FinTech Futures

In this episode of the What the Fintech? podcast, we’re joined by Kevin Levitt, head of financial services and global industry business development at Nvidia. In our News in Numbers section, Kevin discusses how US banks have closed a record number of retail branches in 2021. This is against a backdrop of increasingly mobile and digital-first banking, on both sides of the Atlantic, as the twin forc...

In this episode of the What the Fintech? podcast, we’re joined by Wayne Scott, regulatory compliance solutions lead at NCC Group. In our News in Numbers section, Wayne discusses the recent announcement that HSBC UK is to close 69 branches across the country as more customers continue to switch to mobile and online banking, and what the future of banking might look like. For the main discussion, Wa...

In this episode of the What the Fintech? podcast, we’re joined by Bill Verhelle, CEO and founder of QuickFi. In our News in Numbers section, Bill discusses the importance of APIs and their key role in digital banking after a new Cornerstone Advisors report revealed around 40% of banks currently don’t have an API strategy. For the main discussion, Bill and FinTech Futures editor Paul Hindle discuss...

In this episode of the What the Fintech? podcast, we’re joined by Tony Coleman, chief technology officer at cloud banking platform Temenos. In our News in Numbers section, Tony discusses the importance of collaboration following the news that TSB and banking technology platform provider BankiFi have teamed up to launch a new app to enable small businesses to receive quicker payments and to better...

Welcome to the brand-new season of the What the Fintech? podcast! To kick off season three, we’re joined by John Natalizia, co-founder and CEO of Snoop, a smart money mobile app powered by open banking. In our News in Numbers section, John talks to us about the growth of buy now, pay later (BNPL) and its extension into grocery shopping. We also discuss JP Morgan’s plans to spend $12 billion on tec...

Annerie Vreugdenhil, chief innovation officer at ING, joins us for the latest episode of What the Fintech? Annerie, who is also head of ING Neo, talks to us about the rise and rise of buy now, pay later (BNPL) firms and her opinion of how the budding industry sector is attracting the high customer numbers it is. We'll also talk about the CEO of M1 Finance and his purchase of a US regional bank. Fo...

Marina Goche, chief executive officer at Sentifi, joins us on this week's episode of the What the Fintech? podcast. She's brought stats about the 2028, when the alternative data market is expected to reach a value of $69.3 billion. For the news in numbers we also chat about the 80% of securities Deutsche Bank plans to have digitised in 2023. For the main discussion section we take on the world of...

Michel Breeuwer, general manager for the Benelux and Baltics at Mambu, joins us on this week's episode of the What the FinTech? podcast. For the news in numbers segment of the show we discuss Google dropping its development of its Plex banking project, and the increase in operating losses for UK aggregation service Curve. In our main discussion, Michel and Alex take on the subject of cloud banking...

Suraya Randawa, head of omnichannel experience at Curinos, and Sarah Welch, managing director at Curinos, join us on this week's episode of the What the FinTech? podcast. For the news in numbers we discuss the fact that 63% of Gen Z users trust large companies, and those who don't feel they behave without integrity. We also discuss the stat that trust in banks and digital banks has increased by 26...

Henrik Rosvall, CEO and founder of Scandinavian digital bank Dreams, joins us on What the FinTech? for this week's episode. For our numbers-based stories this week we talked about the acquisition of buy now, pay later (BNPL) GreenSky by Goldman Sachs and how the European Banking Authority plans to improve its supervisory coverage of platform-based business models in Europe. In the main discussion...

Ian Foley, partner at Level Ventures and resident cartoonist at FinTech Futures, joins us for this latest episode of our What the Fintech? podcast. For our numbers-based news this week we talk about the investment by US Bank in a pair of venture capital firms, and also touch upon Standard Chartered setting aside $107 million for the setting up of a new challenger bank in Singapore. For our main di...

Matt Phillips, vice president and head of financial services for UK and Ireland at Diebold Nixdorf, joins us for this latest episode of our What the Fintech? podcast. In our news section we discuss the phasing out of the magnetic stripe by Mastercard, planned for 2033 and kicking off in the next few years. We also have a chat about the growing user numbers buy now, pay later (BNPL) firm Klarna is...

Elena Barabanova, managing director at the settlement centre for VTB Bank, joins us on this episode of the What the Fintech? podcast. For our news in numbers this week, Elena discusses the claim of the new Nexus project that its payments can be processed in under 60 seconds, and we talk about Western Union jettisoning its business solutions division. In our discussion section we take on ISO 20022,...

Louisa Murray, chief operating officer for UK and Europe at Railsbank, joins us on this latest episode of the What the Fintech? podcast. This week for our news in numbers we talk about the rising need for great talent at fintechs in London and UK, plus Plaid settling a class action over its open banking data gathering. For your discussion segment we chat all about embedded finance, how it can be t...

Bradley Riss, chief commercial officer at Checkout.com, joins us on this latest episode of the What the Fintech? podcast. This week for our news in numbers we talk about Visa's €1.8 billion acquisition of Tink, and the rising number of UK adults owning cryptocurrency. For our discussion segment we chat payments data, and how it can form the basis for wholesale change in both sides of the industry....

Vroon Modgill, CEO and founder of Sokin, joins us on this latest episode of the What the Fintech? podcast. This week we talk about the movement of Wise into India, and HSBC and ING pumping investment into BNPL player Divido. In our discussion section we chat about the fate of remittances in the post-COVID landscape, and how the sector is ripe for disruption from digital players ready to help those...

Vincent Kilcoyne, executive vice president and head of product management at SmartStream, joins us on this latest episode of the What the Fintech? podcast. For our news in numbers, Vincent talks about the huge numbers involved when financial institutions experience operational loss events, and how despite progress, it keeps happening. We also chat about the data breach at buy now, pay later giant...

Kunal Galav, regional director for EMEA at Mambu, joins us on this latest episode of the What the Fintech? podcast. This week we talk about the six week deadline the Financial Conduct Authority has given e-money institutions and non-banks to clarify to their users they're not banks. We also chat about the cognitive barrier of poverty and how the unbanked and underbanked can be roughly treated by a...

James Herbert, founder and CEO of financial inclusion and wellbeing fintech Hastee, joins us on this latest episode of the What the Fintech? podcast. This week we talk about HSBC paying up to get rid of its loss-making French businesses, Curve going crowdfunding just five months after raising a $95m Series C, and the French watchdog's 127-page warning about the power of Big Tech. In our discussion...

Riten Gohil, partner and co-founder at compliance and risk technology firm Sphonic joins us on this latest episode of the What the Fintech? podcast. We cover a ranger of topics, including Mastercard acquiring Ekata in a $850 million deal, Robinhood's take on "elitist" regulators, and Santander's migration of its IT infrastructure to the cloud. In our discussion section, we talk about whether finte...

EngKok Chong, Chief Digital Officer at Infopro, joins us on this latest episode of the What the Fintech? podcast. We talk about Indonesian fintech Alami acquires rural bank in $10m deal, Santander 111 UK branch closures as consumers go digital and our exclusive story on Revolut freezing $90k of investment manager’s account. Chong provides his insight on Infopro's award-winning Best Core Banking So...

Leena Iyar, chief branding officer at Moxtra, joins us on this latest episode of the What the Fintech? podcast. We talk about Freetrade’s £50 million Series B fundraise and how 65% of UK financial institutions missed the UK Treasury’s gender representation targets. We also try and unpack the workplace harassment allegations against Goldman Sachs following the leaked survey by 13 first year analyst...

What the Fintech? | S.2 Episode 7 | Class is in session Tania Ziegler, senior research associate at the Cambridge Centre for Alternative Finance (CCAF), joins us on this latest episode of the What the Fintech? podcast. We talk about the £12 billion proposed for the new UK infrastructure bank, which falls short of the £20 billion recommended by the government’s own commission. We also discuss SoFi’...

On this latest episode of the What the Fintech podcast, we are joined by Pablo Reyes, director of technology at Strands. It’s all about the numbers as we unpack HSBC, Lloyd’s and Barclays’ latest financial results. We talk about how HSBC is exploring its options for its loss-making US retail arm, Lloyd’s tech spending programme amid a 72% profit dip and Barclays’ closure of Pingit. Reyes provides...

What the Fintech? | S.2 Episode 5 | Rising to the top Alexandra Boyle, head of strategic client group for Europe at ‎OpenFin, joins us on this latest episode of the What the Fintech? podcast. We talk about legacy technology and new players as the Financial Conduct Authority revealed that more than 90% of UK’s financial firms still rely on legacy tech. We also unpack IKEA’s recent purchase of a 49%...