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Value Investing is a strategy of selecting stocks that trade for less than their intrinsic values.   This video will help you learn the art of value trading along with; Advantages of Value Investing: Why stocks have undervalued prices?  How to analyse the undervalued stocks? Visit us at https://www.fintoo.in Contact us on - +91 9699 800 600 Join us on WhatsApp: https://bit.ly/Connec...

Planning to invest in liquid funds?  Need important details about liquid funds to decide whether you should invest in liquid funds or not? Listen to this informative audio on liquid funds and get the answers to all your questions related to; - What Are Liquid Funds - Benefits Of Liquid Funds - Taxation Of Liquid Funds - Returns Expected - Who Should Invest - Top Liquid Funds To Invest In 2022

Investing in mutual funds is definitely not as simple as investing a large amount of capital and then withdrawing is once you earn profit. It involves many more activities like setting financial goals, identifying investment opportunities that match with your goals, understanding the difference between short-term and long-term investments, maintaining the required diversity in your portfolio, rate...

This video is exclusively made for the Millenials and Gen Z youngsters who are extremely keen on achieving financial security, stability and growth, early in life. Thanks to their curiosity, inquisitiveness and dedication towards learning the art of money management and financial planning in order to achieve financial independence right from their 20s when they get their first job and salary, we a...

Get decoded and detailed information along with its in-depth analysis and expert’s view about all the major allocations made for various sectors in the union budget for 2022, presented by Nirmala Sitharaman, Finance Minister Of India.   This video covers;  • Key highlights of budget 2022  • Disinvestment Targets  • Impact of budget 2022 on Economy  • Impact of budget 2022...

The new year is just a day away. To ensure that the coming year to be stress-free, you must review your finances. This review will help you assess how you have done with your finances in the last year, where you stand today, and the steps you need to take to set yourself up for success financially in the short and long term. Reviewing your 2021 finances will help you organize your financial health...

Cryptocurrency is a virtual or digital currency that is backed by cryptography which cannot be counterfeit or double-spend. Most of the cryptocurrencies that we see today are based on Blockchain technology. Blockchain is a system that records the transactions related to cryptocurrency and saves them in several computers linked with each other using a peer-to-peer network.  To know more about...

Clubbing of Income means that the Income of some other person would also be included in your Income. You would be required to pay tax on such income of the other person. The provisions of clubbing of Income were introduced by the Govt so as to ensure that a person does not try to reduce his tax liability by splitting his income in different names.  We recommend you to watch our video before y...

Lifestyle inflation refers to an increase in spending when an individual's income goes up.  People have a strong tendency to spend more if they have more. Lifestyle inflation creeps into more areas. You can end up spending more money than you need to (or should) on vacations, dining out, entertainment and clothing, just to keep up with the status. Lifestyle inflation tends to become greater e...

Cryptocurrency is surging in popularity in India as an investment. This brings in the question of how to pay taxes on them. While the Reserve Bank of India (RBI) has not granted legal tender status to bitcoin and other cryptocurrencies, there is no escape from paying tax on cryptocurrency investment gains.  To know more about taxes on cryptocurrency watch our video To watch the entire video -...

With Diwali comes the festive magic, revitalising our spirits with love, warmth and prosperity. The festival of lights is a fabulous time to get along with your loved ones. Make the festive season memorable with our unique Diwali gift ideas. Instead of spending your entire bonus to buy clothes, electronic appliances or a holiday package, why not utilise it in a way that will help you increase its...

ITR filing due date is fast approaching. All taxpayers are required to file their ITR by 31 December 2021. In the rush to file ITRs by the due date, many taxpayers may miss out on reporting some income and that could get them into trouble with the income tax notice.  It is advisable that taxpayers should be extra careful while filing their income tax returns. Our video will take you through s...

You can set off your losses from property sale against long-term capital gains (LTCG) from shares. It is now perfectly legal to set off tax liability across asset classes.  A tribunal has held that LTCG from one asset class could be set off against another and such tax planning are undertaken to reduce the tax burden is legal.  To know about LTCG in shares and can how it be set off again...

Gold is placed in high regard as an investment. Due to some influencing factors such as high liquidity and inflation-beating capacity, gold is one of the most preferred investments in India. Gold investment can be done in many forms like buying jewellery, coins, bars, gold exchange-traded funds, Gold funds, sovereign gold bond schemes, etc. Once you have made your mind to invest in gold, you shoul...

P/E stands for Price to Earnings ratio.  It is a measure of a company’s current stock price relative to its earnings. It gives you a fair idea of what the market is willing to pay for a given company’s earnings.  The formula is P/E ratio = Market Price of the share / Earning per share In simple words, we can say the P/E ratio is the price an investor is willing to pay for earnings of one...

Form 26AS is a statement of tax credit generated by the Income-Tax Department based on your PAN number for every financial year.  It contains details of the tax deducted on your behalf by employers, the bank/institution in which you have an investment and the sale/purchase or rent of the immovable property.  To watch the entire video - https://www.youtube.com/watch?v=44oz4GmekBU Visit us...

Retirement planning means preparing today for your future life so that you continue to meet all your goals and dreams independently. This includes setting your retirement goals, estimating the amount of money you will need, and investing to grow your retirement savings. Every plan for retirement is unique.  To watch the entire video - https://youtu.be/qQ8BhkKRISw Visit us at https://www.finto...

A CIBIL Score is a consumer's credit score. Simply put, this is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. This is based on past credit behavior, such as borrowing and repayment habits as shared by banks and lenders with CIBIL on a regular basis. A person's past behavior is taken as an indicator of his/her future actions, and, in l...

The old regime is the one that existed all these years which comes with allowed deductions and exemptions. But In the Union Fiscal Budget 2020 a new and simplified income tax regime with revised income tax slabs and tax rates was introduced. It is not very straight forward to decide which tax regime to opt for.  Start e-Filing Fill in the details and our Income Tax Filing experts will get in...

Advance tax is the amount of income tax that is paid much in advance rather than a lump-sum payment at the year-end. Also known as earn tax, advance tax is to be paid in installments as per the due dates decided by the income tax department. Start e-Filing Fill in the details and our Income Tax Filing experts will get in touch with you.  Hassle-Free Online ITR Filing with Fintoo! visit - http...

The Income Tax filing season has started and Do you also wish to file your ITR on your own? This year, the government has launched a new e-filing portal to make tax filing Faster, Easier & Efficient. Our latest Friday First Cut Episode will guide you through the complete process on How to File your ITR? If you are a Salaried Individual along with a Bank Interest Income and Income from Single H...

Gain can be Short Term or Long Term    STCG = If sold within 24 months   LTCG = If sold after 24 months   STCG Tax = As per slab rates   No exemption available on STCG tax    LTCG Tax = 20% with indexation benefit   LTCG  4 cr - 1 cr = 3 cr  4 cr - 3.17 cr = 83 lacs    2 ways to save LTCG tax  Invest in other residential property&nbs...

What is SFT? Must watch before you file your ITR Government introduced SFT To keep a tab on black money and high value transactions   SFT = Statement of Financial Transactions   High value transactions reflect in Form 26AS   Banks, Corporates, Mutual fund Trustees report such high value transactions to income tax authorities   If fail to do so, they are imposed with penalties....

Importance Of Filing ITR & Documents Required To File ITR Points covered: Mandatory to file ITR if annual income above basic exemption limit   Below 60 yrs = 2.5 lakhs  B/w 60yrs to 80 years = 3 lakhs  Above 80 yrs = 5 lakhs   File your returns to avoid penalties and penal interest   File ITR even if TDS has been deducted   A) Reasons to file ITR   1.Applying...

Everything about Term Insurance Plans Points covered under this video   1.What is Term Insurance?  Death Benefit  Maturity Benefit    2.Why buying term insurance is important?  3.Who should buy term insurance?  4.What is the right time to buy term insurance?  5.How much term insurance to buy?  6.What should be the policy term?  7.What is covered un...