Fintech One-On-One

On the news show yesterday we discussed big fintech news from Celsius, Square, SWIFT, Chainlink Labs, JPMorgan Chase & Co., FTX, Nova Credit, HSBC, Caitlin Long, Do Kwon, Upstart and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The benefits of blockchain technology are yet to be realized in banking. While some large banks have commercial projects nothing has really taken off yet. Much of that is due to regulatory uncertainty but many banks are actively engaging and learning while we are in this something of a holding period. Our next guest on the Fintech One-on-One podcast is Robert Morgan, the CEO of the USDF Consortium...

One the news show yesterday we discussed big fintech stories from FTX, Stash, Voyager, Adyen, Cash App, Nasdaq, Sardine, Consumer Financial Protection Bureau, Marcus by Goldman Sachs, Synctera and more.  Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Starting a business is an exciting time for new entrepreneurs, a time full of optimism and possibilities. That optimism can fade as reality sets in with a myriad of legal and financial steps that must be taken that have nothing to do with his or her passion. Thankfully, there are technology companies that are making it much easier today. Our next guest on the Fintech One-on-One podcast is Sameer G...

Every company on the planet processes payments. They will usually take some combination of cash, checks or credit cards. But increasingly companies are offering ACH, wires or some other kind of electronic payment. If your organization is doing hundreds or thousands of these kinds of transactions a day you need to have software to help you reconcile it.  My next guest on the Fintech One-on-One podc...

On this week's news show we discussed the OCC's views on bank-fintech partnerships, UBS, Wealthfront, Binance, Coinbase, Zelle, Apple, Walletmor and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

I would say that most banks today talk about digital transformation. They know that what made them successful in the 2010s may not work as well in this decade. So, they partner with fintechs, build innovation teams and try to transform their bank. One bank that is all-in on this process is Arvest Bank, a $26+ billion bank based in Bentonville, Arkansas. Our next guest on the Fintech One-on-One pod...

On the fintech news show today we discussed big stories about The Federal Reserve Board, Klarna, Alloy, Consumer Financial Protection Bureau, Tether, State of California, Ticketmaster, Dapper Labs, Andreessen Horowitz and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

In Mexico there is a huge need for banking services. It is one of the most unbanked economies in the world as most consumers stay in the cash-based informal economy. But as the fintech ecosystem develops, there are compelling reasons for people to join the formal economy, and Kueski is at the heart of those efforts. Our next guest on the Fintech One-on-One podcast is Adal Flores, the CEO and Co-Fo...

Today, we discussed big fintech news from FTX, Marcus by Goldman Sachs, Ramp, J.P. Morgan, Zelle®, Consumer Financial Protection Bureau, Coinbase, Andreessen Horowitz, Bank of America, Seedrs and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

A myriad of documentation is needed for lenders to make an accurate lending decision. This becomes even more complicated in the case of auto loans where an entirely new category of paperwork enters the picture. Lenders need to be able to process this unstructured data quickly and easily. Our next guest on the Fintech One-on-One podcast is Justin Wickett, the CEO and Co-Founder of Informed.iq . The...

On the show today we discuss big fintech news from the Federal Reserve Board, Apple, Visa, Mastercard, Affirm, Galaxy Digital, BitGo, Silvergate Bank, Signature Bank, Customers Bank and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

This week on the news show we discussed big news stories from Plaid, Wise, Marcus by Goldman Sachs, Tornado Cash, Figure, Digit, Coinbase, Marqeta, Upstart and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Before the pandemic, very few banks were interested in small business loans, those sub-$100,000 loans that are the lifeblood of millions of small businesses. But when forced into action with the Paycheck Protection Program banks found (often with the help of fintechs) that they could not only underwrite these loan sizes, they could do it online. That has been a game changer. My next guests on the...

If you go back just nine months, you will remember a time when fintech founders were raising capital with ease. Nine-figure funding rounds were the norm, and a new fintech unicorn was minted almost every day at ever higher valuations. Today, the pendulum has swung in the completely opposite direction where any funding round is a surprise with down rounds and layoffs now the norm. To make sense of...

On this week's Fintech Nexus News show we discussed big news stories from Coinbase, BlackRock, Robinhood, PayPal, SoFi, CFTC, JPMorgan Chase & Co., Equifax, #superapps, #consumercredit, #cryptohacks and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

When it comes to Buy-Now-Pay-Later (BNPL) consumers continue to spend. They love the product in all of its varieties. While those of us in the fintech space lament the huge drop in valuations with many of the BNPL leaders, consumers don't care. They just continue to use the product. The BNPL pioneers all focused on the merchant model, where they do deals with large brands to offer their BNPL...

Those companies that are no longer small businesses but not yet large corporations occupy what is called the "middle market." When it comes to lending to these companies, it is very relationship-driven and not exactly a tech-forward operation. So, this spells an opportunity for a fintech-centered approach to middle market lending. My next guest on the Fintech One-on-One Podcast is Meredi...

If you have been following the crypto space for any length of time, you hear the excitement that many people have for the tokenization of assets. They talk about being able to trade any asset globally, doing it instantly and with transparency. But there has always been a missing piece to this puzzle: compliance. How are governments going to get comfortable with this? Our next guest on the Fintech...

On today's show we discussed big news from Celsius, Stripe, Klarna, Three Arrows Capital Pte Ltd, Plaid, OpenSea, The Home Depot, PlayStation, Quadrata, Inc., BNPL and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Tens of millions of people are living and working in a foreign country and sending money to their families back home. They want a remittance service that is convenient, inexpensive and trustworthy. And while the remittance business has been around for more than a century, there are better options today than ever before. My next guest on the Fintech One-on-One Podcast is Matt Oppenheimer, the CEO a...

On the news show today we discuss big fintech news from Voyager Digital, FTX, Nexo, Vauld, Meta, Klarna, Goldman Sachs, ONE, defi, embedded finance and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

There is a massive market that has been all but ignored by fintech founders. I am talking about the senior market. We have tens of millions of people, many with a decent net worth, with few financial services targeting them. This needs to change because the financial needs of this population are only going to become more complex and demanding over time. Our next guest on the Fintech One-on-One Pod...

On the show today we discussed fintech news from FTX, BlockFi, Robinhood, Celsius, OpenSea, Cambridge Centre for Alternative Finance, Cambridge Judge Business School, Amount, U.S. Securities and Exchange Commission, Apple and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Mortgage servicing is one of the few areas of finance that has been relatively untouched by fintech. It is very complex with huge technology and compliance requirements that creates a large barrier to entry for newcomers. But there are new entrants that are not taking on the incumbents directly but partnering with them in one of their key areas of need: loss mitigation. Our next guest on the Finte...