Miguel Armaza
Fintech Leaders
Learn from today’s global leaders building the organizations that will dominate the 21st century in fintech, business, and beyond.
Author
Miguel Armaza
Category
Podcast website
Latest episode
Jul 7, 2026
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Episodes
Eynat Guez, Papaya Global CEO - From 1,000 Rejections to $34 Billion in Annual Payments 03.06.2025 41:31
Send us Fan Mail Miguel Armaza interviews Eynat Guez , CEO and Founder of Papaya Global . She has built an HR and payroll platform that has transformed how companies manage and operate global teams across 180 countries. After having faced over 1,000 rejections from VCs, Papaya has now grown to process $34 billion in payments annually and they've raised significant funding from Insight Partner...
Chen Amit, Tipalti CEO - A $100 Billion Opportunity, Why 'Once-in-a-Decade' Crises Now Happen Every 6 Months, Achieving 99% Revenue Retention 27.05.2025 45:19
Send us Fan Mail Miguel Armaza interviews Chen Amit , CEO and Co-Founder of Tipalti , a global fintech platform processing billions in payments and serving over 4,000 mid-market companies worldwide. By focusing on the underserved mid-sized companies, Tipalti has achieved 99% gross revenue retention over 15 years and secured licenses across 50+ jurisdictions. We discuss: Navigating "once-in-a-...
Anré Williams, American Express – From Intern to Bank CEO, a 35-Year Journey at a Global Powerhouse 14.05.2025 42:26
Send us Fan Mail Miguel Armaza sits down in NYC with Anré Williams , Senior Executive Advisor at American Express . Anré has spent over 35 years at Amex, rising from summer intern to, most recently, CEO of American Express National Bank (which represents ~60% of the company's revenues). Under his leadership, Amex transformed its banking business into a top 25 US bank by assets. Amex is one of...
Eduardo Chedid, CEO of PicPay: 60M Users, $1B Revenue, From Brazil’s Digital Wallet to a Banking Giant 07.05.2025 57:45
Send us Fan Mail Miguel Armaza travels to Sao Paulo for an interview with Eduardo Chedid , CEO of PicPay , a Brazilian fintech giant that has quietly become one of the most important financial companies in Latin America. With 60 million customers and handling 11% of all Pix payments transactions in Brazil, PicPay has achieved profitability while maintaining hyper-growth—posting 61% revenue growth...
Yoshi Yokokawa, CEO of Alpaca – 5 Million Accounts in 40 Countries, A Vision for Borderless Investing, Decision Frameworks & The API Sandwich Strategy 30.04.2025 36:15
Send us Fan Mail Miguel Armaza stops by the New York Stock Exchange to interview Yoshi Yokokawa , CEO & Co-founder of Alpaca , an API-first brokerage infrastructure company that has raised over $100 million to serve more than 200 financial institutions across 40 countries, with 5 million brokerage accounts on their platform. In this episode, we discuss: Balancing data-driven decisions with ent...
Daniel Vogel, CEO of Bitso – Serving 12 Million Customers and Building a Crypto Giant Through Innovation, Transparency, and a Curious Mind 23.04.2025 50:10
Send us Fan Mail Miguel Armaza interviews Daniel Vogel , CEO & Co-Founder of Bitso , one of Latin America's leading cryptocurrency platforms serving over 12 million customers across Mexico, Argentina, Colombia, and Brazil. Bitso processes over 10% of the remittances flowing from the US to Mexico ($6 - $7 Billion), and is pioneering the use of stablecoins for cross-border transactions thro...
Bam Azizi, CEO of Mesh Connect - From Credit Card Debt to $130M, Building the Rails for a $37T Market, Executing a Wild Pivot 16.04.2025 34:57
Send us Fan Mail Miguel Armaza interviews Bam Azizi , Co-Founder and CEO of Mesh Connect , a fintech infrastructure company that has transformed from a consumer-focus to a fast-growing B2B platform serving hundreds of corporate clients including Revolut, and Coinbase. After raising nearly $130 million, including a Series B closed in just one month, Mesh is now focusing on serving the stablecoin ec...
Johnny Ayers, CEO of Socure - Building a Giant that Protects Billions of Identities, and How to Turn a Crisis into an Advantage 09.04.2025 42:19
Send us Fan Mail Miguel Armaza interviews Johnny Ayers , CEO and Co-Founder of Socure , a leader in digital identity verification that has transformed the industry using machine learning and graph databases. From surviving a major risk event in 2014 to becoming a trusted partner for the largest financial institutions, consumer businesses, and government agencies, Socure now processes over 15 billi...
Shensi Ding, Merge Co-Founder - Lessons for First-Time Founders, $75M to build API Infrastructure in an AI World, The Truth About Fundraising 18.03.2025 30:10
Send us Fan Mail Miguel Armaza interviews Shensi Ding , Co-Founder of Merge , an integrations infrastructure platform that has quickly grown from serving early-stage startups to powering integration layers for some of the largest financial services companies in the world including Revolut, Airwallex, Ramp, Brex and many more. They have raised a total of $75 million from great investors including N...
David Magerman, Differential Ventures - How to Fix the Internet, Risks of GenAI, Pioneering Quant Trading 12.03.2025 45:41
Send us Fan Mail [Original air date, February 6, 2024] Miguel Armaza sits down with David Magerman , Managing Partner and Co-Founder of Differential Ventures , an early-stage fund that invests in data-focused entrepreneurs building enterprise technology. In a past life, he spent 22 years in leadership roles at Renaissance Technologies (RenTech), a legendary hedge fund with over $100 billion in A...
Ryan Graciano, Credit Karma Co-Founder - Scaling to 140 Million Users, Turning Crisis into Opportunity, Leading Product Innovation From CTO to CPO 05.03.2025 43:35
Send us Fan Mail Miguel Armaza interviews Ryan Graciano , Co-Founder and Chief Product Officer of Credit Karma , one of the most successful fintech companies serving over 130 million customers. Credit Karma was bought by Intuit for $7.1bn in 2020, marking one of fintech’s largest acquisitions ever. Ryan began his journey as CTO after a brief stint at IBM and helped build Credit Karma from the grou...
Jackie Reses, Lead Bank CEO - Lessons from Tech Titans, Why Regulators Might Finally Be Ready for AI, Building Modern Financial Rails 19.02.2025 41:59
Send us Fan Mail Miguel Armaza welcomes back Jackie Reses , CEO and Co-Founder of Lead Bank , a pioneering bank reimagining modern financial infrastructure and fintech partnerships. Jackie previously held leadership roles at Square and Yahoo, and served on the board of Alibaba, working alongside visionaries like Jack Dorsey and Jack Ma. In this episode, we discuss: How Lead Bank achieved instant...
John Waldmann, CEO of Homebase - Serving 3.8M SMB Workers, Why AI Will Create More Small Business Owners, Importance of High-Velocity Decision Making 11.02.2025 37:19
Send us Fan Mail Miguel Armaza interviews John Waldmann , Founder & CEO of Homebase , a company on a mission to help modernize local business teams in the US. Since launching in 2014, Homebase has grown to support over 150,000 businesses and 3.8 million workers, processing hundreds of millions of shifts annually. In this episode, we discuss: Why founders should have more courage and conviction...
Howard Lindzon: The Rise of the Degenerate Economy, Why Markets Are Rigged, Web2 Failed, and It’s still a Great Time to Invest 04.02.2025 47:52
Send us Fan Mail Miguel Armaza interviews Howard Lindzon , a seasoned investor, entrepreneur, and founder of StockTwits , the largest social network for investors and traders. Howard is also the founder of Social Leverage , a venture capital firm that has backed great companies like Robinhood and eToro. Often called "The Larry David of Finance" for his candid, no-nonsense takes on market...
Ali Hamed, Founder of Treville - From Cold Emails to $2B AUM, How Michael Ovitz Taught Ali to Move Mountains, Rejecting Work-Life Balance 28.01.2025 48:43
Send us Fan Mail Miguel Armaza interviews Ali Hamed , Co-Founder of Treville (formerly CoVenture), a $2 Billion investment firm that's breaking traditional asset class boundaries. Hamed has built one of the most distinctive firms in the industry, combining venture capital, credit, and asset-backed strategies with a uniquely rigorous approach - all starting from cold emails during his college...
Savneet Singh, CEO of PAR Technology - The $3B Turnaround: Transforming a Failing Company into a Tech Leader 21.01.2025 38:14
Send us Fan Mail Miguel Armaza interviews Savneet Singh , CEO of PAR Technology (NYSE: PAR) , a company he helped transform from a struggling legacy hardware with a small market cap into a thriving restaurant technology leader now worth nearly $3 billion in the public markets. When Savneet joined PAR's board in 2018, he found a company facing multiple crises - from DOJ investigations and acti...
Best of 2024 - From the Leaders of Kaspi, Xero, dLocal, Addepar, QED, Zip, and Airwallex 31.12.2024 36:20
Send us Fan Mail We bring you a compilation of some of the best and most popular episodes of 2024. The guests of this episode have either founded or held key leadership roles in companies with a $200 Billion combined market cap, including Capital One, Kaspi, Mercado Libre, and Xero. It was an amazing year for Fintech Leaders with 42 new guests from 13 countries. Our interviews were viewed almost 3...
Adam Nash, CEO of Daffy – The Future of Charitable Giving, Lessons for CEOs, & Staying Bullish on Consumer Fintech 24.12.2024 42:52
Send us Fan Mail [Original air date, March 21, 2023] For this Christmas Eve episode, I revisit my 2023 interview with Adam Nash , Co-Founder and CEO of Daffy , a special fintech platform that encourages charitable giving. Giving to charity is a powerful way to create change; even a small contribution to the right cause can transform lives and it’s a chance to make a real difference. As the year...
Daragh Murphy, CEO of Imprint - $200M to Disrupt Co-Branded Credit Cards with a Customer-First Approach 17.12.2024 38:35
Send us Fan Mail Miguel Armaza interviews Daragh Murphy , CEO & Co-Founder of Imprint , a fast-growing and leading fintech in the co-branded credit card space that has raised $200 million from Thrive Capital, Ribbit, Khosla Ventures, Kleiner Perkins, Stripe, and a many more great investors. In this episode, we discuss: Challenges and lessons building Imprint, including pivoting and finding pro...
Kamran Zaki, ICONIQ Growth Partner - From Building a $50Bn Global Payments Giant to Fintech Investor 10.12.2024 34:41
Send us Fan Mail Miguel Armaza interviews Kamran Zaki , Partner at ICONIQ Growth and former COO of Adyen . ICONIQ growth is a multi-billion fund that has backed dozens of amazing companies, 27 of which have IPOd and together comprise a market cap of over $1.5T. Some of their fintech investments include Adyen, Chime, Ramp, Robinhood, Monzo and Bill.com. In this episode, we discuss: What it means to...
Josh Reeves, CEO of Gusto – Building a $9.6 Billion Company to Serve Small Businesses 03.12.2024 48:41
Send us Fan Mail [Original air date, October 10, 2023] Miguel Armaza sits down with Josh Reeves , CEO & Co-Founder of Gusto , one of the largest HR & Payroll companies in the US, focused on serving small and medium-sized businesses. In addition to HR, payroll, and benefits, Gusto is a strong player of embedded fintech solutions and in 2023 announced a very large partnership with JPM Chas...
Alan Patricof – Tech & VC Legend. 90-Years-Old: Fit, Focused and Closing Deals 26.11.2024 48:02
Send us Fan Mail Miguel Armaza interviews Alan Patricof , Co-Founder of Primetime Partners , Greycroft , and Apax Partners . It’s hard to explain just how important Alan has been for tech and VC. He’s one of the true pioneers in venture capital worldwide, having started his first VC firm in the 1970s, Alan Patricof and Associates, which later became Apax Partners and currently has over ~$80Bn AUM....
Nigel Morris, QED and Capital One Co-Founder - Transforming Financial Services for a Billion People 19.11.2024 47:11
Send us Fan Mail Miguel Armaza travels to Alexandria, Virginia for an in-person interview with a fintech legend: Nigel Morris , Co-Founder of QED and Capital One . QED is a global fintech venture capital firm that has backed numerous amazing companies, including Credit Karma, Nubank, Avant, SoFi, and Klarna. They currently have over $4.0 billion in AUM. Prior to QED, Nigel co-founded Capital One...
Howard Morgan - From Ham Radio to GenAI: A Remarkable Journey in Tech 12.11.2024 41:34
Send us Fan Mail Miguel Armaza interviews Howard Morgan , Chair at B Capital , and also co-founder of Renaissance Technologies and First Round Capital. Howard and Miguel sat down live on stage at Barclays Rise in NYC for the Gilgamesh Ventures Summit, an annual meeting with over 150 Limited Partners, Founders, and Investors for a series of events and discussions about the future of tech and financ...
Jouk Pleiter, CEO of Backbase – Bootstrapping to €2.5 Billion, Scaling Worldwide, Simplifying Banking Technology 05.11.2024 41:31
Send us Fan Mail Miguel Armaza interviews Jouk Pleiter , CEO & Founder of Backbase , a global fintech that’s modernizing software and infrastructure for banks around the world. Founded in 2003, Backbase was bootstrapped to €200M in annual revenue until they raised a single Private Equity round of €120M from Motive Partners in 2022, valuing the company at €2.5B. They have now grown to over €300...
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