Fire Your Financial Advisor by Golden Reserve

ESG investing is using your moral compass to pick your investments. It’s trendy, but some are saying it may be against the fiduciary standard for financial advisors. And we’re saying, it really doesn’t matter and it’s all a facade. See omnystudio.com/listener for privacy information.

Uncle Sam is going to screw your spouse and kids. Take the chips off the table because you’re already ahead. One of the new hip catchphrases in financial planning is ESG investing. Is it right for you? Is it right for anyone?  Financial advisors make up terms and acronyms to hide their lack of services. It’s time to look at your tax liabilities in retirement over the long term. The last leg of a r...

Not all annuities are bad! Don’t believe the lie. It’s time to debunk yet another article as Greg pulls back the curtain on why the financial industry wants to steer you away from these safer options. See omnystudio.com/listener for privacy information.

The goal of retirement is to enjoy being retired, not to worry. Make your retirement exciting by making your retirement plan boring. Should your 6-month emergency cash fund actually be 24 months? Are there better alternatives to cash? Is your 401(k) a good bridge to filing social security later? You’re actually UP about 350% over the last 10 years. See omnystudio.com/listener for privacy informati...

Can you sleep at night? That’s the test to figure out if you have the optimal portfolio. There’s a time when it’s okay to celebrate, say “I made it”, take the chips off the table, and go retire in peace. See omnystudio.com/listener for privacy information.

Financial advisors take credit for a good market and tell you to sit tight during a bad market—don’t pay 1% for this “advice”. Plus, let’s talk about how to beat Uncle Sam. See omnystudio.com/listener for privacy information.

$10k a month is the average cost for a nursing home. And 70% of Americans will need some type of Long-Term Care. Are your life’s savings secure?  Asset-protection Trusts might be the answer. See omnystudio.com/listener for privacy information.

How we make your retirement exciting and your retirement plan boring. Bonds may not be the best place to find retirement income. Are annuities a good option? It’s okay to be behind in retirement, just don’t fall further behind. What can be the difference maker to getting you on track? 70% of Americans will need some type of Long-Term Care. How can you protect yourself and your family from this hug...

The more you plan, the more you keep. Those are words from IRA expert Ed Slott, who says you don’t have to go along with Uncle Sam’s tax plan. With good planning, you can limit your tax bill. See omnystudio.com/listener for privacy information.

The important parts of retirement planning aren’t found on the financial news networks. They are found with you and your family. Are you going to go with Uncle Sam’s tax plan or your tax plan? Does your advisor talk a good game but not listen? Estate planning should be a family discussion, but are there things you should keep secret? See omnystudio.com/listener for privacy information.

Does your financial advisor listen to your concerns? We read an email to Market Watch where the advisor isn’t communicating and is making excuses for big losses. Why do we allow the financial industry to get away with this? Greg has a theory. See omnystudio.com/listener for privacy information.

Your portfolio drops 22%, yet your financial advisor says to stay put? Target Date Funds: great marketing, not great performance. Don’t be a Bad Santa and give your kids bad gifts. Is Wall Street starting to warm up to annuities for income planning? See omnystudio.com/listener for privacy information.

Ok, so you didn’t win a billion dollars in the Mega Millions lottery. That doesn’t mean you can’t win the retirement lottery, by simply protecting what you’ve got from Uncle Sam. Greg talks about retirement planning with the same goal in mind: "I don’t want to worry about money!" See omnystudio.com/listener for privacy information.

Many of us have dreams of winning the lottery so we never have to worry about money again. Can you achieve that in retirement without winning the lottery? The Fed is hard at work fighting inflation by raising interest rates. When does it trickle down to help our retirement accounts? Financial analyst Dr. Doom is at it again with predictions of a severe recession. How much of that talk should we ta...

If you watch financial news, it can be scary. It seems all the headlines are about recession and down markets. How much of this should you pay attention to and should you adjust your retirement plan because of them? See omnystudio.com/listener for privacy information.

That dreaded “R” word and it’s not “Recession”  You’re most likely up 170% over the last 10 years Our Tax Map puts more money in your pocket, less in Uncle Sam’s Do NOT wait until you’re 72 to take money out of the IRA Widow’s and Kiddo’s tax - their higher earning rates could be a big hit We’re the sheep dogs, the financial advisors are the wolves Our flat-fee approach vs. their 1-2% certainty of...

Each week we feature one client or caller to the radio show. This week Mitch from Akron says: "Everyone told me to save, so I did. Now I’m retired and nobody is telling me what to do next." See omnystudio.com/listener for privacy information.

Inflation is now over 9 percent, but is your income rising at the same rate? Everyone tells you to save for retirement, but what do they say when you get there? Sounds odd but paying taxes early can save you money in the long run. Are we becoming complacent when it comes to losing money, thinking that 2008 will never happen again? See omnystudio.com/listener for privacy information.

In studio guest Anna Christine, an attorney with AlerStallings, discusses the legal planning we all need in retirement. Does Medicare or Medicaid cover long term care expenses? How a Fee Filter can help you uncover money leaking out of your accounts. See omnystudio.com/listener for privacy information.

Greg and special guest Tim Stallings (Elder Law Attorney) discuss Estate Planning misconceptions; A caller from Findlay, OH, wants to know what type of trust he should use; A listener from Hebron, OH, wants to know what she can do to protect assets; Why IRA tax planning is crucial to saving money in retirement; How much money does one need to successfully retire?; Why timing the Market is a risky...

We talk mostly about financial health. But in order to enjoy retirement, you must focus on your physical health. Greg’s longtime friend Afif Ghannoum joins us to talk about the latest research on gut health. See omnystudio.com/listener for privacy information.

True or False? “There is no alternative to the market.” Lunch with Warren Buffet was recently auctioned off for $19 million. This dinner event won’t cost you $19.00 and could save your retirement. How much contact do you have with your financial advisor while the market is going down? Greg’s longtime friend Afif Ghannoum joins us to talk about the latest research on gut health.     See omnystudio....

You buy insurance for your car, your house, and your life; can annuities help you insure your retirement? See omnystudio.com/listener for privacy information.

America’s IRA expert Ed Slott gives advice on de-taxing your retirement accounts. Greg talks about how the Golden Reserve Tax Mapping process does that…and more.   See omnystudio.com/listener for privacy information.

In this episode: What to expect on your next 401K statement.  Do you know what you’re going to pay in taxes? Your financial advisor doesn’t.  Legal, taxes, finance and investments—all under one roof. Imagine if you didn’t have to watch the market, and didn’t care about the news?  How much of your retirement planning can you do online with apps and software?  Stop playing blackjack with your nest e...