be spending MORE in retirement? 26.03.2024 8:10

We save and save for retirement. Then all of a sudden, it’s here and we have a hard time making the transition between the saving mindset and enjoying our money. Greg shows how the financial industry is partly to blame. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy in...

Estate Planning Attorney Tim Stallings talks about the legal documents you need and why | Is it possible to keep generational wealth going? | A new financial rule from Warren Buffett | Four Tell Tale signs you are too cheap in retirement 23.03.2024 58:01

On this week's show: Medicare does not pay for long term care. How do you prepare if it happens to you? How your Roth might figure into tax and estate planning. Which buckets should you pull from first in retirement? How spending trends go in retirement and how you should enjoy your money. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebo...

Being selfish in retirement is NOT a bad thing 20.03.2024 8:50

You raised your kids and put them through school. You have dedicated your life to your family and career. Retirement is supposed to be a time to put YOU first. But many people have a hard time doing that. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

When being financially selfish is a good thing | Why your financial advisor doesn’t want you to spend your retirement money | A tax lesson from the show Parks and Recreation 18.03.2024 57:22

On this week's show: Being selfish is usually a bad thing, unless it’s in retirement. Why people over 75 are still in the workforce. How the lesson of the "hot stove" is being used in income planning. Taxes aren’t fair, unless you are Uncle Sam. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.co...

People want income, not an annuity 12.03.2024 8:11

If you talk about an annuity for retirement planning, you may get a negative reaction. If you talk about what an annuity does without calling it an annuity, people respond positively. What’s the problem here? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

Why is your 401(k) not keeping up with the market? | Don’t say the “A” word! | A tax lesson from Judge Judy | Taking the emotions out of being in the stock market 11.03.2024 54:56

On this week's show: Is there an anchor on your 401(k)? The tail end of the baby boom has a retirement problem. A retirement lesson from George on "Seinfeld". The Rolling Stones just passed up a half a billion dollars. See omnystudio.com/listener for privacy information.

There’s talk of eliminating the 401(k) 05.03.2024 9:44

According to some studies, if the Government gets rid of the 401(k), they could save Social Security. Is there any truth to that? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy information.

What if the Government said, “No more 401(k)s?” | Are you ignoring the biggest risk to your retirement? | We assign a mascot to each big financial company | The deadlines you need to meet before and in retirement 02.03.2024 56:19

On this week's show: Some say the 401(k) will be gone in 10 years. Would that be a good thing? Dealing with the retirement issue no one wants to talk about. Why do-it-yourself investors eventually ask for help. What are the biggest missed opportunities in retirement planning? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn...

Oops there it is! Is a recession coming? 27.02.2024 7:50

Everyday in the financial headlines you can find people who believe the markets will soar and others who believe we are on the edge of disaster. Greg tries to gives us some perspective on how to sift through all the noise. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , LinkedIn and YouTube . See omnystudio.com/listener for privacy...

A tax opportunity you don’t want to miss | The missing link to your 401(k) | What will healthcare cost in retirement? 24.02.2024 58:21

On this week's show: Time may be running out to maximize your IRA-to-Roth Conversion. Your 401(k) comes up short by not providing income. How do you fix it? What will your out-of-pocket expenses be for healthcare in retirement? Tom Selleck gives us a retirement lesson about risk. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook , Linke...