Fire Your Financial Advisor by Golden Reserve

How much should you believe on financial TV? Social Security has moved up the date when they will cut back benefits. Will it affect you? 70% of people will need some kind of long-term care. Are you prepared? How tax planning in retirement is more complex than in your working years. If you have a pension, should you trust that it will be there for the next 30 years? At what point should you see a r...

You want to protect your retirement money, but you also want it to grow. How do you balance that out? Retirement planner Phil Huff talks about the different approach we take at Golden Reserve. See omnystudio.com/listener for privacy information.

What is different from the big box firms and Golden Reserve with investment planning? Article: Stop saving! Social Security will be enough. Are people who have success in retirement just lucky? Our checklist of what you want your money to do in retirement. How is tax planning different when you stop working? See omnystudio.com/listener for privacy information.

It seems like the Government has your back if your bank fails. Who has your back if you make a mistake in retirement? See omnystudio.com/listener for privacy information.

Will the banking crisis affect your retirement money? Marriage, divorce, and moving. Make sure your legal papers are in order. Why did well know financial author Robert Kiyosaki say, “May God have mercy on us all?” Is a retirement calculator a good tool or a waste of time? See omnystudio.com/listener for privacy information.

The reason Greg Aler wrote “Fire Your Financial Advisor” was the fee model that the financial industry has built. We have another example of someone who has fallen victim to fees way above one percent. See omnystudio.com/listener for privacy information.

Banks failing and markets falling: should this be affecting your retirement plans? Is 1.6% a reasonable advisor fee? Most of the “Get Ready for Retirement” lists are missing some important elements. What are your options if you need assisted living or nursing home care? Income: we need it in retirement. How do you build the paycheck you need? See omnystudio.com/listener for privacy information.

One of the most neglected areas of retirement planning is having a strategy for taxes. Every Golden Reserve 'Roadmap for Retirement' includes a Tax Map with a timeline of how to take money out of your IRA in a tax efficient way. CPA Brian Long breaks down how it works.    See omnystudio.com/listener for privacy information.

You’ve saved all this money, why give half of it back to Uncle Sam? How the Golden Reserve Tax Map can help. How much money do you need to save to generate 30 thousand dollars of income per year? 70% of us will need some kind of Long-Term Care. How do you plan for it. Maintaining your wealth during retirement. See omnystudio.com/listener for privacy information.

We love our dogs. Over his life, Greg has had three Sheepdogs. Over that time, he has seen their protective nature and believes Golden Reserve embodies that quality in looking after your retirement money. See omnystudio.com/listener for privacy information.

Greg’s book “Fire Your Financial Advisor” outlines some of the conflicts created by the current financial industry model. We outline many of them today and show how Golden Reserve is set up very differently. Warren Buffet isn’t a big believer in making your kids rich through inheritance. What options do you have to make that money last? The check the Kansas City Chiefs got for the Super Bowl was t...

A listener wrote into the “Market Watch” advice column with almost 600 thousand dollars saved and no one will work with him. What’s the problem here? See omnystudio.com/listener for privacy information.

Why Greg wrote “Fire Your Financial Advisor.” Congress changed the retirement rules again. What do you need to know? Ken Fisher says the market will roar in 2023. What does he have to gain by saying that? All the advisors I see say I’m not rich enough for them to help me! Wills and Trusts. Who needs one and why? See omnystudio.com/listener for privacy information.

Interest rates are up. This is a good thing for people planning for retirement. You can now get 4 percent or more on a CD and other fixed products. If you are comparing two places to put your money and both are offering 4 percent, how could you go wrong? Greg explains how 4 percent is not always 4 percent.  See omnystudio.com/listener for privacy information.

Higher interest rates are seeing more people pull out of market risk in favor of fixed products. Are you choosing the best ones for you? Greg’s book about the failures of the financial industry is now available. Golden Reserve is offering a big discount for a limited time. Another person writes to "Market Watch" wondering if they should leave their advisor. There is good debt and bad debt. Should...

The financial industry has built a model where it favors them if you keep your money in the stock market. But in retirement, you need to use that money. These two things do not go together. See omnystudio.com/listener for privacy information.

Greg’s book “Fire Your Financial Advisor” is now available! Sports betting is exploding. Did you think about the taxes? At Golden Reserve, "Financial Advisor" is a dirty word. Don’t be a "Bad Santa" and give bad financial gifts to your kids. Secure Act 2.0 is a gift from Congress for retirees…or is it? See omnystudio.com/listener for privacy information.

Every Roadmap for Retirement at Golden Reserve includes a Tax Map and Long-Term Care Compass. What are the legal papers we need to protect our retirement money and how this intersects with tax planning. See omnystudio.com/listener for privacy information.

Who needs more education in Ohio: A plumber or a financial advisor? Is your financial advisor working for you, or for themselves? No one likes to lose money, but if the market is going down how can you avoid it? Golden Reserve founders Greg Aler and Tim Stallings talk about protecting your money with wills, trusts, and tax planning. See omnystudio.com/listener for privacy information.

The Golden Reserve Tax Map is designed for you to pay less in taxes during retirement. We get input from America’s IRA expert Ed Slott about using the Roth IRA. See omnystudio.com/listener for privacy information.

The hottest player in the NFL investing in soybean farms? If your Financial Advisor is only talking stock market, RUN! Ed Slott, America’s IRA expert weighs in on the Roth IRA. Another story of a financial advisor who isn’t listening. Fortune Magazine says, “Your investments should be boring.” Where have we heard that before. See omnystudio.com/listener for privacy information.

Warren Buffett said, “Right now, bonds should come with a warning label.” If you are looking to put your safe money in bonds, you may be disappointed. See omnystudio.com/listener for privacy information.

When it comes to talking about your retirement, don’t let life get in the way. Stocks for growth and bonds for safety... Maybe not anymore. Long Term Care Insurance is a dinosaur. There IS a better way. Look who lost almost 100 million dollars in the FTX scandal. 2022 was a year for “the flight to safety.” What did you do with your retirement accounts? See omnystudio.com/listener for privacy infor...

The market was down; inflation and interest rates are up. You probably saw some of your retirement money disappear. If 2023 brings us more of the same, how can the Golden Reserve Market Flashlight help? See omnystudio.com/listener for privacy information.

2022 was a year of transition in the stock market. Should you be changing your strategy? There’s more pain forecasted for 2023, should you take these predictions seriously? Congress has new rules about when you access your 401(k). Is this a good thing? $1 million: That’s the number many of us shoot for to save. Is it enough? Greg’s book is due out in mid-February. Why the title, “Fire your financi...