Fintech Unleashed: Unlocking Innovation in Finance

Andres Pasantes, President & Chief Operations Officer at Engage fi sits down with our new Director of Strategic Services, Fabio Biasella to discuss the growing need for strategic guidance within the financial services industry. Fabio’s extensive experience in retail banking with a focus on strategic and financial analysis will offer invaluable benefits to our clients as they look to innovate a...

Banking and fintech are coming together to redefine traditional banking models through Banking as a Service (BaaS). Virginia Heyburn is joined by Joe Dugan, Strategic Advisor at Engage fi, on the latest episode of the Fintech Unleashed Podcast to explore the exciting topic of BaaS. They discuss the opportunities, challenges, regulation concerns and the hallmarks of a successful BaaS partnership. T...

In this episode Virginia Heyburn offers her insights into the recently released first quarter earnings reports for banks and credit unions, the regulatory talk surrounding the Bank Merger Act, and the momentum gained by the FedNow Instant Payment Network. AI is once again dominating headlines and Virginia weighs in. Tell Us Your Thoughts

Financial institutions are harnessing the power of AI to revolutionize the member experience, streamline operations, and manage risks. Chris Harlan, President/CEO at University of Illinois Community Credit Union and Todd Peeples, SVP of Sales & Lending Administration at All In Credit Union join Virginia Heyburn to discuss the exciting topic of Artificial Intelligence in Banking.  Tell Us Your...

We hear the term digital transformation all the time, but what does it mean? Raj Bandaru, SVP, Chief Information Officer at Kinecta Federal Credit Union joins Virginia Heyburn to explore how financial institutions can harness the power of technology to streamline operations, enhance the customer experience and stay ahead of the evolving market. Bandaru gives his insights on the importance of human...

The CFPB's ban on excessive credit card late fees could cost issuers billions per year. The Federal Reserve is expected to lower rates three times this year- are we running out of time? Consumers are calling on their financial institutions to protect them more from scams which could mean your bank or credit union needs to invest in enhanced fraud management tools. In the Ten in 10 series, Vir...

The Capital One and Discover merger could disrupt the financial services industry. Is the increased demand for loans signaling an improved economic outlook? AI continues to dominate the conversation and this time it could impact who you hire. In the Ten in 10 series, Virginia Heyburn highlights ten topics community banks and credit unions should be discussing and offers insights into what they can...

In this month's "Ten in 10" video, Virginia Heyburn, Director of Research, Insights, and Advocacy, addresses M&A activity in the industry, the CFPB ruling to cap overdraft fees for institutions with greater than $10B in assets, and the growing urgency all industries face today to not only "reinvent" themselves but also alter the way they conduct business in the future....

Where will financial institutions spend their time and energy in the new year? With continued economic uncertainty in a high-interest-rate environment, coupled with lower savings rates, declining loan originations, and higher delinquencies, the possibilities are many. In Ten in 10: A Look Into 2024, Virginia Heyburn highlights ten topics community banks and credit unions should be discussing and o...

Virginia Heyburn, Director of Research, Insights, and Advocacy at Engage fi has the most newsworthy and trending fintech updates impacting banks and credit unions in November - we simply call it the “Top 10 in Ten”. Tune in to hear what she attributes to the sharp decline in Q3 earnings, learn why the NY Fed is concerned about the financial fragility of US households, and glean insight into what n...

The rapid rate of evolution in the payments landscape is encouraging financial institutions to pay close attention to agreements related to both network and brand. In, Managing Brand and Network Partnerships with Purpose, Engage fi’s Payments team holds a Q&A session highlighting key topics surrounding brand and network and identifies trends taking shape in the industry. From selecting the app...

This week's episode features a candid conversation with Matt McCombs, CEO of Vibrant Credit Union, and Virginia Heyburn, Director of Industry Insights and Research, as they explore how Generation Z is shaping the financial workforce. Matt shares what he looks for in Gen Z candidates, what is paramount to the hiring process, how he recommends offsetting high turnover rates, and his approach to...

In this episode, Virginia Heyburn gets candid with Andrea Rusnak, Director of Payments at Engage fi. The conversation centers on the benefit of creating a future-ready payments strategy, how the industry will respond to the FedNow instant payments offering, and what today's consumer is using as a digital payments channel. Ms. Rusnak emphasizes the value of knowing what clients and members pre...

Technology investments remain one of the top spends for banks and credit unions seeking to be competitive and relevant in their communities.  Whether that be core processing or digital banking, this episode will help you identify strategies that your financial institution can implement when selecting a key vendor. Tell Us Your Thoughts

Welcome to Fintech Unleashed! In this introduction episode, you'll hear from Jennifer Addabbo, CEO and Co-Founder, and Andres Pasantes, President and COO of Engage fi as they discuss what you can expect to hear in the coming episodes.  Tell Us Your Thoughts